IP Library › Granted Patent US 12,694,393
Granted Patent B2
US 12,694,393 · App. 18/527,873 · Granted Jul 28, 2026

Increasing sensitivity and readability of contactless cards

Inventors: Kevin Osborn (Newton Highlands, MA); David Wurmfeld (Falls Church, VA)
Assignee: Capital One Services, LLC
G06Q20/352G06K7/10297G06K7/10336G06K19/0721G06K19/0723G06K19/07783H04B5/72
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Quick Facts
Patent No.
US 12,694,393
App. No.
18/527,873
Filed
Dec 4, 2023
Granted
Jul 28, 2026
Kind
B2
Art Unit
2649
USPC
455/41.1
Abstract

A method, a system, and a computer program product for increasing sensitivity and/or readability of contactless cards. One or more signals are received from a first device. Each of the signals is responsive to one or more transmissions generated and sent to the first device by a respective receiving coil, upon being energized. A signal strength of each of the signals received from the first device is determined. A first signal in having a highest signal strength is identified based on determined signal strengths of one or more signals. A first receiving coil corresponding to the first signal is selected. The plurality of receiving coils are de-energized. The selected first receiving coil is energized and a communication with the first device is and established using the selected first receiving coil.

Claims (43)

1 . A computer-implemented method, comprising:

receiving, using at least one processor, one or more signals from a first device, each of the one or more signals being responsive to one or more transmissions generated and sent to the first device by a respective receiving coil, upon being energized, in a plurality of receiving coils, the plurality of receiving coils being communicatively coupled to the at least one processor;

determining, using the at least one processor, a signal strength of each of the one or more signals received from the first device;

identifying, using the at least one processor, a first signal in the one or more signals having a highest signal strength based on determined signal strengths of the one or more signals;

selecting, using the at least one processor, a first receiving coil corresponding to the first signal;

de-energizing, using the at least one processor, in response to the selecting, the plurality of receiving coils; and

energizing, using the at least one processor, the selected first receiving coil and establishing, using the selected first receiving coil, a communication with the first device.

2 . The method according to claim 1 , wherein the first device is a contactless card.

3 . The method according to claim 2 , wherein a second device includes the at least one processor and the plurality of receiving coils;

wherein the establishing the communication includes establishing a near-field communication (NFC) exchange between the second device and the contactless card.

4 . The method according to claim 3 , wherein the contactless card, based on the establishing of the NFC exchange, is configured to transmit to the second device a contactless card data, the contactless card data includes at least one of the following: an account number associated with the contactless card, an expiration date associated with the contactless card, a card verification value (CVV) associated with the contactless card, a billing address associated with the contactless card, a name of a user associated with the contactless card, and any combination thereof.

5 . The method according to claim 2 , wherein the contactless card includes at least one of the following: a credit card, a debit card, an electronic gift card, a pre-paid credit card, a pre-paid debit card, and any combination thereof.

6 . The method according to claim 1 , wherein the plurality of receiving coils are energized simultaneously, and, upon being energized, each of the plurality of receiving coils is configured to generate and send a respective transmission to the first device.

7 . The method according to claim 1 , wherein the plurality of receiving coils are energized using a predetermined order, and, upon being energized, each of the plurality of receiving coils is configured to generate and send a respective transmission to the first device based on the predetermined order.

8 . The method according to claim 1 , wherein the selected first receiving coil is configured to receive a highest current for energizing the first receiving coil.

9 . The method according to claim 1 , wherein the energizing includes energizing the selected first receiving coil and de-energizing remaining receiving coils in the plurality of receiving coils.

10 . The method according to claim 1 , further comprising determining one or more positions of the first device in relation to the plurality of receiving coils based on the determined signal strengths.

11 . The method according to claim 10 , further comprising selecting a first position of the first device in the one or more positions of the first device in accordance with the selected first receiving coil, the first position corresponding to the first device being proximate to the selected first receiving coil and being distal to remaining receiving coils in the plurality of receiving coils.

12 . The method according to claim 11 , further comprising generating an indication to reposition the first device in accordance with the selected first position.

13 . The method according to claim 12 , further comprising displaying the generated indication on a graphical user interface communicatively coupled to the at least one processor.

14 . A system, comprising:

at least one processor, the at least one processor being communicatively coupled to a plurality of receiving coils; and

at least one non-transitory storage media storing instructions, that when executed by the at least one processor, cause the at least one processor to perform operations including:

determining one or more positions of a first device in relation to the plurality of receiving coils, the determining includes:

receiving one or more signals from the first device, each of the one or more signals being responsive to one or more transmissions generated and sent to the first device by a respective receiving coil, upon being energized, in the plurality of receiving coils;

determining a signal strength of each of the one or more signals received from the first device; and

determining the one or more positions of the first devices based on determined signal strengths;

identifying a first signal in the one or more signals having a highest signal strength based on the determined signal strengths of the one or more signals;

selecting a first receiving coil corresponding to the first signal, and determining a first position in the one or more positions being proximate to the first receiving coil;

de-energizing, in response to the selecting, the plurality of receiving coils;

energizing the selected first receiving coil and establishing, using the selected first receiving coil, a communication with the first device; and

generating an indication to reposition the first device to the first position.

15 . The system according to claim 14 , wherein the operations further comprise displaying the generated indication on a graphical user interface communicatively coupled to the at least one processor.

16 . The system according to claim 14 , wherein the first device is a contactless card, wherein the establishing the communication includes establishing a near-field communication (NFC) exchange with the contactless card;

wherein the contactless card, based on the establishing of the NFC exchange, is configured to transmit a contactless card data, the contactless card data includes at least one of the following: an account number associated with the contactless card, an expiration date associated with the contactless card, a card verification value (CVV) associated with the contactless card, a billing address associated with the contactless card, a name of a user associated with the contactless card, and any combination thereof.

17 . The system according to claim 14 , wherein the selected first receiving coil is configured to receive a highest current for energizing the first receiving coil.

18 . The system according to claim 14 , wherein the energizing includes energizing the selected first receiving coil and de-energizing remaining receiving coils in the plurality of receiving coils.

19 . A computer program product comprising a non-transitory machine-readable medium storing instructions that, when executed by at least one programmable processor, cause the at least one programmable processor to perform operations comprising:

determining a signal strength of each of one or more signals received from a first device, wherein each of the one or more signals being responsive to one or more transmissions generated and sent to the first device by one or more receiving coils in a plurality of receiving coils, upon being energized;

identifying a first signal in the one or more signals having a highest signal strength based on determined signal strengths of the one or more signals;

selecting a first receiving coil corresponding to the first signal;

de-energizing, in response to the selecting, the plurality of receiving coils; and

energizing the selected first receiving coil and establishing, using the selected first receiving coil, a communication with the first device.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Feb 23, 2024
From: OSBORN, KEVIN; WURMFELD, DAVID KELLY
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 066544/0299 →
Continuity (1)
Related Publication 20250182089A1 · Jun 5, 2025
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