IP Library › Granted Patent US 12,346,984
Granted Patent B2
US 12,346,984 · App. 18/462,231 · Granted Jul 1, 2025

Systems and methods of delayed authentication and billing for on-demand products

Inventors: Isaac Chapa (Austin, TX); Steven Hatley (Round Rock, TX); Joe Ross (Austin, TX)
Assignee: CSIDENTITY CORPORATION
G06Q50/265G06Q30/04
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Quick Facts
Patent No.
US 12,346,984
App. No.
18/462,231
Granted
Jul 1, 2025
Kind
B2
Abstract

In one embodiment, a method includes receiving, from a requestor, a request for an on-demand identity product in relation to an identity of a consumer, the request comprising personally identifying information (PII) of the consumer. The method also includes executing, using the PII, a partial registration of the consumer for the on-demand identity product, the partial registration omitting satisfaction of at least one security requirement. The method additionally includes determining whether delayed authentication is enabled for the on-demand identity product. Moreover, the method includes, responsive to a determination that delayed authentication is enabled for the on-demand identity product: conditionally suspending the at least one security requirement; initiating provision of the on-demand identity product to the requestor; and restricting the requestor's access to determined sensitive data resulting from the initiated provision at least until the at least one security requirement is satisfied.

Claims (53)

1. A method comprising:

based at least in part on receipt of a first request for delivery of a first on-demand product, determining that delivery of the first on-demand product to a first user system is successful based at least in part on a first evaluation of first product-delivery factors that are specifically selected for the first on-demand product, where the first product-delivery factors include one or more determinations indicative of delivery of the first on-demand product;

responsive to a determination that delivery of the first on-demand product to the first user system is successful, automatically generating billing instructions that are configured to bill the first user system; and

based at least in part on receipt of a second request for delivery of a second on-demand product, determining that delivery of the second on-demand product to a second user system is successful based at least in part on a second evaluation of second product-delivery factors that are specifically selected for the second on-demand product, wherein the second product-delivery factors are different than the first product-delivery factors.

2. The method of claim 1 , wherein the first request comprises personally identifying information of a first user, and the second request comprises personally identifying information of a second user.

3. The method of claim 1 , wherein the first request is received from the first user system.

4. The method of claim 1 , further comprising:

determining that an option for delayed authentication is enabled for the first on-demand product.

5. The method of claim 1 , further comprising:

determining that an option for delayed authentication is disabled for the first on-demand product; and

requiring that determination that a first user that is associated with the first user system is authenticated is satisfied prior to delivery of the first on-demand product.

6. The method of claim 1 , further comprising:

responsive to a determination that delivery of the first on-demand product to the first user system is not successful, automatically generating delayed billing instructions that are configured not to bill the first user system for the first on-demand product at least until successful delivery of the first on-demand product to the first user system can be determined.

7. The method of claim 1 , further comprising:

partially registering the first user system for the first on-demand product based at least in part on the first request; and

initiating delivery of the first on-demand product to the first user system such that the first user system is restricted access to determined sensitive data.

8. The method of claim 1 , where in the one or more determinations include:

(i) a determination that a user associated with the first user system has been successfully added to one or more internal systems that provide a product;

(ii) a determination that the product has been transmitted in its entirety to the first user system; or

(iii) a determination that the product is accessible by the first user system.

9. A system comprising:

at least one computer processor, wherein the at least one computer processor is operable to perform a method comprising:

based at least in part on receipt of a first request for delivery of a first on-demand product, determining that delivery of the first on-demand product to a first user system is successful based at least in part on a first evaluation of first product-delivery factors that are specifically selected for the first on-demand product, wherein the first product-delivery factors include one or more determinations indicative of delivery of the first on-demand product;

responsive to a determination that delivery of the first on-demand product to the first user system is successful, automatically generating billing instructions that are configured to bill the first user system; and

based at least in part on receipt of a second request for delivery of a second on-demand product, determining that delivery of the second on-demand product to a second user system is successful based at least in part on a second evaluation of second product-delivery factors that are specifically selected for the second on-demand product, wherein the second product-delivery factors are different than the first product-delivery factors.

