Broadcasting telematics data to nearby mobile devices, vehicles, and infrastructure
A computer-implemented method of generating and broadcasting telematics and/or image data is provided. Telematics and/or image data may be collected, with customer permission, in real-time by a mobile device (or a Telematics App running thereon) traveling within an originating vehicle. The telematics data may include acceleration, braking, speed, heading, and location data associated with the originating vehicle. The mobile device may generate an updated telematics data broadcast including up-to-date telematics data at least every few seconds; and then broadcast the updated telematics data broadcast at least every few seconds via wireless communication to another computing device to facilitate alerting another vehicle or driver of an abnormal traffic condition or event that the originating vehicle is experiencing. An amount that an insured uses or otherwise employs the telematics data-based risk mitigation or prevention functionality may be used with usage-based insurance, or to calculate or adjust insurance premiums or discounts.
1. A computer-implemented method of using telematics data at a mobile computing device, comprising:
receiving, at a remote computing device, and from a first mobile computing device, a first plurality of wireless communications, each respective communication of the first plurality of wireless communications being sent at a first predetermined time interval and including telematics data associated with a first vehicle;
determining, at the remote computing device and based on the first plurality of wireless communications, a traffic condition associated with each respective wireless communication;
transmitting, by the remote computing device, and to a second mobile computing device carried by a second vehicle, a second plurality of wireless communications, each respective communication of the second plurality of wireless communications being sent at a second predetermined time interval;
determining, by the second mobile computing device, that:
the second plurality of wireless communications indicates a traffic condition corresponding to a potential travel delay, and
a current location of the first vehicle is within a threshold distance of a current location of the second mobile computing device; and
based on determining that the second plurality of wireless communications indicates the traffic condition, and that the current location of the first vehicle is within the threshold distance:
determining, by the second mobile computing device, an alternate travel route that avoids the traffic condition;
providing, by the second mobile computing device, via a display thereof, an indication of:
the traffic condition,
a location of the traffic condition, and
the alternate travel route; and
providing, by the second mobile computing device, an executable instruction to a processor of the second vehicle, the executable instruction causing the processor of the second vehicle to control the second vehicle to travel along the alternate travel route.
2. The computer-implemented method of claim 1 , further comprising:
determining, at the remote computing device and based upon a presence of a wireless connection between the first mobile computing device and a communication system associated with the first vehicle, that the first mobile computing device is carried by the first vehicle,
wherein the second plurality of communications are transmitted by the remote computing device irrespective of a proximity of the first vehicle to the second mobile computing device.
3. The computer-implemented method of claim 1 , wherein:
the telematics data is generated by one or more sensors associated with the first mobile computing device, and
the one or more sensors indicate that the first mobile computing device is stationary with respect to the first vehicle prior to generating the telematics data.
4. The computer-implemented method of claim 1 , wherein the traffic condition is one or more of: high traffic volume, road construction, or an extreme weather condition.
5. The computer-implemented method of claim 1 , wherein the telematics data is indicative of one or more of: Global Positioning System (GPS) location, lane information associated with the first vehicle, time stamp, turning associated with the first vehicle, a battery level associated with the first mobile computing device, or telephone usage information associated with the first mobile computing device.
6. The computer-implemented method of claim 1 , wherein the first predetermined time interval is different from the second predetermined time interval.
7. The computer-implemented method of claim 1 , wherein the executable instruction causes a driving control system of the second vehicle to steer the second vehicle while the second vehicle traverses the alternate travel route.
8. A tangible, non-transitory, computer-readable medium associated with a remote computing device, the computer-readable medium storing instructions that, when executed by a processor of the remote computing device, cause the remote computing device to:
receive, from a first computing device carried by a first vehicle, a first plurality of wireless communications, each respective communication of the first plurality of wireless communications being sent at a first predetermined time interval and including telematics data associated with the first vehicle;
determine, based on the first plurality of wireless communications, a traffic condition associated with each respective wireless communication; and
transmit, to a second computing device carried by a second vehicle, a second plurality of wireless communications, each respective communication of the second plurality of wireless communications being sent at a second predetermined time interval,
wherein the second computing device provides, based upon determining that a current location of the first vehicle is within a threshold distance of the second computing device:
a text or graphical description, via a display thereof, indicative of the traffic condition, and
an executable instruction to a processor of the second vehicle, the executable instruction causing the processor of the second vehicle to control the second vehicle to travel along an alternate travel route that avoids the location of the traffic condition.
