Systems and computer-implemented processes for providing electronic notifications
In certain embodiments, an application may be triggered to request data related to a user account associated with a financial entity. In some embodiments, during a time period in which the application is not executing on a user device, identification data of an identification signal (received from a wireless transmitter associated with the financial entity) may be determined to correspond to the wireless transmitter; Based on the determination, the application associated with the financial entity may be determined to (i) execute on the user device and (ii) transmit, to a server system associated with the financial entity, a request for data relating to the user account. The requested data may be presented via a display of the user device.
1. An apparatus for facilitating application triggering, the apparatus comprising:
a short-range wireless receiver configured to receive an identification signal associated with a financial entity from a wireless transmitter; and
one or more processors and memory storing instructions that, when executed by the one or more processors, cause operations comprising:
while an application associated with the financial entity is not executing on the apparatus, determining via an identification check program, that identification data of the identification signal corresponds to the wireless transmitter associated with the financial entity;
in response to the determination that the identification data of the identification signal corresponds to the wireless transmitter associated with the financial entity, causing the application associated with the financial entity to (i) execute on the apparatus and (ii) transmit, to a server system associated with the financial entity, a request for data relating to a user account associated with the financial entity; and
causing, via a display of the apparatus, presentation of the requested data received from the server system.
2. The apparatus of claim 1 , wherein the identification signal comprises at least one of a proximity universally unique identifier, a major identifier, or a minor identifier.
3. The apparatus of claim 1 , wherein the wireless transmitter comprises an ultra-low energy wireless transmitter.
4. The apparatus of claim 1 , wherein the wireless transmitter is a Bluetooth™ LE transmitter.
5. The apparatus of claim 1 , wherein the identification signal is transmitted according to an IBEACON protocol.
6. The apparatus of claim 1 , wherein the request comprises at least one of location information of the apparatus or location information of the wireless transmitter.
7. The apparatus of claim 1 , wherein the requested data received from the server system comprises account data of a user associated with the apparatus.
8. The apparatus of claim 7 , wherein the account data comprises at least one of an account balance or a safe spend limit.
9. The apparatus of claim 1 , wherein determining that the wireless transmitter is associated with the financial entity comprises:
accessing an identification data database comprising information identifying a plurality of wireless transmitters; and
determining, based on the information identifying the wireless transmitter and the information identifying the plurality of wireless transmitters, that the wireless transmitter is associated with the financial entity.
10. The apparatus of claim 9 , further comprising a storage device configured to store the identification data database.
11. The apparatus of claim 9 , wherein the identification data database is stored in a storage device remote from the apparatus.
12. One or more non-transitory computer-readable media storing instructions that, when executed by one or more processors of a user device, cause operations comprising:
receiving an identification signal via a wireless transmitter associated with a financial service provider;
during a time period in which an application associated with the financial service provider is not executing on the user device, determining via an identification check program, that identification data of the identification signal corresponds to the wireless transmitter associated with the financial service provider;
based on the determination, during the time period, that the wireless transmitter is associated with the financial service provider, causing the application associated with the financial service provider to (i) execute on the user device and (ii) transmit, to a server system associated with the financial service provider, a request for data relating to a user account associated with the financial service provider; and
causing, via a display of the user device, presentation of the requested data received from the server system.
13. The one or more non-transitory computer-readable media of claim 12 , wherein causing the application to transmit the request comprises transmitting, via the application associated with the financial service provider, to the server system, an inquiry for account data of the user account associated with the financial service provider.
14. The one or more non-transitory computer-readable media of claim 12 , wherein the request comprises at least one of an identifier for the user device, or identification information of a user associated with the user device.
15. The one or more non-transitory computer-readable media of claim 12 , wherein the requested data comprises at least one of a push notification, a text message, or an e-mail.
16. A computer-implemented method comprising:
receiving an identification signal via a wireless transmitter associated with a financial service provider;
during a time period in which an application associated with the financial service provider is not executing on a user device, determining via an identification check program, that identification data of the identification signal corresponds to the wireless transmitter associated with the financial service provider;
based on the determination, during the time period, that the wireless transmitter is associated with the financial service provider, causing the application associated with the financial service provider to (i) execute on the user device and (ii) transmit, to a server system associated with the financial service provider, a request for data relating to a user account associated with the financial service provider; and
causing, via a display of the user device, presentation of the requested data received from the server system.
17. The method of claim 16 , wherein causing the application to transmit the request comprises transmitting, via the application associated with the financial service provider, to the server system, an inquiry for account data of the user account associated with the financial service provider.
18. The method of claim 16 , wherein the request comprises at least one of an identifier for the user device, or identification information of a user associated with the user device.
19. The method of claim 16 , wherein the requested data comprises at least one of a push notification, a text message, or an e-mail.
20. The method of claim 16 , wherein the wireless transmitter comprises an ultra-low energy wireless transmitter.