IP Library › Granted Patent US 11,868,832
Granted Patent B2
US 11,868,832 · App. 17/371,534 · Granted Jan 9, 2024

Card and method for making the same

Inventor: Om J. Suthar (Brambleton, VA)
Assignee: Capital One Services, LLC
G06K19/06196G06K19/022G06K19/042G06K19/06187G06K19/07722G06K19/07745G06Q20/34
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Quick Facts
Patent No.
US 11,868,832
App. No.
17/371,534
Granted
Jan 9, 2024
Kind
B2
Abstract

A transaction card construction and a method for making transaction cards provides increased security for transaction card magnetic strips. The transaction card construct on includes a card inlay and a clear card body. The card inlay is formed via a lamination press process with the magnetic strip attached to a back surface of the card inlay. The card body may have a window through which a data storage element may be exposed for accessing, such as by a magnetic stripe reader or EMV chip reader. The card body may be formed by adhering the card inlay to the clear card body.

Claims (41)

1. A card comprising:

a data storage component having a first plurality of side walls;

a window housing the data storage component and formed in the card comprising a light diffusing material having an outer surface and an inner surface opposite thereto, wherein the window has a second plurality of side walls, and wherein a gap exists between the first plurality of side walls of the data storage component and the second plurality of side walls of the window; and

a card body comprising an outer surface and an inner surface opposite thereto;

wherein:

a card inlay is joined to the card body such that the outer surface of the card inlay substantially forms a first outer surface of the card and the outer surface of the card body forms a second outer surface of the card; and

a portion of the inner surface of the card inlay contacts a portion of the inner surface of the card body.

2. The card of claim 1 , wherein:

the data storage component further comprises a first surface and a second surface opposite thereto; and

the window housing the data storage component and formed in the card wherein the second surface of the data storage component is substantially flush with a portion of the second outer surface of the card.

3. The card of claim 2 , wherein the first surface of the data storage component is substantially flush with a portion of the first outer surface of the card.

4. The card of claim 2 , wherein a portion of the inner surface of the card body is substantially flush with the outer surface of the card inlay and forms a portion of the first outer surface of the card.

5. The card of claim 2 , wherein:

the card inlay comprises a pocket formed therein; and

the card comprises a second data storage component embedded in the pocket.

6. The card of claim 2 , wherein the data storage component is a magnetic strip.

7. The card of claim 2 , wherein:

the gap has a tolerance less than +/−0.5 mm.

8. The card of claim 1 , wherein the card inlay is substantially translucent.

9. The card of claim 1 , wherein both the card inlay and the card body are substantially translucent.

10. The card of claim 1 wherein at least a portion of the card inlay comprises a reflective material.

11. The card of claim 1 , wherein:

the card inlay includes a top layer and a bottom layer; and

the top layer and the bottom layer are lamination-pressed to form the card inlay.

12. The card of claim 11 , wherein the top layer is made of polycarbonate.

13. The card of claim 11 , wherein the bottom layer is made of polyvinyl chloride.

14. A method of manufacturing a card, the method comprising:

forming a first layer of a card inlay from a first sheet laminate and a second layer of the card inlay from a second sheet laminate, wherein at least one sheet laminate comprises a light-diffusing material;

forming the card inlay by joining the first layer and the second layer;

forming a card body;

adhering the card inlay to the card body such that a portion of an inner surface of the card inlay contacts a portion of the inner surface of the card body;

attaching a storage component to an inner surface of the card inlay; and

forming a window in the card body, wherein the window has a plurality of side walls, the storage component has a plurality of side walls, and a gap is formed between the plurality of side walls of the window.

15. The method of claim 14 , further comprising:

creating a pocket in the card inlay; and

embedding a second data storage component in the pocket.

16. The method of claim 15 , wherein the second data storage component is a microchip.

17. The method of claim 15 , wherein the window is formed by a milling process.

18. The method of claim 14 , wherein the card body is injection-molded.

19. The method of claim 14 , wherein the card body is substantially translucent and made of a clear resin mixture including a thermoplastic elastomer.

20. The method of claim 14 , wherein the first layer and the second layer are lamination-pressed to form the card inlay.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 9, 2021
From: SUTHAR, OM J
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 056802/0546 →
Continuity (5)
Continuation 16880916 · May 21, 2020
Continuation 16141540 · Sep 25, 2018
Continuation 15819933 · Nov 21, 2017
Provisional Application 62432377 · Dec 9, 2016
Related Publication 20210406628A1 · Dec 30, 2021