GENERATING AND UTILIZING MOVEMENT IDENTIFIERS TO IDENTIFY NETWORK TRANSACTIONS IN NETWORK TRANSACTIONS INITIATED AS SECURED DEPOSIT NETWORK TRANSACTION CHAINS

1 . A system comprising:

at least one processor; and

at least one non-transitory computer-readable storage medium storing instructions that, when executed by the at least one processor, cause the system to:

generate a secured credit card account corresponding to a secured deposit account and linked to a debit account for funding the secured deposit account;

receive a request to initiate a network transaction between the secured deposit account and an additional account;

generate a movement identifier for the network transaction; and

initiate the network transaction as a secured deposit network transaction chain by:

initiating a first intermediate transaction from the secured deposit account to the debit account utilizing the movement identifier; and

initiating a second intermediate transaction from the debit account to the additional account utilizing the movement identifier.

2 . The system of claim 1 , further comprising instructions that, when executed by the at least one processor, cause the system to initiate the network transaction as a secured deposit transaction chain by:

generating a first intermediate movement identifier for the first intermediate transaction that refers to the movement identifier;

generating a second intermediate movement identifier for the second intermediate transaction that refers to the movement identifier; and

providing the movement identifier, the first intermediate movement identifier, and the second intermediate movement identifier to a reporting server.

3 . The system of claim 1 , further comprising instructions that, when executed by the at least one processor, cause the system to provide, for display via a user interface of a client device associated with the secured deposit account and the debit account, an indication of the network transaction by displaying a transaction from the secured deposit account and the additional account.

4 . The system of claim 3 , wherein displaying the transaction from the secured deposit account and the additional account comprises displaying the transaction without displaying the first intermediate transaction and the second intermediate transaction in the user interface of the client device.

5 . The system of claim 1 , further comprising instructions that, when executed by the at least one processor, cause the system to:

generate, utilizing a third-party risk analysis model, a risk prediction for the network transaction by reordering the first intermediate transaction and the second intermediate transaction; and

initiating the network transaction as the secured deposit network transaction chain according to the risk prediction.

6 . The system of claim 5 , further comprising instructions that, when executed by the at least one processor, cause the system to generate the risk prediction by reordering the first intermediate transaction and the second intermediate transaction by:

generating a first risk score for the second intermediate transaction; and

upon generating the first risk score, generating a second risk score for the first intermediate transaction.

7 . The system of claim 1 , further comprising instructions that, when executed by the at least one processor, cause the system to:

receive a request to reverse the network transaction; and

in response to receiving the request to reverse the network transaction, utilize the movement identifier to identify the first intermediate transaction and the second intermediate transaction.

8 . The system of claim 7 , further comprising instructions that, when executed by the at least one processor, cause the system to execute an additional network transaction to reverse the network transaction by:

generating an additional movement identifier for the additional network transaction; and

initiating the additional network transaction as an additional secured deposit network transaction chain utilizing the additional movement identifier and the movement identifier.

9 . The system of claim 8 , further comprising instructions that, when executed by the at least one processor, cause the system to initiate the additional network transaction as an additional secured deposit network transaction chain by:

initiating a first additional intermediate transaction from the additional account to the debit account utilizing the additional movement identifier and a third intermediate movement identifier; and

initiating a second additional intermediate transaction from the debit account to the secured deposit account utilizing the additional movement identifier and a fourth intermediate movement identifier.

10 . A computer-implemented method comprising:

generating a secured credit card account corresponding to a secured deposit account and linked to a debit account for funding the secured deposit account;

receiving a request to initiate a network transaction between the secured deposit account and an additional account;

generating a movement identifier for the network transaction; and

initiating the network transaction as a secured deposit network transaction chain by:

initiating a first intermediate transaction from the secured deposit account to the debit account utilizing the movement identifier; and

initiating a second intermediate transaction from the debit account to the additional account utilizing the movement identifier.

