Blaze non-browser based advertisements

1. A method for delivering an advertisement, comprising:

maintaining a non-browser based application in a mobile device, wherein the non-browser based application is a mobile operating system platform based application with a graphical user interface that is preinstalled or downloaded and installed on the mobile device, wherein the graphical user interface includes a graphical icon, the mobile device comprising a mobile device display, a mobile device memory, a mobile device processor, a mobile device wireless radio transceiver that supports voice and data interactions through a first wireless communication channel, and a mobile device wireless fidelity (Wi-Fi) transceiver;

receiving, at the non-browser based application, an advertisement from a remote management server after the advertisement is selected by the remote management server based on one or more targeting parameters in response to user input at the non-browser based application, wherein the non-browser based application receives the user input via the mobile device display; and

displaying the advertisement within the non-browser based application.

2. The method of claim 1 , further wherein the advertisement is maintained at the remote management server.

3. The method of claim 1 , further wherein the one or more targeting parameters is maintained at the remote management server.

4. The method of claim 1 , wherein the one or more targeting parameters comprise personal information and/or purchase transaction related information.

5. The method of claim 4 , wherein personal information comprises one or more of user location, gender, age, interests, affiliation, userID, pageid, zip code, area code, or occupation.

6. The method of claim 4 , wherein purchase transaction related information comprises one or more of information related to historical payment transaction, information related to real-time payment transaction, information related to contactless transactions made using the mobile device, information related to internet commerce, information related to bill pay, information related to top spend categories, information related to merchants, information related to storage of banking information, information related to accessing account balance, information related to accessing payment history, information related to accessing funds transfer, information related to storing tickets, information related to storing receipts, information related to coupons, information related to transactions made by the user but not through the mobile device, and information related to raw data downloaded from banks.

7. The method of claim 1 , wherein the non-browser based application receives the advertisement through a connection of the mobile device to a wireless network;

the non-browser based application displays the advertisement while the mobile device maintains the connection to the wireless network; and

further comprises:

losing the connection of the mobile device to the wireless network while the non-browser based application displays the advertisement; and

after losing the connection, continuing to display the advertisement within the non-browser based application.

8. The method of claim 1 , further wherein the non-browser based application is not Short Messaging Service (SMS).

9. The method of claim 1 , further wherein the remote management server is configured to store a user-ID and one or more payment methods for a plurality of a user's mobile devices and further wherein a configuration means the remote management server scales.

10. The method of claim 1 , further wherein the mobile device permits a user of the mobile device to conduct payment transactions, wherein payment transactions compromise one or more of Near Field Communication (NFC) contactless payment, mobile/internet commerce to purchase one or more products, storage of digital artifacts, accessing banking service and further wherein the banking services include account balance, payment history, bill pay, and fund transfer.

11. The method of claim 10 , further wherein a payment method related to the payment transactions is maintained at the remote management server resulting in a more secure system.

12. The method of claim 1 , further wherein the advertisement is relevant to a user.

13. The method of claim 1 , further wherein the advertisement is cached in the mobile device memory to improve the mobile device performance.

14. The method of claim 1 , further wherein the non-browser based application is stored in a local mobile device memory during an execution of the non-browser based application, a bulk storage mobile device memory for when the non-browser based application is not being executed, and a cache mobile device memory to provide temporary storage of at least some of the non-browser based application in order to reduce the number of times the non-browser based application must be retrieved from the bulk storage mobile device memory during the execution.

15. The method of claim 1 , further wherein the advertisement is stored in the mobile device memory to improve the mobile device performance, mobile device usability, user experience, and user convenience.

16. The method of claim 1 , wherein upon the condition that the mobile device loses connection with a wireless network, the non-browser based application monitors for access to the wireless network and automatically reconnects to the wireless network when the wireless network is available.

17. The method of claim 1 further wherein the non-browser based application sends a request to the remote management server for retransmission of the advertisement if it has not received the advertisement from the remote management server within a certain period of time.

