Patent Assignment
Reel/Frame 070689/0813
Security Agreement
Recorded: 2025-03-31
Pages: 13
Assignor
CHIME FINANCIAL, INC.
Executed: 2025-03-31
Assignee
MORGAN STANLEY SENIOR FUNDING, INC., AS COLLATERAL AGENT
300 THAMES STREET, 4TH FLOOR, THAMES STREET WHARF, BALTIMORE, MARYLAND, 21231
Covered Properties
(91)
Generating Credit Building Recommendations Through Machine Learning Analysis of User Activity-Based Feedback
Patent:
11,900,451 →
Application:
17/021,939 →
Machine Learning System for Routing Payment Requests to Different Customer Accounts
Patent:
11,829,985 →
Application:
17/038,554 →
Dynamic Generation of Digital Messages with Unique Links for Direct-to-Merchant Payments
Patent:
11,699,157 →
Application:
17/038,760 →
Generating a Fraud Prediction Utilizing a Fraud-Prediction Machine-Learning Model
Utilizing Machine Learning Models to Predict Client Dispositions and Generate Adaptive Automated Interaction Responses
Application:
17/554,795 →
Publication:
US 2023/0196210
Generating and Maintaining a Feature Family Repository of Machine Learning Features
Application:
17/558,375 →
Publication:
US 2023/0196185
Utilizing Machine-Learning Models to Determine Take-Over Scores and Intelligently Secure Digital Account Features
Generating Graphical User Interfaces Comprising Dynamic Credit Value User Interface Elements Determined from a Credit Value Model
Patent:
11,386,490 →
Application:
17/574,391 →
Training and Implementing Machine-Learning Models Utilizing Model Container Workflows
Application:
17/578,222 →
Publication:
US 2023/0229735
Developer Tools for Generating and Providing Visualizations for Data Density for Developing Computer Applications
Detecting Digital Harvesting Utilizing a Dynamic Transaction Request Fraud Detection Model
Application:
17/590,743 →
Publication:
US 2023/0245128
Generating a Multi-Transaction Dispute Package
Detecting Synthetic User Accounts Using Synthetic Patterns Learned via Machine Learning
Display Screen or Portion Thereof with a Graphical User Interface
Patent:
1,037,276 →
Application:
29/792,040 →
Utilizing a Check-Return Prediction Machine-Learning Model to Intelligently Generate Check-Return Predictions for Network Transactions
Application:
17/653,580 →
Publication:
US 2023/0281629
Graphical User Interfaces for Consolidated Account Creation and Account Funding in Digital Systems
Graphical User Interfaces for Consolidated Account Creation and Account Funding in Digital Systems
Application:
17/655,940 →
Publication:
US 2023/0306392
Determining Base Limit Values for Contacts Based on Inter-Network User Interactions
Patent:
11,704,747 →
Application:
17/656,816 →
Digital Policy Criteria Integration for Making Determinations Within an Inter-Network Facilitation System
Granting Provisional Credit Based on a Likelihood of Approval Score Generated from a Dispute-Evaluator Machine-Learning Model
Application:
17/664,776 →
Publication:
US 2023/0385844
Utilizing Selective Transformation and Replacement with High-Dimensionality Projection Layers to Implement Neural Networks in Tabular Data Environments
Application:
17/808,910 →
Publication:
US 2023/0419098
Generating Graphical User Interfaces Comprising Dynamic Credit Value User Interface Elements Determined from a Credit Value Model
Utilizing Machine Learning Models to Generate Interactive Digital Text Threads with Personalized Digital Text Reply Options
Generating Account Configurations Using Configuration Bundles
Generating Transaction Vectors for Facilitating Network Transactions
Generating and Updating Payload Schemas for Maintaining Compatibility in Evolving Digital Systems
Utilizing Machine Learning Models to Predict Multi-Level Client Intent Classifications for Client Communications
Application:
17/930,614 →
Publication:
US 2024/0086757
Staggered Payload Relayer for Pipelining Digital Payloads Across Network Services
Low-Latency Machine Learning Model Prediction Cache for Improving Distribution of Current State Machine Learning Predictions Across Computer Networks
Application:
17/938,129 →
Publication:
US 2024/0119003
Bridging Network Transaction Platforms to Unify Cross-Platform Transfers
Preventing Digital Fraud Utilizing a Fraud Risk Tiering System for Initial and Ongoing Assessment of Risk
Application:
18/052,423 →
Publication:
US 2024/0152926
Dynamically Executing Data Source Agnostic Data Pipeline Configurations
Application:
18/057,874 →
Publication:
US 2024/0168800
Utilizing Machine Learning Models to Generate Interactive Digital Text Threads with Personalized Agent Escalation Digital Text Reply Options