11 . The computer-implemented method of claim 10 , further comprising initiating the network transaction as a secured deposit transaction chain by:

generating a first intermediate movement identifier for the first intermediate transaction that refers to the movement identifier;

generating a second intermediate movement identifier for the second intermediate transaction that refers to the movement identifier; and

providing the movement identifier, the first intermediate movement identifier, and the second intermediate movement identifier to a reporting server.

12 . The computer-implemented method of claim 10 , further comprising providing, for display via a user interface of a client device associated with the secured deposit account and the debit account, an indication of the network transaction by displaying a transaction from the secured deposit account and the additional account and without displaying the first intermediate transaction and the second intermediate transaction in the user interface of the client device.

13 . The computer-implemented method of claim 10 , further comprising:

generating, utilizing a third-party risk analysis model, a risk prediction for the network transaction by reordering the first intermediate transaction and the second intermediate transaction by:

generating a first risk score for the second intermediate transaction; and

upon generating the first risk score, generating a second risk score for the first intermediate transaction; and

initiating the network transaction as the secured deposit network transaction chain according to the risk prediction.

14 . The computer-implemented method of claim 10 , further comprising:

executing an additional network transaction to reverse the network transaction by:

generating an additional movement identifier for the additional network transaction; and

initiate the additional network transaction as an additional secured deposit network transaction chain utilizing the additional movement identifier and the movement identifier.

15 . The computer-implemented method of claim 14 , further comprising initiating the additional network transaction as an additional secured deposit network transaction chain:

initiating a first additional intermediate transaction from the additional account to the debit account utilizing the additional movement identifier and a third intermediate movement identifier; and

initiating a second additional intermediate transaction from the debit account to the secured deposit account utilizing the additional movement identifier a fourth intermediate movement identifier.

16 . A non-transitory computer-readable medium storing instructions that, when executed by at least one processor, cause a computer system to:

generate a secured credit card account corresponding to a secured deposit account and linked to a debit account for funding the secured deposit account;

receive a request to initiate a network transaction between the secured deposit account and an additional account;

generate a movement identifier for the network transaction; and

initiate the network transaction as a secured deposit network transaction chain by:

initiating a first intermediate transaction from the secured deposit account to the debit account utilizing the movement identifier; and

initiating a second intermediate transaction from the debit account to the additional account utilizing the movement identifier.

17 . The non-transitory computer-readable medium of claim 16 , further comprising instructions that, when executed by the at least one processor, cause the computer system to initiate the network transaction as a secured deposit transaction chain by:

generating a first intermediate movement identifier for the first intermediate transaction that refers to the movement identifier;

generating a second intermediate movement identifier for the second intermediate transaction that refers to the movement identifier; and

providing the movement identifier, the first intermediate movement identifier, and the second intermediate movement identifier to a reporting server.

18 . The non-transitory computer-readable medium of claim 16 , further comprising instructions that, when executed by the at least one processor, cause the computer system to provide, for display via a user interface of a client device associated with the secured deposit account and the debit account, an indication of the network transaction by displaying a transaction from the secured deposit account and the additional account and without displaying the first intermediate transaction and the second intermediate transaction in the user interface of the client device.

19 . The non-transitory computer-readable medium of claim 16 , further comprising instructions that, when executed by the at least one processor, cause the computer system to execute an additional network transaction to reverse the network transaction by:

generating an additional movement identifier for the additional network transaction; and

initiating the additional network transaction as an additional secured deposit network transaction chain utilizing the additional movement identifier and the movement identifier by:

initiating a first additional intermediate transaction from the additional account to the debit account utilizing the additional movement identifier and a third intermediate movement identifier; and

initiating a second additional intermediate transaction from the debit account to the secured deposit account utilizing the additional movement identifier a fourth intermediate movement identifier.

20 . The non-transitory computer-readable medium of claim 16 , further comprising instructions that, when executed by the at least one processor, cause the computer system to:

generate, utilizing a third-party risk analysis model, a risk prediction for the network transaction by reordering the first intermediate transaction and the second intermediate transaction by:

generating a first risk score for the second intermediate transaction; and

upon generating the first risk score, generating a second risk score for the first intermediate transaction; and

initiate the network transaction as the secured deposit network transaction chain according to the risk prediction.