Systems and methods of identity authentication using a custom visual code
Systems and methods for authenticating user identity using custom visual code is disclosed. One disclosed method includes determining user identification information based on received biometric data; generating a temporary one-time password; encrypting the user identification information and the temporary one-time password; and generating a visual code based in part on the encrypted temporary one-time password and user identification information. The method may further include generating a prompt requesting a passcode or biometric data when a user device is within a predetermined threshold range of an authenticating device.
1. A method for executing a transaction, the method comprising:
detecting, by a user device, that the user device is within a predetermined threshold range of an authenticating device, wherein the predetermined threshold range varies based on a wireless technology of the user device and based on a wireless technology of the authenticating device;
displaying, at the user device, a prompt requesting biometric data from a user associated with the user device;
receiving, by the user device, the biometric data;
determining, by the user device, user identification information based on received biometric data;
generating, by the user device, a temporary one-time password;
encrypting, by the user device, the user identification information and the temporary one-time password; and
generating a visual code for display on the user device based in part on the encrypted temporary one-time password and user identification information, wherein the visual code comprises additional instructions for the authenticating device including details for executing the transaction.
2. The method of claim 1 , wherein the visual code is a QR code or a barcode.
3. The method of claim 1 , wherein the visual code is a QR code comprising an encoded authentication protocol.
4. The method of claim 1 , wherein the user identification information is one or more of an Employee Identification Number, a Social Security Number, a username and password pair, a bank account number and routing number, credit card information, debit card information, memberships, and a security clearance.
5. The method of claim 1 , wherein generating the visual code comprises combining the temporary one-time password and user identification information into a string and hashing at least a portion of the string.
6. The method of claim 1 , wherein the visual code is generated based in part on one or more of an output of a random number generator, a time measurement of a user device, a location of the user device, or an image stored on the user device.
7. The method of claim 1 , wherein the biometric data includes one or more of: a fingerprint, facial scan, and a voice password of a user.
8. The method of claim 1 , wherein the visual code is a QR code overlayed on an image of the user.
9. The method of claim 1 , wherein the visual code is a three-dimensional rendering of an object.
10. A non-transitory computer readable medium for executing a transaction comprising instructions that when executed by one or more processors cause the one or more processors to:
detect, by a user device, that the user device is within a predetermined threshold range of an authenticating device, wherein the predetermined threshold range varies based on a wireless technology of the user device and based on a wireless technology of the authenticating device;
display, at the user device, a prompt requesting biometric data from a user associated with the user device;
receive, by the user device, the biometric data;
determine, by the user device, user identification information based on received biometric data;
generate, by the user device, a temporary one-time password;
encrypt the user identification information and the temporary one-time password; and
generate a visual code for display on the user device based in part on the encrypted temporary one-time password and user identification information, wherein the visual code comprises additional instructions for the authenticating device including details for executing the transaction.
11. The non-transitory computer readable medium of claim 10 , wherein the visual code is a QR code or a barcode.
12. The non-transitory computer readable medium of claim 10 , wherein the visual code is a QR code comprising an encoded authentication protocol.
13. The non-transitory computer readable medium of claim 10 , wherein the user identification information is one or more of an Employee Identification Number, a Social Security Number, a username and password pair, a bank account number and routing number, credit card information, debit card information, memberships, and a security clearance.
14. The non-transitory computer readable medium of claim 10 , wherein generating the visual code based on the encrypted temporary one-time password and user identification information includes combining the temporary one-time password and user identification information into a string and hashing a portion of the string.
15. The non-transitory computer readable medium of claim 10 , wherein the visual code is further based in part on one or more of an output of a random number generator, a time measurement of a user device, a location of the user device, or an image stored on the user device.
16. The non-transitory computer readable medium of claim 10 , wherein the biometric data includes one of a fingerprint, facial scan, and a voice password of a user.
17. The non-transitory computer readable medium of claim 10 , wherein the visual code is a QR code overlayed on an image of the user.
18. A system for executing a transaction, the system comprising:
one or more processors, and a memory including instructions that, when executed by the one or more processors, cause the one or more processors to:
detect a user device associated with the one or more processors is within a predetermined threshold range of an authenticating device, wherein the predetermined threshold range varies based on a wireless technology of the user device and based on a wireless technology of the authenticating device;
transmit display, at the user device, a prompt requesting biometric data from a user associated with the user device;
receive, by the user device, the biometric data;
determine, by the user device, user identification information based on received biometric data;
generate, by the user device, a temporary one-time password;
encrypt, by the user device, the user identification information and the temporary one-time password; and
generate a visual code for display on the user device based in part on the encrypted temporary one-time password and user identification information, wherein the visual code comprises additional instructions for the authenticating device including details for executing the transaction.
19. The system of claim 18 , wherein the biometric data includes one of a fingerprint, facial scan, and a voice password of a user.
20. The system of claim 18 , wherein the visual code is a QR code or a barcode, and wherein the user identification information is one or more of an Employee Identification Number, a Social Security Number, a username and password pair, a bank account number and routing number, credit card information, debit card information, memberships, and a security clearance.