Patent Assignment
Reel/Frame 070695/0013
Release of Security Interest
Recorded: 2025-04-01
Pages: 16
Assignor
FIRST-CITIZENS BANK & TRUST COMPANY, AS ADMINISTRATIVE AGENT
Executed: 2025-03-31
Assignee
CHIME FINANCIAL, INC.
PO BOX 417, SAN FRANCISCO, CALIFORNIA, 94104
Covered Properties
(53)
Generating Credit Building Recommendations Through Machine Learning Analysis of User Activity-Based Feedback
Patent:
11,900,451 →
Application:
17/021,939 →
Machine Learning System for Routing Payment Requests to Different Customer Accounts
Patent:
11,829,985 →
Application:
17/038,554 →
Dynamic Generation of Digital Messages with Unique Links for Direct-to-Merchant Payments
Patent:
11,699,157 →
Application:
17/038,760 →
Generating User Interfaces Comprising Dynamic Base Limit Value User Interface Elements Determined from a Base Limit Value Model
Application:
17/519,129 →
Publication:
US 2023/0139364
Facilitating Fee-Free Credit-Based Withdrawals Over Computer Networks Utilizing Secured Accounts
Application:
17/538,753 →
Publication:
US 2023/0169588
Generating a Fraud Prediction Utilizing a Fraud-Prediction Machine-Learning Model
Utilizing a Fraud Prediction Machine-Learning Model to Intelligently Generate Fraud Predictions for Network Transactions
Application:
17/546,410 →
Publication:
US 2023/0186308
Utilizing Machine Learning Models to Predict Client Dispositions and Generate Adaptive Automated Interaction Responses
Application:
17/554,795 →
Publication:
US 2023/0196210
Generating and Maintaining a Feature Family Repository of Machine Learning Features
Application:
17/558,375 →
Publication:
US 2023/0196185
Utilizing Machine-Learning Models to Determine Take-Over Scores and Intelligently Secure Digital Account Features
Training and Implementing Machine-Learning Models Utilizing Model Container Workflows
Application:
17/578,222 →
Publication:
US 2023/0229735
Developer Tools for Generating and Providing Visualizations for Data Density for Developing Computer Applications
Detecting Digital Harvesting Utilizing a Dynamic Transaction Request Fraud Detection Model
Application:
17/590,743 →
Publication:
US 2023/0245128
Generating a Multi-Transaction Dispute Package
Detecting Synthetic User Accounts Using Synthetic Patterns Learned via Machine Learning
Display Screen or Portion Thereof with a Graphical User Interface
Patent:
1,037,276 →
Application:
29/792,040 →
Utilizing a Check-Return Prediction Machine-Learning Model to Intelligently Generate Check-Return Predictions for Network Transactions
Application:
17/653,580 →
Publication:
US 2023/0281629
Graphical User Interfaces for Consolidated Account Creation and Account Funding in Digital Systems
Application:
17/655,940 →
Publication:
US 2023/0306392
Graphical User Interfaces for Consolidated Account Creation and Account Funding in Digital Systems
Determining Base Limit Values for Contacts Based on Inter-Network User Interactions
Patent:
11,704,747 →
Application:
17/656,816 →
Determining Recognized User Activities for a Third-Party Risk Generator Integrated Within an Application
Application:
17/657,682 →
Publication:
US 2023/0316393
Granting Provisional Credit Based on a Likelihood of Approval Score Generated from a Dispute-Evaluator Machine-Learning Model
Application:
17/664,776 →
Publication:
US 2023/0385844
Digital Policy Criteria Integration for Making Determinations Within an Inter-Network Facilitation System
Generating and Publishing Unified Transaction Streams from a Plurality of Computer Networks for Downstream Computer Service Systems
Application:
17/805,385 →
Publication:
US 2023/0394478
Generating Graphical User Interfaces Comprising Dynamic Credit Value User Interface Elements Determined from a Credit Value Model
Utilizing Selective Transformation and Replacement with High-Dimensionality Projection Layers to Implement Neural Networks in Tabular Data Environments
Application:
17/808,910 →
Publication:
US 2023/0419098
Utilizing Machine Learning Models to Intelligently Transmit Pre-Emptive Digital Notifications to Client Devices Across Computer Networks
Application:
63/367,000 →
Utilizing Machine Learning Models to Generate Interactive Digital Text Threads with Personalized Digital Text Reply Options
Generating Account Configurations Using Configuration Bundles
Generating Transaction Vectors for Facilitating Network Transactions
Generating and Updating Payload Schemas for Maintaining Compatibility in Evolving Digital Systems
Utilizing Machine Learning Models to Predict Multi-Level Client Intent Classifications for Client Communications
