IP Library › Granted Patent US 11,972,608
Granted Patent B2
US 11,972,608 · App. 18/199,005 · Granted Apr 30, 2024

Catastrophe analysis via realtime windspeed and exposure visualization

Inventors: Emily Suits (Urbana, IL); David J. Podwojski (Champaign, IL); Veronica Ann McNear (McLean, IL)
Assignee: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
G06V20/176B64C39/024G06F3/04842G06F3/04847G06F3/04883G06F18/22G06Q40/08B64U2101/30G06F2203/04806G06F2203/04808H04L67/01H04L67/55
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Quick Facts
Patent No.
US 11,972,608
App. No.
18/199,005
Granted
Apr 30, 2024
Kind
B2
Abstract

A catastrophe analysis computing system includes a processor; an electronic network; and a memory having stored thereon non-transitory computer-executable instructions that, when executed by the processor, cause the system to: cause a client device to receive a exposure map layer; cause a filter graphical user interface and wind speed layers to be displayed in a graphical user interface; receive an input; and update the map graphical user interface. In another aspect, a method includes causing a client device to receive an exposure map layer; causing a filter graphical user interface and wind speed layers to be displayed in a graphical user interface; receiving an input; and updating the map graphical user interface. A method includes receiving an exposure map; displaying a filter graphical user interface; receiving an input; and updating a map graphical user interface.

Claims (65)

1. A catastrophe analysis computing system, comprising:

one or more processors;

an electronic network; and

one or more memories having stored thereon non-transitory computer-executable instructions that, when executed by the one more processors, cause the computing system to:

cause, via the one or more processors, a client device to receive an exposure map layer including insurance policy counts and one or more wind speed band map layers depicting geographical areas receiving or predicted to receive winds;

cause, via the one or more processors, a filter graphical user interface, the exposure map layer and the one or more wind speed band map layers to be displayed in a map graphical user interface;

receive, via an input/output user interface, an input of a user; and

cause, based on the input of the user, the map graphical user interface to be updated.

2. The catastrophe analysis computing system of claim 1 , the one or more memories having stored thereon non-transitory computer-executable instructions that, when executed by the one or more processors, cause the computing system to:

retrieve a set of insurance policies associated with a geographical coordinate point; and

cause the set of insurance policies associated with the geographical coordinate point to be displayed in the map graphical user interface.

3. The catastrophe analysis computing system of claim 1 ,

wherein the set of filter criteria in the filter graphical user interface includes a United States state selection filter.

4. The catastrophe analysis computing system of claim 1 ,

wherein the input of the user corresponds to a filter selection corresponding to one or both of (i) an insurance policy and (ii) a wind speed.

5. The catastrophe analysis computing system of claim 1 ,

wherein the input of the user corresponds to a n using one or more digits of the user; and

the one or more memories having stored thereon non-transitory computer-executable instructions that, when executed by the one or more processors, cause the computing system to:

cause, based on the gesture, the map graphical user interface to zoom the one or more wind speed band map layers to display a subpart of the wind speed band map layers.

6. The catastrophe analysis computing system of claim 1 , the one or more memories having stored thereon non-transitory computer-executable instructions that, when executed by the one or more processors, cause the computing system to:

cause, in a user application, a data table application including a set of aggregation criteria and a windspeed minimum input field to be displayed,

wherein the data table includes a data set aggregated according to at least one of the set of aggregation criteria and filtered according to the windspeed minimum input field.

7. The catastrophe analysis computing system of claim 1 , the one or more memories having stored thereon non-transitory computer-executable instructions that, when executed by the one or more processors, cause the computing system to:

cause a maximum deductible, a maximum number of policies in force, a maximum number of sewer and drain coverages in force, a maximum average windspeed, and/or a maximum windspeed to be displayed.

8. The catastrophe analysis computing system of claim 1 , the one or more memories having stored thereon non-transitory computer-executable instructions that, when executed by the one or more processors, cause the computing system to:

receive, via the electronic network, an alert subscription.

9. The catastrophe analysis computing system of claim 1 , the one or more memories having stored thereon non-transitory computer-executable instructions that, when executed by the one or more processors, cause the computing system to:

cause the map graphical user interface to be updated in real time.

10. A computer-implemented method for providing catastrophe analysis, comprising:

causing, via one or more processors of a computing server, a client device to receive an exposure map layer including insurance policy counts and one or more wind speed band map layers depicting geographical areas receiving or predicted to receive winds;

causing, via the one or more processors, a filter graphical user interface, the exposure map layer and the one or more wind speed band map layers to be displayed in a map graphical user interface;

receiving, via an input/output user interface, an input of a user; and

causing, based on the input of the user, the map graphical user interface to be updated.

11. The computer-implemented method of claim 10 , further comprising:

retrieve a set of insurance policies associated with a geographical coordinate point; and

cause the set of insurance policies associated with the geographical coordinate point to be displayed in the map graphical user interface.

12. A computer-implemented method for performing catastrophe analysis, comprising:

receiving, via an electronic network, in a user application of the computer, an exposure map layer including insurance policy counts and one or more wind speed band layers depicting geographical areas receiving or predicted to receive winds;

displaying a filter graphical user interface, the exposure map layer and the one or more wind speed band layers in a map graphical user interface;

receiving, via an input/output user interface, an input of a user; and

based on the input of the user, updating the map graphical user interface.

13. The computer-implemented method of claim 12 ,

further comprising:

retrieving a set of insurance policies associated with the geographical coordinate point; and

displaying the set of insurance policies associated with the geographical coordinate point in the map graphical user interface.

14. The computer-implemented method of claim 12 ,

wherein the set of filter criteria in the filter graphical user interface includes a United States state selection filter.

15. The computer-implemented method of claim 12 ,

wherein the input of the user corresponds to a filter selection corresponding to one or both of (i) an insurance policy and (ii) a wind speed.

16. The computer-implemented method of claim 12 ,

wherein the input of the user corresponds to a gesture using one or more digits of the user, and

further comprising:

based on the gesture, zooming the one or more wind speed band map layers to display a subpart of the wind speed band map layers.

17. The computer-implemented method of claim 12 ,

further comprising:

displaying, in the user application of the computer, a data table application including a set of aggregation criteria and a windspeed minimum input field, wherein the data table includes a data set aggregated according to at least one of the set of aggregation criteria and filtered according to the windspeed minimum input field.

18. The computer-implemented method of claim 12 ,

further comprising:

displaying a maximum deductible, maximum number of policies in force, maximum number of sewer and drain coverages in force, maximum average windspeed, and/or maximum windspeed.

19. The computer-implemented method of claim 12 ,

further comprising:

transmitting an alert subscription to a remote server.

20. The computer-implemented method of claim 12 ,

further comprising:

updating the map graphical user interface in real time.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 18, 2023
From: SUITS, EMILY; PODWOJSKI, DAVID J.; MCNEAR, VERONICA ANN
To: STATE FARM MUTUAL AUTOMOBILE INSURANCE COMPANY
Reel/Frame 064633/0009 →
Continuity (3)
Continuation 17575566 · Jan 13, 2022
Division 16244396 · Jan 10, 2019
Related Publication 20230290141A1 · Sep 14, 2023