18. A mobile device, comprising:

a mobile device memory that maintains a non-browser based application, wherein the non-browser based application is a mobile operating system platform based application with a graphical user interface that is preinstalled or downloaded and installed on the mobile device, wherein the graphical user interface includes a graphical icon;

a mobile device wireless radio transceiver that supports voice and data interactions through a first wireless communication channel;

a mobile device wireless fidelity (Wi-Fi) transceiver

a mobile device input interface configured to receive at the non-browser based application, an advertisement from a remote management server after the advertisement is selected by the remote management server based on one or more targeting parameters in response to user input at the non-browser based application, wherein the non-browser based application receives the user input via a mobile device display; and

a mobile device output interface configured to display the advertisement within the non-browser based application.

19. The mobile device of claim 18 , further wherein the advertisement is maintained at the remote management server.

20. The mobile device of claim 18 , further wherein the one or more targeting parameters is maintained at the remote management server.

21. The mobile device of claim 18 , wherein the one or more targeting parameters comprise personal information and/or purchase transaction related information.

22. The mobile device of claim 21 , wherein personal information comprises one or more of user location, gender, age, interests, affiliation, userID, pageid, zip code, area code, or occupation.

23. The mobile device of claim 21 , wherein purchase transaction related information comprises one or more of information related to historical payment transaction, information related to real-time payment transaction, information related to contactless transactions made using the mobile device, information related to internet commerce, information related to bill pay, information related to top spend categories, information related to merchants, information related to storage of banking information, information related to accessing account balance, information related to accessing payment history, information related to accessing funds transfer, information related to storing tickets, information related to storing receipts, information related to coupons, information related to transactions made by the user but not through the mobile device, and information related to raw data downloaded from banks.

24. The mobile device of claim 18 , wherein the non-browser based application receives the advertisement through a connection of the mobile device to a wireless network;

the non-browser based application displays the advertisement while the mobile device maintains the connection to the wireless network; and

further comprises:

losing the connection of the mobile device to the wireless network while the non-browser based application displays the advertisement; and

after losing the connection, continuing to display the advertisement within the non-browser based application.

25. The mobile device of claim 18 , further wherein the non-browser based application is not Short Messaging Service (SMS).

26. The mobile device of claim 18 , further wherein the remote management server is configured to store a user ID and one or more payment methods for a plurality of a user's mobile devices and further wherein a configuration means the remote management server scales.

27. The mobile device of claim 18 , further wherein the mobile device permits a user of the mobile device to conduct payment transactions wherein payment transactions compromise one or more of Near Field Communication (NFC) contactless payment, mobile/internet commerce to purchase one or more products, storage of digital artifacts, accessing banking service and further wherein the banking services include account balance, payment history, bill pay, and fund transfer.

28. The mobile device of claim 27 , further wherein a payment method related to the payment transactions is maintained at the remote management server resulting in a more secure system.

29. The mobile device of claim 18 , further wherein the advertisement is relevant to a user.

30. The mobile device of claim 18 , further wherein the advertisement is cached in the mobile device memory to improve the mobile device performance.

31. The mobile device of claim 18 , further wherein the non-browser based application is stored in a local mobile device memory during an execution of the non-browser based application, a bulk storage mobile device memory for when the non-browser based application is not being executed, and a cache mobile device memory to provide temporary storage of at least some of the non-browser based application in order to reduce the number of times the non-browser based application must be retrieved from the bulk storage mobile device memory during the execution.

32. The mobile device of claim 18 , further wherein the advertisement is stored in the mobile device memory to improve the mobile device performance, mobile device usability, user experience, and user convenience.

33. The mobile device of claim 18 , wherein upon the condition that the mobile device loses connection with a wireless network, the non-browser based application monitors for access to the wireless network and automatically reconnects to the wireless network when the wireless network is available.

34. The mobile device of claim 18 , further wherein the non-browser based application sends a request to the remote management server for retransmission of the advertisement if it has not received the advertisement from the remote management server within a certain period of time.

35. The method of claim 9 , wherein the one or more payment methods is a credit card, debit card, or prepaid card.

36. The mobile device of claim 26 , wherein the one or more payment methods is a credit card, debit card, or prepaid card.