IP Library Granted Patent US 12,603,889
Granted Patent B2
US 12,603,889 · App. 18/143,309 · Granted Apr 14, 2026

System and method for monitoring and restricting electronic communication in a network based on communication characteristics

Inventors: Sanjay Arjun Lohar (Charlotte, NC); Kyle Mayers (Charlotte, NC); Karen Stanek McFeeters (York, SC); James J. Siekman (Charlotte, NC); Anna Rose Burchman (Staten Island, NY)
Assignee: BANK OF AMERICA CORPORATION
H04L63/102H04L63/0876
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Quick Facts
Patent No.
US 12,603,889
App. No.
18/143,309
Granted
Apr 14, 2026
Kind
B2
Abstract

Systems, computer program products, and methods are described herein for monitoring and restricting electronic communication in a network based on communication characteristics. The method includes receiving an electronic communication from an end-point device. The method also includes identifying a potential user identity associated with the electronic communication. The potential user identity is based on one or more user identifiers associated with the electronic communication. The method further includes determining one or more restriction tags relating to the potential user identity. Each of the one or more restriction tags include a restriction to communication between the end-point device and one or more entity users. The method still further includes causing a restriction action to be executed based on determining the potential user identity has one or more restriction tags. The restriction action is at least one of a restriction notification or a communication restriction to communication with the end-point device.

Claims (34)

1 . A system for monitoring and restricting electronic communication in a network based on communication characteristics, the system comprising:

at least one non-transitory storage device containing instructions; and

at least one processing device coupled to the at least one non-transitory storage device, wherein the at least one processing device, upon execution of the instructions, is configured to:

receive an electronic communication from an end-point device;

identify a potential user identity associated with the electronic communication, wherein the potential user identity is based on one or more user identifiers associated with the electronic communication;

generate one or more restriction tags to be associated with at least one of an end-point device or a user, wherein the one or more restriction tags are generated based on a request to restrict access by at least one of the end-point device or user to one or more entity users;

determine the one or more restriction tags relating to the potential user identity, wherein each of the one or more restriction tags comprise a restriction to communication between the end-point device and one or more entity users; and

based on determining the potential user identity has one or more restriction tags, cause a restriction action to be executed, wherein the restriction action is at least one of a restriction notification or a communication restriction to communication with the end-point device; and

route the end-point device to a mimic end-point device, wherein the mimic end-point device is configured to impersonate at least one of the one or more entity users associated with the one or more restriction tags.

2 . The system of claim 1 , wherein the one or more user identifiers include at least one of phone number, end-point device identifier, account identifier, or network information of the end-point device.

3 . The system of claim 1 , wherein the one or more user identifiers include physical characteristics of the electronic communication, wherein the potential user identity is determined at least in part based on the physical characteristics of the electronic communication.

4 . The system of claim 1 , wherein the restriction notification is received by an entity end-point device that received the electronic communication, and wherein the restriction notification indicates the one or more entity users associated with the one or more restriction tags.

5 . The system of claim 1 , wherein the at least one processing device, upon execution of the instructions, is configured to determine the electronic communication is sent via a spoof network connection, In various embodiments, the mimic end-point device may be used to gather information from the end-point device associated with the electronic communication, For example, the system may gather information to be used in subsequent operations discussed herein, Additionally, the mimic end-point device may be capable of answering questions and/or other providing information to the end-point device associated with the electronic communication to allow for the entity user to not be interrupted from other activities.

6 . A computer program product for monitoring and restricting electronic communication in a network based on communication characteristics, the computer program product comprising at least one non-transitory computer-readable medium having computer-readable program code portions embodied therein, the computer-readable program code portions comprising an executable portion that when executed by at least one processor causes the at least one processor to:

receive an electronic communication from an end-point device;

identify a potential user identity associated with the electronic communication, wherein the potential user identity is based on one or more user identifiers associated with the electronic communication;

generate one or more restriction tags to be associated with at least one of an end-point device or a user, wherein the one or more restriction tags are generated based on a request to restrict access by at least one of the end-point device or user to one or more entity users;

determine one or more restriction tags relating to the potential user identity, wherein each of the one or more restriction tags comprise a restriction to communication between the end-point device and one or more entity users; and

cause a restriction action to be executed based on determining the potential user identity has one or more restriction tags, wherein the restriction action is at least one of a restriction notification or a communication restriction to communication with the end-point device; and

route the end-point device to a mimic end-point device, wherein the mimic end-point device is configured to impersonate at least one of the one or more entity users associated with the one or more restriction tags.

7 . The computer program product of claim 6 , wherein the one or more user identifiers include at least one of phone number, end-point device identifier, account identifier, or network information of the end-point device.

8 . The computer program product of claim 6 , wherein the one or more user identifiers include physical characteristics of the electronic communication, wherein the potential user identity is determined at least in part based on the physical characteristics of the electronic communication.

9 . The computer program product of claim 6 , wherein the restriction notification is received by an entity end-point device that received the electronic communication, and wherein the restriction notification indicates the one or more entity users associated with the one or more restriction tags.

10 . The computer program product of claim 6 , wherein the computer program product further comprises an executable portion configured to determine the electronic communication is sent via a spoof network connection.

11 . A computer-implemented method for monitoring and restricting electronic communication in a network based on communication characteristics, the method comprising:

receiving an electronic communication from an end-point device;

identifying a potential user identity associated with the electronic communication, wherein the potential user identity is based on one or more user identifiers associated with the electronic communication;

generating one or more restriction tags to be associated with at least one of an end-point device or a user, wherein the one or more restriction tags are generated based on a request to restrict access by at least one of the end-point device or user to one or more entity users;

determining one or more restriction tags relating to the potential user identity, wherein each of the one or more restriction tags comprise a restriction to communication between the end-point device and one or more entity users; and

based on determining the potential user identity has one or more restriction tags, causing a restriction action to be executed, wherein the restriction action is at least one of a restriction notification or a communication restriction to communication with the end-point device; and

routing the end-point device to a mimic end-point device, wherein the mimic end-point device is configured to impersonate at least one of the one or more entity users associated with the one or more restriction tags.

12 . The method of claim 11 , wherein the one or more user identifiers include at least one of phone number, end-point device identifier, account identifier, or network information of the end-point device.

13 . The method of claim 11 , wherein the one or more user identifiers include physical characteristics of the electronic communication, wherein the potential user identity is determined at least in part based on the physical characteristics of the electronic communication.

14 . The method of claim 11 , wherein the restriction notification is received by an entity end-point device that received the electronic communication, and wherein the restriction notification indicates the one or more entity users associated with the one or more restriction tags.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 4, 2023
From: LOHAR, SANJAY ARJUN; MAYERS, KYLE; MCFEETERS, KAREN STANEK; SIEKMAN, JAMES J.; BURCHMAN, ANNA ROSE
To: BANK OF AMERICA CORPORATION
Reel/Frame 063539/0001 →
Continuity (1)
Related Publication 20240372863A1 · Nov 7, 2024
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