10. The system of claim 9 , wherein the first request comprises personally identifying information of a first user, and the second request comprises personally identifying information of a second user.

11. The system of claim 9 , wherein the first request is received from the first user system.

12. The system of claim 9 , wherein the at least one computer processor is programmed to:

determining that an option for delayed authentication is enabled for the first on-demand product.

13. The system of claim 9 , wherein the at least one computer processor is programmed to:

determining that an option for delayed authentication is disabled for the first on-demand product; and

requiring that determination that a first user that is associated with the first user system is authenticated is satisfied prior to delivery of the first on-demand product.

14. The system of claim 9 , wherein the at least one computer processor is programmed to:

responsive to a determination that delivery of the first on-demand product to the first user system is not successful, automatically generating delayed billing instructions that are configured not to bill the first user system for the first on-demand product at least until successful delivery of the first on-demand product to the first user system can be determined.

15. The system of claim 9 , wherein the at least one computer processor is programmed to:

partially registering the first user system for the first on-demand product based at least in part on the first request; and

initiating delivery of the first on-demand product to the first user system such that the first user system is restricted access to determined sensitive data.

16. The system of claim 9 , where in the one or more determinations include:

(i) a determination that a user associated with the first user system has been successfully added to one or more internal systems that provide a product;

(ii) a determination that the product has been transmitted in its entirety to the first user system; or

(iii) a determination that the product is accessible by the first user system.

17. Non-transitory computer readable medium storing computer executable instructions thereon, the computer executable instructions when executed cause a system to:

based at least in part on receipt of a first request for delivery of a first on-demand product, determine that delivery of the first on-demand product to a first user system is successful based at least in part on a first evaluation of first product-delivery factors that are specifically selected for the first on-demand product, wherein the first product-delivery factors include one or more determinations indicative of delivery of the first on-demand product;

responsive to a determination that delivery of the first on-demand product to the first user system is successful, automatically generate billing instructions that are configured to bill the first user system; and

based at least in part on receipt of a second request for delivery of a second on-demand product, determine that delivery of the second on-demand product to a second user system is successful based at least in part on a second evaluation of second product-delivery factors that are specifically selected for the second on-demand product, wherein the second product-delivery factors are different than the first product-delivery factors.

18. The non-transitory computer readable medium of claim 17 , wherein the computer executable instructions, when executed, further cause the system to:

determine that an option for delayed authentication is enabled for the first on-demand product.

19. The non-transitory computer readable medium of claim 17 , wherein the computer executable instructions, when executed, further cause the system to:

determine that an option for delayed authentication is disabled for the first on-demand product; and

require that a determination that a first user that is associated with the first user system is authenticated is satisfied prior to delivery of the first on-demand product.

20. The non-transitory computer readable medium of claim 17 , wherein the computer executable instructions, when executed, further cause the system to:

partially register the first user system for the first on-demand product based at least in part on the first request; and

initiate delivery of the first on-demand product to the first user system such that the first user system is restricted access to determined sensitive data.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 18, 2024
From: CHAPA, ISAAC; HATLEY, STEVEN; ROSS, JOE
To: CSIDENTITY CORPORATION
Reel/Frame 066814/0359 →
Continuity (8)
Continuation 17449151 · Sep 28, 2021
Continuation 16848260 · Apr 14, 2020
Continuation 14481714 · Sep 9, 2014
Continuation In Part 14272942 · May 8, 2014
Continuation 13870489 · Apr 25, 2013
Provisional Application 61876086 · Sep 10, 2013
Provisional Application 61786585 · Mar 15, 2013
Related Publication 20240212084A1 · Jun 27, 2024
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