Patent:
11,936,814 →
Application:
18/057,886 →
Generating Dynamic Base Limit Value User Interface Elements Determined from a Base Limit Value Model
Patent:
11,922,491 →
Application:
18/062,496 →
Display Screen or Portion Thereof with a Graphical User Interface
Patent:
1,112,352 →
Application:
29/868,535 →
Network Event Data Streaming Platform for Batch Distribution and Streaming of Network Event Data
Intelligently Selecting Models for Resolving Pending Debit Transaction Disputes Across Computer Networks
Event Fanning Platform for Streaming Network Event Data to Consumer Applications
Application:
18/153,077 →
Publication:
US 2024/0231961
Utilizing a Deposit Transaction Predictor Model to Determine Future Network Transactions
Application:
18/153,703 →
Publication:
US 2024/0242269
Generating Graphical User Interfaces Comprising Dynamic Available Deposit Transaction Values Determined from a Deposit Transaction Predictor Model
Application:
18/153,814 →
Publication:
US 2024/0202686
Intelligent Load Test System
Transforming Data Metrics to Maintain Compatibility in an Enterprise Data Warehouse
Generating Dynamic User Specific Application Function Setup Interfaces
Dynamic Generation of Digital Messages with Unique Links for Direct to Merchant Payments
Determining Base Limit Values for Contacts Based on Inter-Network User Interactions
Application:
18/326,727 →
Publication:
US 2023/0306530
Graphical User Interfaces for Consolidated Account Creation and Account Funding in Digital Systems
Application:
18/330,866 →
Publication:
US 2023/0316243
Facilitating Intelligent Asset Management Utilizing Graphical User Interfaces Comprising Dynamic Asset Management User Interface Elements
Utilizing Machine Learning Models to Intelligently Transmit Pre-Emptive Digital Notifications to Client Devices Across Computer Networks
Application:
18/333,884 →
Publication:
US 2023/0419183
Utilizing Dynamic Data Sampling to Implement Machine Learning Models for Projecting Recurrence of Periodic Events
Application:
18/353,633 →
Publication:
US 2025/0028998
Utilizing Machine Learning Models to Generate Fraud Predictions for Card-Not-Present Network Transactions
Application:
18/354,958 →
Publication:
US 2025/0029105
Using a Theme-Classifying Machine-Learning Model to Generate Theme Classifications from Unstructured Text
Application:
18/357,487 →
Publication:
US 2025/0037011
Digital Security Platform for Elevating Computing Device Security Challenges for Network Events
Application:
18/363,312 →
Publication:
US 2025/0047711
Assigning a Limited Access State to an Account That Retains Full Navigable Access to a Client Application
Automatically Generating and Implementing Machine Learning Model Pipelines
Application:
18/471,845 →
Publication:
US 2024/0119364
Generating and Utilizing an Exploration Environment in Conjunction with a Production Environment
Application:
18/478,007 →
Publication:
US 2025/0110483
Generating a Secure Upload Url and Granting Access to a User Within a Secure Document System
Generating and Providing Various Degrees of Digital Information and Account-Based Functionality Based on a Predicted Network Security Threat
Utilizing a Predictor Machine-Learning Model to Determine Risk for a Network Transaction Comprising a Resource Advance
Application:
18/498,719 →
Publication:
US 2025/0139631
Generating User Interfaces Comprising Dynamic Base Limit Value and Base Limit Value Modifier User Interface Elements Determined from Digital User Account Actions
Utilizing Asynchronous Double-Writes to Migrate Data Between Databases
Patent:
12,169,506 →
Application:
18/499,467 →
Generating User Interfaces Comprising a Universal Dynamic Base Limit Value Reflecting Transactions Within One or More Transaction Accounts
Application:
18/515,767 →
Publication:
US 2025/0165983
Secure Data Transformation and Merging System
Application:
18/516,545 →
Publication:
US 2025/0139625
Machine Learning System for Routing Payment Requests to Different Customer Accounts
Application:
18/520,144 →
Publication:
US 2024/0257091
Generating Credit Building Recommendations Through Machine Learning Analysis of User Activity-Based Feedback
Application:
18/438,818 →
Publication:
US 2024/0346579
Generating Dynamic Base Limit Value User Interface Elements Determined from a Base Limit Value Model
Utilizing Machine Learning Models to Generate Interactive Digital Text Threads with Personalized Agent Escalation Digital Text Reply Options
Generating and Utilizing Movement Identifiers to Identify Network Transactions in Network Transactions Initiated as Secured Deposit Network Transaction Chains
