SYSTEMS AND METHODS FOR ANALYZING STRUCTURAL DAMAGE IMAGES USING MACHINE LEARNING

1 . A computing device comprising at least one memory and at least one processor in communication with the at least one memory, the at least one processor configured to:

receive photographic data including one or more images of a structure;

in response to receiving the photographic data, apply the photographic data to a structure assessment model configured to determine a structural status of the structure, wherein the structure assessment model is trained using historical photographic data including a plurality of historical images of structures;

receive an output from the structure assessment model, wherein the output comprises at least an estimated cost of repairing damage having occurred to the structure; and

based upon the output, transmit a message to a user computing device associated with the structure that causes display of the estimated cost.

2 . The computing device of claim 1 , wherein the at least one processor is further programmed to receive the photographic data from the user computing device.

3 . The computing device of claim 2 , wherein the at least one processor is further configured to cause the user computing device to display a graphical user interface (GUI) prompting a user to submit the one or more images of the structure.

4 . The computing device of claim 3 , wherein the at least one processor is further configured to:

in response to receiving the photographic data, determine that one or more additional images are necessary for the structure assessment model to satisfy a threshold confidence score; and

cause the user computing device to prompt within the GUI the user to submit the one or more additional images of the structure.

5 . The computing device of claim 1 , wherein the at least one processor is further configured to train the structure assessment model using historical records comprising the historical photographic data including a plurality of historical images of structures.

6 . The computing device of claim 5 , wherein the at least one processor is further configured to:

update the historical records to updated historical records comprising a new historical record, the new historical record comprising the received photographic data and the determined structural status of the structure; and

re-train the trained structure assessment model using the updated historical records.

7 . The computing device of claim 5 , wherein the historical records further include historical structural data associated with the plurality of historical images.

8 . The computing device of claim 7 , wherein the historical structural data includes at least one of the following: roof material, roof age, shingle type, roof slant angle, age of roof, total area of a roof, and roof occlusion.

9 . The computing device of claim 1 , wherein the processor is further configured to:

receive an acceptance of the estimated cost submitted at the user computing device; and

in response to the acceptance, transfer a settlement amount determined based upon the estimated cost to an account associated with the structure.

10 . The computing device of claim 1 , wherein the processor is further configured to generate a flight plan for a drone, the flight plan causing the drone to capture the one or more images of the structure.

11 . A computer-implemented method for analyzing structural damage images, the computer-implemented method performed by a server computing device including at least one memory and at least one processor in communication with the at least one memory, the computer-implemented method comprising:

receiving, by the server computing device, photographic data including one or more images of a structure;

in response to receiving the photographic data, applying, by the server computing device, the photographic data to a structure assessment model configured to determine a structural status of the structure, wherein the structure assessment model is trained using historical photographic data including a plurality of historical images of structures;

receiving, by the server computing device, an output from the structure assessment model, wherein the output comprises at least an estimated cost of repairing damage having occurred to the structure; and

based upon the output, transmitting, by the server computing device, a message to a user computing device associated with the structure that causes display of the estimated cost.

12 . The computer-implemented method of claim 11 , further comprising receiving, by the server computing device, the photographic data from the user computing device.

13 . The computer-implemented method of claim 12 , further comprising causing, by the server computing device, the user computing device to display a graphical user interface (GUI) prompting a user to submit the one or more images of the structure.

14 . The computer-implemented method of claim 13 , further comprising:

in response to receiving the photographic data, determining, by the server computing device, that one or more additional images are necessary for the structure assessment model to satisfy a threshold confidence score; and

causing, by the server computing device, the user computing device to prompt within the GUI the user to submit the one or more additional images of the structure.

15 . The computer-implemented method of claim 11 , further comprising training, by the server computing device, the structure assessment model using historical records comprising the historical photographic data including a plurality of historical images of structures.

16 . The computer-implemented method of claim 15 , further comprising:

updating, by the server computing device the historical records to updated historical records comprising a new historical record, the new historical record comprising the received photographic data and the determined structural status of the structure; and

re-training, by the server computing device, the structure assessment model using the updated historical records.

17 . The computer-implemented method of claim 15 , wherein the historical records further include historical structural data associated with the plurality of historical images.

18 . The computer-implemented method claim 17 , wherein the historical structural data includes at least one of the following: roof material, roof age, shingle type, roof slant angle, age of roof, total area of a roof, and roof occlusion.

19 . The computer-implemented method of claim 11 , further comprising:

receiving, by the server computing device, an acceptance of the estimated cost submitted at the user computing device; and

in response to the acceptance, transferring, by the server computing device, a settlement amount determined based upon the estimated cost to an account associated with the structure.

20 . The computer-implemented method of claim 11 , further comprising generating, by the server computing device, a flight plan for a drone, the flight plan causing the drone to capture the one or more images of the structure.

21 . At least one non-transitory computer-readable storage media having computer-executable instructions embodied thereon, wherein when executed by a server computing device including at least one memory and at least one processor in communication with the at least one memory, the computer-executable instructions cause the at least one processor to:

receive photographic data including one or more images of a structure;

in response to receiving the photographic data, apply the photographic data to a structure assessment model configured to determine a structural status of the structure, wherein the structure assessment model is trained using historical photographic data including a plurality of historical images of structures;

receive an output from the structure assessment model, wherein the output comprises at least an estimated cost of repairing damage having occurred to the structure; and

based upon the output, transmit a message to a user computing device associated with the structure that causes display of the estimated cost.