IP Library Granted Patent US 11,928,741
Granted Patent B1
US 11,928,741 · App. 17/564,478 · Granted Mar 12, 2024

Systems and methods for detecting items at a property

Inventors: Emily Margaret Gray (San Antonio, TX); Daniel Christopher Bitsis, Jr. (San Antonio, TX); Qunying Kou (San Antonio, TX); Robert Wiseman Simpson (Fair Oaks Ranch, TX); Manfred Amann (San Antonio, TX); Donnette Moncrief Brown (San Antonio, TX); Eric David Schroeder (San Antonio, TX); Meredith Beveridge (San Antonio, TX); Michael J. Maciolek (Boerne, TX); Bobby Lawrence Mohs (San Antonio, TX); Brian F. Shipley (Plano, TX); Justin Dax Haslam (San Antonio, TX); Ashley Raine Philbrick (San Antonio, TX)
Assignee: United Services Automobile Association (USAA)
G06Q40/08G06Q50/163G06V20/20
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Quick Facts
Patent No.
US 11,928,741
App. No.
17/564,478
Granted
Mar 12, 2024
Kind
B1
Abstract

A system may include a router that may receive a plurality of data packets from one or more devices that communicatively couples to the router. The system may also include at least one processor that identifies an identity of a device based on a data packet received by the router from the device, generate an insurance policy that includes the device in response to identifying the identity of the device, and sends a notification indicative of the insurance policy to a computing device in response to generating the insurance policy.

Claims (54)

1. A system, comprising:

at least one processor configured to perform operations comprising:

receiving one or more data packets from a device;

identifying an identity of the device based on the one or more data packets;

determining whether the identity of the device corresponds to an inventory list;

receiving audio data associated with an operation of device;

confirming the identity of the device based on querying a database comprising a plurality of sound profiles associated with a plurality of devices based on the audio data, wherein the identity of the device is confirmed by identifying a sound profile in the plurality of sound profiles that corresponds to the audio data;

generating an insurance policy that includes the device in response to determining the identity of the device is absent from the inventory list and confirming the identity of the device; and

sending a notification indicative of the insurance policy to a computing device in response to generating the insurance policy.

2. The system of claim 1 , comprising an image sensor configured to receive image data representative of the device, wherein the at least one processor is configured to perform the operations comprising verifying a presence of the device based on the image data.

3. The system of claim 2 , wherein the image sensor is disposed in a vehicle.

4. The system of claim 1 , comprising one or more smart speakers configured to receive the audio data and send the audio data to the at least one processor.

5. The system of claim 1 , comprising a router configured to receive the one or more data packets from the device.

6. The system of claim 5 , wherein identifying the identity of the device comprises:

retrieving a media access control (MAC) address from the data packet received;

determining a manufacturer associated with the device based on the MAC address;

querying an additional database using the manufacturer, wherein the additional database comprises a plurality of device types, and wherein the plurality of device types is associated with one or more data packet properties; and

identifying the device from the plurality of device types based on the one or more data packets and the one or more data packet properties.

7. The system of claim 1 , wherein the at least one processor is configured to perform the operations comprising:

receiving financial transaction data indicative of a purchase of the device; and

verifying that the device is present based on the financial transaction data.

8. A method, comprising:

receiving, via a processor, one or more data packets from a device;

identifying, via the processor, an identity of the device based on the one or more data packets;

determining, via the processor, whether the identity of the device corresponds to an inventory list receiving, via the processor, audio data produced during an operation of the device;

receiving, via the processor, image data via one or more sensors;

confirming, via the processor, an identity of the device based on the audio data and the image data, wherein confirming the device comprises:

querying a database using the audio data, wherein the database comprises a plurality of sound profiles, wherein the plurality of sound profiles is associated with one or more device types, and wherein the identity of the device is confirmed by identifying a sound profile in the plurality of sound profiles that corresponds to the audio data; and

querying the database using the image data, wherein the database comprises a plurality of images, and wherein the plurality of images is associated with the one or more device types; and

confirming the identity of the device based on the plurality of sound profiles, the plurality of images, and the one or more device types;

generating, via the processor, an insurance policy that includes the device in response to determining that the identity of the device is absent from the inventory list and confirming the identity of the device; and

sending, via the processor, a notification indicative of the insurance policy to a computing device in response to generating the insurance policy.

