SYSTEM TO SELECT IN-STORE OR E-COMMERCE CHANNELS FOR OPTIMIZED DELIVERY OF CREATIVE MEDIA TO CONSUMERS

1 . A computer-implemented method, comprising:

selecting, based on a prior purchasing behavior for a consumer, a digital payload, wherein the digital payload comprises at least one of a coupon, a discount, or an advertisement for a retail product;

selecting a channel for the consumer to validate the digital payload, wherein the channel for the consumer to validate the digital payload comprises one of an onsite validation of the digital payload or an online validation in a shopping basket;

providing the digital payload for display in a client device used by the consumer; and

indicating, in the display, the channel for the consumer to redeem the digital payload.

2 . The computer-implemented method of claim 1 , wherein selecting a channel for the consumer comprises evaluating an environmental factor biasing the consumer to either one of the online validation or the onsite validation of the digital payload.

3 . The computer-implemented method of claim 1 , wherein selecting a channel for the consumer comprises evaluating a technographical data for the consumer, the technographical data comprising a hardware and software setting of a client device used by the consumer to download the digital payload.

4 . The computer-implemented method of claim 1 , wherein selecting a channel for the consumer comprises evaluating a psychographic data for the consumer, the psychographic data obtained from an online survey answered by the consumer.

5 . The computer-implemented method of claim 1 , wherein selecting a channel for the consumer comprises evaluating a sentiment analysis about the consumer from a social network interaction of the consumer.

6 . The computer-implemented method of claim 1 , wherein selecting a digital payload to the consumer comprises selecting a product and a value added to the digital payload based on a likelihood of a consumer purchase of the product via the channel for the consumer to redeem the digital payload.

7 . The computer-implemented method of claim 1 , wherein selecting the channel to redeem the digital payload comprises determining a likelihood that the consumer will activate the digital payload via the onsite validation or the online validation.

8 . The computer-implemented method of claim 1 , wherein providing the digital payload for display in the client device used by the consumer comprises providing a button in the display for the consumer to automatically apply the digital payload to the shopping basket when the channel for the consumer to redeem the digital payload is an online redemption channel.

9 . The computer-implemented method of claim 1 , wherein indicating the channel for the consumer to redeem the digital payload comprises providing a digital code in the display for the consumer to scan the digital code at a point of sale of a retailer store.

10 . The computer-implemented method of claim 1 , further comprising directing the client device to communicate with a printer at a retailer store to print the digital payload when the channel for the consumer to redeem the digital payload is an in-store channel.

11 . A system, comprising:

one or more processors configured to execute multiple instructions; and

a memory storing the instructions that cause the one or more processors to cause the system to perform operations, comprising to:

select, based on a prior purchasing behavior for a consumer, a digital payload, wherein the digital payload comprises at least one of a coupon, a discount, or an advertisement for a retail product;

select a channel for the consumer to validate the digital payload, wherein the channel for the consumer to validate the digital payload comprises one of an onsite validation of the digital payload or an online validation in a shopping basket;

provide the digital payload for display in a client device used by the consumer; and

indicate, in the display, the channel for the consumer to redeem the digital payload.

12 . The system of claim 11 , wherein to select a channel for the consumer the one or more processors execute instructions to evaluate an environmental factor biasing the consumer to either one of the online validation or the onsite validation of the digital payload.

13 . The system of claim 11 , wherein to select a channel for the consumer the one or more processors execute instructions to evaluate a technographical data for the consumer, the technographical data comprising a hardware and software setting of a client device used by the consumer to download the digital payload.

14 . The system of claim 11 , wherein to select a channel for the consumer the one or more processors execute instructions to evaluate a psychographic data for the consumer, the psychographic data obtained from an online survey answered by the consumer.

15 . The system of claim 11 , wherein to select a channel for the consumer the one or more processors execute instructions to evaluate a sentiment analysis about the consumer from a social network interaction of the consumer.

16 . A computer-implemented method, comprising:

providing, to a client device with a consumer, a digital payload including a coupon or a discount for a retail product or service;

identifying a location of the consumer based on a location of the client device;

upon the consumer activating the digital payload, providing instructions to the consumer for redeeming the coupon or the discount at a point of sale when the location of the consumer is within a store having the retail product for sale; and

activating a payment application in the client device for the consumer.

17 . The computer-implemented method of claim 16 , wherein providing a digital payload comprises bidding for the digital payload with a supply side provider server hosting a publishing application loaded on the client device.

18 . The computer-implemented method of claim 16 , wherein identifying a location of the consumer comprises accessing a mobile location data from the client device.

19 . The computer-implemented method of claim 16 , further comprising redeeming online the coupon or the discount, when the location of the consumer is within a residential area.

20 . The computer-implemented method of claim 16 , further comprising logging the client device into a retail media network that carries the retail product.