Application:
18/619,679 →
Publication:
US 2025/0307824
Bridging Network Transaction Platforms to Unify Cross-Platform Transfers
Generating a Data Pipeline in an Interactive Pipeline Session Utilizing a Dedicated Computing Cluster to Access Secure Data
Patent:
12,572,682 →
Application:
18/643,724 →
Developer Tools for Generating and Providing Visualizations for Data Density for Developing Computer Applications
Processing Access Requests on a Service-to-Service Basis Using a Third-Party Identification Token
Patent:
12,244,717 →
Application:
18/677,595 →
Utilizing Machine Learning Models to Generate Interactive Digital Text Threads with Personalized Digital Text Reply Options
Generating a Fraud Prediction Utilizing a Fraud-Prediction Machine-Learning Model
Application:
18/752,310 →
Publication:
US 2025/0061461
Display Screen or Portion Thereof with a Graphical User Interface
Patent:
1,084,028 →
Application:
29/951,587 →
Network Event Data Streaming Platform for Batch Distribution and Streaming of Network Event Data
Application:
18/773,121 →
Publication:
US 2025/0088407
Generating a Multi-Transaction Dispute Package
Application:
18/814,225 →
Publication:
US 2025/0173728
Generating Transaction Vectors for Facilitating Network Transactions
Application:
18/816,897 →
Publication:
US 2025/0173691
Digital Policy Criteria Integration for Making Determinations Within an Inter-Network Facilitation System
Transforming Data Metrics to Maintain Compatibility in an Enterprise Data Warehouse
Application:
18/821,828 →
Publication:
US 2024/0419680
Multi-Stage Mobile Deposit Check Verification and Fraud Prevention System
Application:
18/827,355 →
Title Not Available
Application:
63/698,832 →
Utilizing Machine Learning Models to Generate Predicted Referee Interaction Metrics for Generating and Transmitting Digital Notifications Across Computer Networks to Referrer Client Devices
Application:
18/903,713 →
Dynamic Modification of an Initial Digital Tip by Delaying Processing of a Digital Transaction at a Point of Transaction System
Application:
18/946,478 →
Utilizing Asynchronous Double-Writes to Migrate Data Between Databases
Application:
18/982,511 →
Publication:
US 2025/0190448
Generating Validity Classifications for Digital Communications Utilizing a Machine Learning Model
Application:
18/999,831 →
Utilizing Machine-Learning Models to Determine Take-Over Scores and Intelligently Secure Digital Account Features
Utilizing Machine Learning Models to Generate Interactive Digital Text Threads with Personalized Digital Text Reply Options
Application:
19/066,817 →
Publication:
US 2025/0202845
Processing Access Requests on a Service-to-Service Basis Using a Third-Party Identification Token
Application:
19/067,645 →
Detecting Synthetic User Accounts Using Synthetic Patterns Learned via Machine Learning
Application:
19/067,419 →
Publication:
US 2025/0200193
Generating Dynamic Base Limit Value User Interface Elements Determined from a Base Limit Value Model
Application:
19/065,745 →
Publication:
US 2025/0225576
Utilizing Machine Learning Models to Generate Interactive Digital Text Threads with Personalized Agent Escalation Digital Text Reply Options
Application:
19/063,072 →
Publication:
US 2025/0220117
Related Assignments
(25)
Other recorded transfers of the patents in this record — the chain of ownership.
Assignment of Assignor's Interest
Sep 15, 2020
From: KING, RYAN ALEXANDER; DUCKER, MICHAEL; SLOBODA, TILO; SMITH, ZACHARY VAUGHN
To: CHIME FINANCIAL, INC.
Reel/Frame 053779/0807 →
Assignment of Assignor's Interest
Sep 30, 2020
From: DUCKER, MICHAEL; WU, BAISHI
To: CHIME FINANCIAL, INC.
Reel/Frame 053934/0777 →
Assignment of Assignor's Interest
Sep 30, 2020
From: DUCKER, MICHAEL; LENTZ, TAYLOR; SLOBODA, TILO
To: CHIME FINANCIAL, INC.
Reel/Frame 053933/0412 →
Assignment of Assignor's Interest
Dec 8, 2021
From: LAPTIEV, ANTON; BABU, JIBY
To: CHIME FINANCIAL, INC.
Reel/Frame 058340/0310 →
Assignment of Assignor's Interest
Dec 21, 2021
From: JAIN, AKSHAY; TEOH, FRANK; AGARWAL, PEEYUSH
To: CHIME FINANCIAL, INC.
Reel/Frame 058451/0338 →
Assignment of Assignor's Interest
Jan 12, 2022
From: PLANTE, AARON; NARULA, ADITYA; NAINI, AKHIL; WANG, AONI
To: CHIME FINANCIAL, INC.
Reel/Frame 058636/0365 →
Assignment of Assignor's Interest
Jan 12, 2022
From: MULLINS, BRIAN; BABU, JIBY; SHEVYREV, NIK; SHAH, PARIN
To: CHIME FINANCIAL, INC.
Reel/Frame 058633/0458 →
Assignment of Assignor's Interest
Jan 18, 2022
From: JAIN, AKSHAY; TEOH, FRANK; TOBKIN, GREG; TOMPKINS, MICHAEL
To: CHIME FINANCIAL, INC.
