Systems and methods for augmented reality for disaster simulation
View Patent ↗An augmented reality (AR) system for generating and displaying a pre-disaster Enhanced Situation Visualization (ESV) is provided. The AR system may include an ESV computing device, a user computing device operated by a user and a reference database. The user computing device may transmit a reference request message to the ESV device, the reference request message including an image and/or GPS location of a property. The ESV computing device may determine the subject of the image is the property, retrieve reference information including peril maps associated with the property from the reference database, and determine situation information specific to the subject. The reference and situation information including a loss estimate may be displayed on the user computing device to provide an ESV of the property. The ESV may be used for insurance-related activities, such as handling, adjusting, and/or generating an insurance policy, premium, and/or discount, and/or generating insurance-related recommendations.
1. An Enhanced Situation Visualization (ESV) computing device comprising a memory and at least one processor communicatively coupled to the memory, wherein the at least one processor is configured to:
determine potential damage to a property due to an occurrence of a future natural event;
generate a reference response message including the determined potential damage to the property; and
in response to receiving the reference response message, cause to be displayed on a user computing device the potential damage to the property overlaid upon a current view of the property as viewed through the user computing device.
2. The ESV computing device of claim 1 , wherein the at least one processor is further configured to:
retrieve, from a reference database, reference information that includes a peril map indicating a risk level associated with the future natural event; and
determine the potential damage based upon the peril map.
3. The ESV computing device of claim 2 , wherein the at least one processor is further configured to determine, based upon the peril map and the future natural event, a loss estimate associated with the potential damage.
4. The ESV computing device of claim 3 , wherein the at least one processor is further configured to cause to be displayed on the user computing device the loss estimate overlaid upon the current view of the property as viewed through the user computing device.
5. The ESV computing device of claim 1 , wherein the at least one processor is further configured to cause to be displayed, using the reference response message on the user computing device, at least one effect at the property due to the future natural event, the at least one effect overlaid upon the current view of the property as viewed through the user computing device.
6. The ESV computing device of claim 1 , wherein the at least one processor is further configured to receive a reference request message from the user computing device, the reference request message including (i) an image representative of the current view of the property as viewed through the user computing device and (ii) at least one user-input variable, the user-input variable associated with a characteristic of the future natural event.
7. The ESV computing device of claim 1 , wherein the at least one processor is further configured to transmit the reference response message to the user computing device.
8. A computer-implemented method for generating and displaying a pre-disaster Enhanced Situation Visualization (ESV) on a user interface of a user computing device, the method comprising:
determining potential damage to a property due to an occurrence of a future natural event;
generating a reference response message including the determined potential damage to the property; and
in response to receiving the reference response message, causing to be displayed on the user computing device the potential damage to the property overlaid upon a current view of the property as viewed through the user computing device.
9. The computer-implemented method of claim 8 further comprising:
retrieving, from a reference database, reference information that includes a peril map indicating a risk level associated with the future natural event; and
determining the potential damage based upon the peril map.
10. The computer-implemented method of claim 9 further comprising determining, based upon the peril map and the future natural event, a loss estimate associated with the potential damage.
11. The computer-implemented method of claim 10 further comprising causing to be displayed on the user computing device the loss estimate overlaid upon the current view of the property as viewed through the user computing device.
12. The computer-implemented method of claim 8 further comprising causing to be displayed, using the reference response message on the user computing device, at least one effect at the property due to the future natural event, the at least one effect overlaid upon the current view of the property as viewed through the user computing device.
13. The computer-implemented method of claim 8 further comprising receiving a reference request message from the user computing device, the reference request message including (i) an image representative of the current view of the property as viewed through the user computing device and (ii) at least one user-input variable, the user-input variable associated with a characteristic of the future natural event.
14. The computer-implemented method of claim 8 further comprising transmitting the reference response message to the user computing device.
15. At least one non-transitory computer-readable storage medium having computer-executable instructions embodied thereon, wherein when executed by at least one processor, the computer-executable instructions cause the at least one processor to:
determine potential damage to a property due to an occurrence of a future natural event;
generate a reference response message including the determined potential damage to the property; and
in response to receiving the reference response message, cause to be displayed on a user computing device the potential damage to the property overlaid upon a current view of the property as viewed through the user computing device.
16. The computer-readable storage medium of claim 15 , wherein the computer-executable instructions further cause the at least one processor to:
retrieve, from a reference database, reference information that includes a peril map indicating a risk level associated with the future natural event; and
determine the potential damage based upon the peril map.
17. The computer-readable storage medium of claim 16 , wherein the computer-executable instructions further cause the at least one processor to determine, based upon the peril map and the future natural event, a loss estimate associated with the potential damage.
18. The computer-readable storage medium of claim 15 , wherein the computer-executable instructions further cause the at least one processor to cause to be displayed, using the reference response message on the user computing device, at least one effect at the property due to the future natural event, the at least one effect overlaid upon the current view of the property as viewed through the user computing device.
19. The computer-readable storage medium of claim 15 , wherein the computer-executable instructions further cause the at least one processor to receive a reference request message from the user computing device, the reference request message including (i) an image representative of the current view of the property as viewed through the user computing device and (ii) at least one user-input variable, the user-input variable associated with a characteristic of the future natural event.
20. The computer-readable storage medium of claim 15 , wherein the computer-executable instructions further cause the at least one processor to transmit the reference response message to the user computing device.