9. The tangible, non-transitory, computer-readable medium of claim 8 , wherein the instructions further cause the remote computing device to:
determine, based upon a presence of a wireless connection between the first computing device and a communication system associated with the first vehicle, that the first computing device is carried by the first vehicle,
wherein the second plurality of communications are transmitted irrespective of a proximity of the first vehicle to the second computing device.
10. The tangible, non-transitory, computer-readable medium of claim 8 , wherein the telematics data is:
generated by one or more sensors associated with the first computing device, and indicative of one or more of: Global Positioning System (GPS) location, lane information associated with the first vehicle, time stamp, turning associated with the first vehicle, a battery level associated with the first computing device, or telephone usage information associated with the first computing device.
11. The tangible, non-transitory, computer-readable medium of claim 8 , wherein the traffic condition is one or more of: high traffic volume, road congestion, road construction, or an extreme weather condition.
12. The tangible, non-transitory, computer-readable medium of claim 8 , wherein the instructions further cause the remote computing device to:
determine the alternate travel route that avoids the location of the traffic condition; and
provide, to the second computing device, the alternate travel route.
13. A system for using telematics data at a mobile computing device, comprising:
a first mobile computing device associated with a first vehicle;
a second mobile computing device associated with a second vehicle;
a processor; and
a memory coupled to the processor and storing executable instructions that when executed by the processor cause the system to:
receive, from a first computing device carried by a first vehicle, a first plurality of wireless communications, each respective communication of the first plurality of wireless communications being sent at a first predetermined time interval and including telematics data associated with the first vehicle;
determine, based on the first plurality of wireless communications, a traffic condition associated with each respective wireless communication; and
transmit, to a second computing device carried by a second vehicle, a second plurality of wireless communications, each respective communication of the second plurality of wireless communications being sent at a second predetermined time interval,
wherein the second computing device provides, based upon determining that a current location of the first vehicle is within a threshold distance of the second computing device:
a text or graphical description, via a display thereof, indicative of the traffic condition, and
an executable instruction to a processor of the second vehicle, the executable instruction causing the processor of the second vehicle to control the second vehicle to travel along an alternate travel route that avoids the location of the traffic condition.
14. The system of claim 13 , wherein:
the telematics data is generated by one or more sensors associated with the first mobile computing device, and
the one or more sensors indicate that the first mobile computing device is stationary with respect to the first vehicle prior to generating the telematics data.
15. The system of claim 13 , wherein the traffic condition is one or more of: high traffic volume, road congestion, road construction, or an extreme weather condition.
16. The system of claim 13 , wherein the instructions, when executed by the processor, further cause the system to:
determine the alternate travel route that avoids the location of the traffic condition; and
provide, to the second mobile computing device, the alternate travel route.
17. The computer-implemented method of claim 1 , further comprising:
transmitting, by the remote computing device, and to the second mobile computing device, a value of a term of a contract associated with the second vehicle; and
providing, by the second mobile computing device and via the display, an indication of the value of the term of the contract.
18. The tangible, non-transitory, computer-readable medium of claim 8 , wherein the instructions further cause the remote computing device to:
transmit, to the second computing device carried by the second vehicle, a value of a term of a contract associated with the second vehicle,
wherein the second computing device provides, via the display, an indication of the value of the term of the contract.
19. The system of claim 13 , wherein the instructions, when executed by the processor, further cause the system to:
determine, based on the second vehicle enabling receipt of the traffic condition, a change in a value of a term of a contract associated with the second vehicle, wherein the second computing device provides, via the display, an indication of the change in the value of the term of the contract.
20. The system of claim 13 , wherein the executable instruction causes the processor of the second vehicle to control at least one of a braking controller or a transmission controller to modify a speed of the second vehicle as the second vehicle traverses the alternate travel route.