NETWORK GATEWAY MESSAGING SYSTEMS AND METHODS

1 . A method, comprising:

receiving a message from a first party that comprises a payload comprising a token and content destined for a second party, the token being associated with sensitive information;

replacing the token with the sensitive information within the payload; and

forwarding the message with the sensitive information to the second party.

2 . The method according to claim 1 , wherein the message comprises a network-based protocol request and a token replacement scheme is incorporated into a header of the network-based protocol request or another location in the message that is not the payload.

3 . The method according to claim 1 , further comprising generating a token replacement scheme by the first party; and

applying the token replacement scheme, by a network gateway, to locate the token within the payload.

4 . The method according to claim 1 , further comprising storing the token and the sensitive information in a digital vault of a network gateway prior to receiving the message from the first party.

5 . The method according to claim 1 , further comprising:

receiving a tokenization request that comprises the sensitive information;

generating the token from the sensitive information;

replacing the sensitive information in the tokenization request with the token at a location of the sensitive information; and

transmitting the tokenization request back to the first party that includes the token in place of the sensitive information.

6 . The method according to claim 1 , wherein the payload comprises a pre-negotiated message format for the second party.

7 . The method according to claim 1 , further comprising transmitting the token or the sensitive information to the first party from a digital vault.

8 . The method according to claim 7 , further comprising receiving, by the first party, a failure message that indicates that a network gateway has failed to forward the message.

9 . The method according to claim 8 , further comprising:

replacing, by the first party, the token with the sensitive information; and

transmitting, by the first party, the message directly to the second party when the first party receives the failure message.

10 . The method according to claim 1 , further comprising applying a token replacement scheme to the message to locate the token, wherein the token is located at a particular location within the message and the token replacement scheme comprises instructions for finding the location of the token.

11 . The method according to claim 1 , wherein the token is embedded and wrapped with token identifying data; and a network gateway locates the token by searching the message for the token identifying data or locating the token using a pre-negotiated token replacement scheme.

12 . A system, comprising:

a client executing a gateway messaging application; and

a network gateway coupled to the client, the network gateway being configured to:

receive a message from the client that comprises a payload comprising a token, the token representing sensitive information;

apply a token replacement scheme to the message to locate the token;

exchange the token with the sensitive information; and

forward the message with the sensitive information to a receiving system without altering the payload.

13 . The system according to claim 12 , wherein the client is configured through the gateway messaging application to:

receive a failure message when the network gateway is unable to forward the message; and

redirect the message to the receiving system.

14 . The system according to claim 12 , wherein the client is configured through the gateway messaging application to replace the token with the sensitive information prior to redirecting the message to the receiving system.

15 . The system according to claim 12 , wherein the message comprises a network-based protocol request and a token locator is incorporated into a header of the network-based protocol request.

16 . The system according to claim 15 , wherein the network gateway is configured to strip off at least a portion of the header prior to forwarding the message with the sensitive information to a receiving system.

17 . The system according to claim 12 , wherein the message comprises a batch file that comprises a plurality of tokens that are each defined by a particular location in the message, and the network gateway is configured to replace one or more of the plurality of tokens with corresponding sensitive data.

18 . The system according to claim 12 , wherein the client is configured through the gateway messaging application to replace an endpoint of the message such that it directs to the network gateway.

19 . A system, comprising:

a processor; and

a memory storing logic that is executable by the processor to:

receive a message from the client that comprises a payload and a token, the token representing sensitive information, the message comprising:

an endpoint that directs the message to a network gateway;

authentication credentials; and

a token locator that identifies a location of the token within the payload;

authenticate the client with the authentication credentials;

replace the token with the sensitive information; and

forward the message with the sensitive information to a receiving system.

20 . The system according to claim 19 , wherein the message comprises a header and the endpoint, authentication credentials, and token locator reside in a header of the message, further wherein the system is configured to remove the header from the message prior to forwarding to the receiving system.