9. The method of claim 8 , wherein the device is identified based on one or more properties of the one or more data packets, wherein the one or more properties comprise a size, a header, an encryption method, or any combination thereof.

10. The method of claim 8 , comprising receiving financial information associated with a purchase of the device and identifying the device based on the financial information, the audio data, and the image data.

11. The method of claim 8 , wherein the audio data comprises an amplitude above a threshold.

12. The method of claim 8 , wherein the one or more sensors are disposed in a vehicle.

13. The method of claim 8 , wherein the audio data is representative of the operation of the device.

14. A non-transitory computer-readable medium comprising computer-executable instructions that, when executed, cause a processor to perform operations comprising:

receiving one or more data packets from a device;

identifying an identity of the device based on the one or more data packets;

determining whether the identity of the device corresponds to an inventory list;

receiving audio data produced during an operation of a device;

receiving image data via one or more sensors disposed at a plurality of locations in a structure;

confirming an identity of the device based on the audio data and the image data, wherein identifying the device comprises:

querying a database using the audio data, wherein the database comprises a plurality of sound profiles, wherein the plurality of sound profiles is associated with one or more device types, and wherein the identity of the device is confirmed by identifying a sound profile in the plurality of sound profiles that corresponds to the audio data; and

querying the database using the image data, wherein the database comprises a plurality of images, and wherein the plurality of images is associated with the one or more device types; and

confirming the identity of the device based on the plurality of sound profiles, the plurality of images, and the one or more device types;

generating an insurance policy that includes the device in response to determining that the identity of the device is absent from the inventory list and confirming the identity of the device; and

sending a notification indicative of the insurance policy to a computing device in response to generating the insurance policy.

15. The non-transitory computer-readable medium of claim 14 , wherein the image data comprises thermal image data, infrared image data, or both.

16. The non-transitory computer-readable medium of claim 14 , wherein the computer-executable instructions that cause the processor to perform the operations comprises comprising verifying a presence of the device detected by the audio data using the image data.

17. The non-transitory computer-readable medium of claim 14 , wherein the computer-executable instructions that cause the processor to perform the operations comprises verifying a presence of the device detected by the image data using the audio data.

18. The non-transitory computer-readable medium of claim 14 , wherein the computer-executable instructions that cause the processor to perform the operations comprises verifying a presence of the device using financial data acquired from a database associated with an organization that sells the device.

19. The non-transitory computer-readable medium of claim 14 , wherein the computer-executable instructions that cause the processor to perform the operations comprises verifying a presence of the device using router data acquired from a router communicatively coupled to the device.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 21, 2023
From: GRAY, EMILY MARGARET; BITSIS, DANIEL CHRISTOPHER, JR.; KOU, QUNYING; SIMPSON, ROBERT WISEMAN; AMANN, MANFRED; BROWN, DONNETTE MONCRIEF; SCHROEDER, ERIC DAVID; BEVERIDGE, MEREDITH; MACIOLEK, MICHAEL J.; MOHS, BOBBY LAWRENCE; SHIPLEY, BRIAN F.; HASLAM, JUSTIN DAX; PHILBRICK, ASHLEY RAINE
To: UIPCO, LLC
Reel/Frame 065929/0279 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 21, 2023
From: UIPCO, LLC
To: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Reel/Frame 065929/0306 →
Continuity (2)
Continuation 16824535 · Mar 19, 2020
Provisional Application 62821269 · Mar 20, 2019