Reel/Frame 058684/0046 →
Assignment of Assignor's Interest
Jan 19, 2022
From: FOX, JASON; SNYDER, BEN; KIM, HAROLD
To: CHIME FINANCIAL, INC.
Reel/Frame 058694/0054 →
Assignment of Assignor's Interest
Feb 15, 2022
From: PAULSON, CATHERINE; AKOMEA-AGYIN, CLEM; KLEIN, DANIEL; OLIVEIRA, DEIVIDE
To: CHIME FINANCIAL, INC.
Reel/Frame 059019/0009 →
Assignment of Assignor's Interest
Feb 16, 2022
From: ZAWADZKI, PETER; BABU, JIBY
To: CHIME FINANCIAL, INC.
Reel/Frame 059154/0600 →
Assignment of Assignor's Interest
Feb 28, 2022
From: LEUNG, MELISSA MAR; MIRZAYEV, RUSLAN; ESCHRICH, GRAHAM; CIRKOVIC, STEFAN
To: CHIME FINANCIAL, INC.
Reel/Frame 059122/0885 →
Assignment of Assignor's Interest
Mar 4, 2022
From: SHEVYREV, NIK; AGARWAL, PEEYUSH; BABU, JIBY
To: CHIME FINANCIAL, INC.
Reel/Frame 059176/0303 →
Assignment of Assignor's Interest
Mar 11, 2022
From: GONZALES, CHAD; VOGELSANG, ELIZABETH; LESPERANCE, BRIAN; HALL, DAIN
To: CHIME FINANCIAL, INC.
Reel/Frame 059246/0398 →
Assignment of Assignor's Interest
Mar 22, 2022
From: DALEY, KYLE PATRICK; FULTON, JONATHAN CARTER; CHEN, KEVIN KANG; BELL, SPENCER ALEXANDER
To: CHIME FINANCIAL, INC.
Reel/Frame 059344/0783 →
Assignment of Assignor's Interest
Mar 22, 2022
From: DALEY, KYLE PATRICK; FULTON, JONATHAN CARTER; HAIGHT, ELYSIA ESTELLE SEGURA
To: CHIME FINANCIAL, INC.
Reel/Frame 059344/0609 →
Assignment of Assignor's Interest
May 24, 2022
From: LAPTIEV, ANTON; BABU, JIBY
To: CHIME FINANCIAL, INC.
Reel/Frame 060001/0899 →
Assignment of Assignor's Interest
May 24, 2022
From: SOMAN, SIDDHI; HOLINATY, STEVEN; MANIULIT, ANTHEA; ALLYA, DEVADAS
To: CHIME FINANCIAL, INC.
Reel/Frame 060006/0258 →
Assignment of Assignor's Interest
Jun 24, 2022
From: RAVULA, ANIRUDH; TSAY, BRIAN
To: CHIME FINANCIAL, INC.
Reel/Frame 060310/0163 →
Assignment of Assignor's Interest
Jul 8, 2022
From: PLANTE, AARON; NARULA, ADITYA; NAINI, AKHIL; WANG, AONI
To: CHIME FINANCIAL, INC.
Reel/Frame 060460/0977 →
Assignment of Assignor's Interest
Apr 27, 2023
From: KASHMADZE, SHALVA; LEFEBVRE, ELYSE; JIANG, DENNIS; KHANDELWAL, AKSHAT
To: CHIME FINANCIAL, INC.
Reel/Frame 063461/0285 →
Security Interest
Jun 6, 2023
From: CHIME FINANCIAL, INC.
To: FIRST-CITIZENS BANK & TRUST COMPANY, AS ADMINISTRATIVE AGENT
Reel/Frame 063877/0204 →
Corrective Assignment to Correct the Spelling of Inventor Devadas Allya to Devadas Mallya Under Conveying Party Data Previously Recorded on Reel 60006 Frame 258. Assignor(S) Hereby Confirms the Assignment.
Mar 11, 2025
From: SOMAN, SIDDHI; HOLINATY, STEVEN; MANIULIT, ANTHEA; MALLYA, DEVADAS
To: CHIME FINANCIAL, INC.
Reel/Frame 070664/0454 →
Release of Security Interest
Apr 1, 2025
From: FIRST-CITIZENS BANK & TRUST COMPANY, AS ADMINISTRATIVE AGENT
To: CHIME FINANCIAL, INC.
Reel/Frame 070695/0013 →
Corrective Assignment to Correct the Inventor's Execution Dates Previously Recorded at Reel: 60001 Frame: 899. Assignor(S) Hereby Confirms the Assignment .
Jun 3, 2025
From: LAPTIEV, ANTON; BABU, JIBY
To: CHIME FINANCIAL, INC.
Reel/Frame 071480/0548 →