Systems and methods for analyzing property related information
A property analyzer device may include (1) a receiver configured to receive property identification information from a mobile device, the received property identification information including a picture of the property and/or a property location; (2) a retriever configured to retrieve property-related information from multiple property sources (such as public record databases, websites, or an internal company database) based upon the received property identification information; (3) a processor configured to consolidate the retrieved property-related information into a consolidated property-related image of the property; and (4) a transmitter configured to transmit the consolidated property-related image to the mobile device for review by a user. The mobile device may display the consolidated images that may include several images of the property taken over time (such as showing repairs or improvements made), home insurance quotes, home loan quotes, and other types of property-related or community information that home buyers or owners would find useful.
1. A mobile device for displaying a combination of property-related information on a display screen of the mobile device, the mobile device comprising at least one processor in communication with at least one memory, wherein the at least one processor is programmed to:
identify a property location based on a picture of a property captured by a camera on the mobile device;
compare the picture of the property with at least one historical property picture of the property at the property location to identify at least one disparity between the historical property picture and the picture of the property;
generate an augmented reality overlay, wherein the augmented reality overlay is configured to visually highlight the at least one identified disparity;
capture a live video feed of the property by the camera of the mobile device; and
cause the augmented reality overlay to be simultaneously displayed with the live video feed on the display screen of the mobile device.
2. The mobile device of claim 1 , wherein the property location is identified via a mobile application stored by the mobile device, and the augmented reality overlay is generated by the mobile application of the mobile device.
3. The mobile device of claim 1 , wherein the at least one processor is further programmed to generate the augmented reality overlay according to preset rules that are based upon at least one of user preferences, user settings, and preidentified concerns about the property.
4. The mobile device of claim 1 , wherein the at least one processor is further programmed to:
retrieve, from a database comprising a plurality of historical property pictures for a plurality of properties, the at least one historical property picture of the plurality of historical property pictures of the property at the property location; and
perform an image analysis on the at least one historical property picture and the picture of the property to identify the at least one disparity between the historical property picture and the picture of the property.
5. The mobile device of claim 4 , wherein the at least one processor is further programmed to compare the picture of the property with the at least one historical picture of the property to determine disparities with public record data or internal data of the property.
6. The mobile device of claim 1 , wherein the at least one processor is further programmed to identify the property location based on Global Positioning System (GPS) coordinates captured by the mobile device when the picture was captured.
7. The mobile device of claim 1 , wherein the at least one processor is further programmed to:
receive an insurance quote for the property based upon information about the property; and
adjust the augmented reality overlay to display the insurance quote on the display screen of the mobile device.
8. The mobile device of claim 1 , wherein the at least one processor is further programmed to:
receive a mortgage rate quote for the property based upon information about the property; and
adjust the augmented reality overlay to display the mortgage rate quote on the display screen of the mobile device.
9. The mobile device of claim 1 , wherein the at least one processor is further programmed to:
retrieve historical severe weather data for the property from a property source based upon the property location; and
adjust the augmented reality overlay to display one or more statistics of the retrieved historical severe weather data on the display screen of the mobile device.
10. The mobile device of claim 1 , wherein the at least one processor is further programmed to:
retrieve risk information for the property from a property source based upon the property location; and
adjust the augmented reality overlay to display the risk information for the property on the display screen of the mobile device.
11. The mobile device of claim 10 , wherein the risk information comprises information about at least one of flooding, wildfire, and storm surge, with respect to the property.
12. The mobile device of claim 1 , wherein the at least one processor is further programmed to:
retrieve at least one of criminal record data for the property, property tax data for the property, market value cost data for the property, building permit data for the property, or county assessor data for the property from one or more property sources based upon the property location; and
adjust the augmented reality overlay to display at least one of the criminal record data, the property tax data, the market value cost data, the building permit data, or the county assessor data on the display screen of the mobile device.
13. The mobile device of claim 1 , wherein the at least one processor is further programmed to:
retrieve school district information for the property from a property source based upon the property location; and
adjust the augmented reality overlay to display the school district information on the display screen of the mobile device.
14. The mobile device of claim 1 , wherein the at least one processor is further programmed to:
retrieve historical utility rate data for the property from a property source based upon the property location; and
adjust the augmented reality overlay to display the historical utility rate data on the display screen of the mobile device.
15. The mobile device of claim 1 , wherein the at least one processor is further programmed to:
retrieve previous insurance claims data for the property from a property source based upon the property location; and
adjust the augmented reality overlay to display the previous insurance claims data on the display screen of the mobile device.
16. The mobile device of claim 1 , wherein the at least one processor is further programmed to:
retrieve surrounding area data for the property from a property source based upon the property location; and
adjust the augmented reality overlay to display the surrounding area data on the display screen of the mobile device.
17. The mobile device of claim 16 , wherein the surrounding area data comprises at least one of stores in the surrounding area, travel time to the user's workplace, and attractions in the surrounding area.
18. The mobile device of claim 1 , wherein the at least one processor is further programmed to visually highlight changes that have been made to the property over time.
19. The mobile device of claim 1 , wherein the at least one processor is further programmed to:
combine the augmented reality overlay and the live video feed to generate a consolidated property-related image; and
transmit the consolidated property-related image to a customer service associate of an insurance company.
20. A computer-based property analyzer method for displaying a combination of property-related information on a display screen of a mobile device, the method comprising:
identifying a property location based on a picture of a property captured by the mobile device;
comparing the picture of the property with at least one historical property picture of the property at the property location to identify at least one disparity between the historical property picture and the picture of the property;
generating an augmented reality overlay, wherein the augmented reality overlay is configured to visually highlight the at least one identified disparity;
capturing a live video feed of the property by the camera of the mobile device; and
cause the augmented reality overlay to be simultaneously displayed with the live video feed on the display screen of the mobile device.