IP Library › Granted Patent US 11,823,536
Granted Patent B1
US 11,823,536 · App. 17/848,153 · Granted Nov 21, 2023

Gesture flagging for advanced security

Inventors: Yadhira Haydee Arroyo (Chicago, IL); Stephen Gary Hess (Palm Springs, CA); Nancy Wells (Kenosha, WI); LaTonja Barlow (Lenexa, KS); Sarah Katherine Nash (Raleigh, NC); Alex Heath Misiaszek (Cornelius, NC)
Assignee: Truist Bank
G07F19/207G06F3/0488G07F7/10G07F19/206G08B25/014
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Quick Facts
Patent No.
US 11,823,536
App. No.
17/848,153
Granted
Nov 21, 2023
Kind
B1
Abstract

A method includes receiving a notification of the gesture from a sensing device, receiving an input from a user to select a banking transaction, and determining an intent of the gesture from the sensing device. Additionally, the method includes altering the banking transaction based on the input of the user and the intent of the gesture from the sensing device. The method further includes transmitting a request separate from the banking transaction based on the intent of the gesture.

Claims (40)

1. A system comprising:

a sensing device positionable to detect a gesture from a user, wherein the sensing device is a user mobile device;

a processing device; and

a non-transitory computer-readable memory that is executable by the processing device to perform operations comprising:

receiving a notification of the gesture from the sensing device;

receiving an input from the user to select a banking transaction;

determining an intent of the gesture from the sensing device;

altering the banking transaction based on the input from the user and the intent of the gesture from the sensing device; and

transmitting a request separate from the banking transaction based on the intent of the gesture.

2. The system of claim 1 , wherein the request separate from the banking transaction comprises a request for an authorization hold on the banking transaction.

3. The system of claim 1 , wherein the gesture comprises an alternative personal identification number (PIN) used to transmit the request separate from the banking transaction, wherein the alternative PIN is distinct from an original PIN designated for executing banking transactions without transmitting the separate request.

4. The system of claim 1 , wherein the request separate from the banking transaction is a distress signal sent to police or a private security company.

5. The system of claim 4 , further comprising:

a camera, wherein the operations further comprise:

transmitting a command for the camera to commence video recording in response to transmitting the request separate from the banking transaction.

6. The system of claim 4 , wherein the request separate from the banking transaction comprises determining a location of an antenna communicatively coupled to the processing device.

7. The system of claim 6 , wherein the distress signal comprises a location of the user.

8. The system of claim 1 , wherein altering the banking transaction based on the input from the user and the intent of the gesture from the sensing device comprises enabling an initial charge and preventing subsequent charges.

9. The system of claim 1 , wherein the gesture is a particular motion or series of motions that manipulates an accelerometer.

10. The system of claim 1 , wherein the gesture is a pattern of inputs applied to a touchscreen.

11. The system of claim 1 , wherein the gesture is a code word or a code phrase.

12. The system of claim 1 , wherein the gesture is interpreted by facial recognition software.

13. A method comprising:

receiving, at a transaction device, a notification of a gesture from a sensing device, wherein the sensing device is a user mobile device;

receiving, at the transaction device, an input from a user to select a banking transaction;

determining, by the transaction device, an intent of the gesture from the sensing device;

altering, by the transaction device, the banking transaction based on the input from the user and the intent of the gesture; and

transmitting, by the transaction device, a request separate from the banking transaction based on the intent of the gesture.

14. The method of claim 13 , wherein the request separate from the banking transaction comprises a request for an authorization hold on the banking transaction.

15. The method of claim 13 , wherein the gesture comprises an alternative personal identification number (PIN) used to transmit the request separate from the banking transaction, wherein the alternative PIN is distinct from an original PIN designated for executing banking transactions without transmitting the separate request.

16. The method of claim 13 , wherein the request separate from the banking transaction is a distress signal sent to police or a private security company.

17. The method of claim 13 , further comprising commencing video recording, by the transaction device, in response to transmitting the request separate from the banking transaction.

18. The method of claim 13 , further comprising determining a location of the user based on the location of the transaction device.

19. The method of claim 18 , further comprising sending a message to authorities, the message comprising the location of the user.

20. A non-transitory computer-readable medium comprising program code that is executable by one or more processors for causing the one or more processors to:

receive a notification of a gesture from a sensing device, wherein the sensing device is a user mobile device;

receive an input from a user to select an automated teller machine (ATM) operation;

determine an intent of the gesture from the sensing device;

alter a banking transaction based on the input from the user and the intent of the gesture from the sensing device; and

transmit a request separate from the banking transaction based on the intent of the gesture.

Assignments (5)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jul 26, 2023
From: ARROYO, YADHIRA HAYDEE; HESS, STEPHEN GARY; WELLS, NANCY; BARLOW, LATONJA; NASH, SARAH KATHERINE; MISIASZEK, ALEX HEATH
To: TRUIST BANK
Reel/Frame 064391/0408 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 23, 2022
From: ARROYO, YADHIRA HAYDEE
To: TRUIST BANK
Reel/Frame 060296/0659 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 23, 2022
From: HESS, STEPHEN GARY
To: TRUIST BANK
Reel/Frame 060296/0700 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 23, 2022
From: WELLS, NANCY
To: TRUIST BANK
Reel/Frame 060296/0747 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jun 23, 2022
From: BARLOW, LATONJA; NASH, SARAH KATHERINE; MISIASZEK, ALEX HEATH
To: TRUIST BANK
Reel/Frame 060296/0796 →
Cited By (2)
US 12,354,448 US 12,400,197