Application:
17/930,614 →
Publication:
US 2024/0086757
Staggered Payload Relayer for Pipelining Digital Payloads Across Network Services
Low-Latency Machine Learning Model Prediction Cache for Improving Distribution of Current State Machine Learning Predictions Across Computer Networks
Application:
17/938,129 →
Publication:
US 2024/0119003
Variable Security Tiers for Secure Accounts
Application:
63/378,825 →
Automatically Generating and Implementing Machine Learning Model Pipelines
Application:
63/378,818 →
Generating a Secure Upload Url and Granting Access to a User Within a Secure Document System
Application:
63/378,823 →
Bridging Network Transaction Platforms to Unify Cross-Platform Transfers
Preventing Digital Fraud Utilizing a Fraud Risk Tiering System for Initial and Ongoing Assessment of Risk
Application:
18/052,423 →
Publication:
US 2024/0152926
Dynamically Executing Data Source Agnostic Data Pipeline Configurations
Application:
18/057,874 →
Publication:
US 2024/0168800
Utilizing Machine Learning Models to Generate Interactive Digital Text Threads with Personalized Agent Escalation Digital Text Reply Options
Patent:
11,936,814 →
Application:
18/057,886 →
Generating Dynamic Base Limit Value User Interface Elements Determined from a Base Limit Value Model
Patent:
11,922,491 →
Application:
18/062,496 →
Display Screen or Portion Thereof with a Graphical User Interface
Patent:
1,112,352 →
Application:
29/868,535 →
Network Event Data Streaming Platform for Batch Distribution and Streaming of Network Event Data
Generating Graphical User Interfaces Comprising Dynamic Available Deposit Transaction Values Determined from a Deposit Transaction Predictor Model
Application:
63/387,625 →
Intelligently Selecting Models for Resolving Pending Debit Transaction Disputes Across Computer Networks
Event Fanning Platform for Streaming Network Event Data to Consumer Applications
Application:
18/153,077 →
Publication:
US 2024/0231961
Generating Graphical User Interfaces Comprising Dynamic Available Deposit Transaction Values Determined from a Deposit Transaction Predictor Model
Application:
18/153,814 →
Publication:
US 2024/0202686
Utilizing a Deposit Transaction Predictor Model to Determine Future Network Transactions
Application:
18/153,703 →
Publication:
US 2024/0242269
Intelligent Load Test System
Transforming Data Metrics to Maintain Compatibility in an Enterprise Data Warehouse
Generating Dynamic User Specific Application Function Setup Interfaces
Generating Graphical User Interfaces Comprising Dynamic Credit Value User Interface Elements Determined from a Credit Value Model
Patent:
11,386,490 →
Application:
17/574,391 →
Related Assignments
(25)
Other recorded transfers of the patents in this record — the chain of ownership.
Assignment of Assignor's Interest
Sep 15, 2020
From: KING, RYAN ALEXANDER; DUCKER, MICHAEL; SLOBODA, TILO; SMITH, ZACHARY VAUGHN
To: CHIME FINANCIAL, INC.
Reel/Frame 053779/0807 →
Assignment of Assignor's Interest
Sep 30, 2020
From: DUCKER, MICHAEL; LENTZ, TAYLOR; SLOBODA, TILO
To: CHIME FINANCIAL, INC.
Reel/Frame 053933/0412 →
Assignment of Assignor's Interest
Sep 30, 2020
From: DUCKER, MICHAEL; WU, BAISHI
To: CHIME FINANCIAL, INC.
Reel/Frame 053934/0777 →
Assignment of Assignor's Interest
Nov 4, 2021
From: VEMULAPALLY, RAKESH; MULLINS, BRIAN; JIANG, DENNIS; RAJWANSHI, KARAN
To: CHIME FINANCIAL, INC.
Reel/Frame 058022/0692 →
Assignment of Assignor's Interest
Nov 30, 2021
From: LENTZ, TAYLOR; WASON, VANISHA
To: CHIME FINANCIAL, INC.
Reel/Frame 058247/0361 →
Assignment of Assignor's Interest
Dec 8, 2021
From: LAPTIEV, ANTON; BABU, JIBY
To: CHIME FINANCIAL, INC.
Reel/Frame 058340/0310 →
Assignment of Assignor's Interest
Dec 9, 2021
From: BABU, JIBY
To: CHIME FINANCIAL, INC.
Reel/Frame 058346/0771 →
Assignment of Assignor's Interest
Dec 21, 2021
From: JAIN, AKSHAY; TEOH, FRANK; AGARWAL, PEEYUSH
To: CHIME FINANCIAL, INC.
Reel/Frame 058451/0338 →
Assignment of Assignor's Interest
Jan 12, 2022
From: MULLINS, BRIAN; BABU, JIBY; SHEVYREV, NIK; SHAH, PARIN
To: CHIME FINANCIAL, INC.
Reel/Frame 058633/0458 →
Assignment of Assignor's Interest
Jan 18, 2022
From: JAIN, AKSHAY; TEOH, FRANK; TOBKIN, GREG; TOMPKINS, MICHAEL
To: CHIME FINANCIAL, INC.
Reel/Frame 058684/0046 →
Assignment of Assignor's Interest
Jan 19, 2022
From: FOX, JASON; SNYDER, BEN; KIM, HAROLD
To: CHIME FINANCIAL, INC.
Reel/Frame 058694/0054 →
Assignment of Assignor's Interest
Feb 15, 2022
From: PAULSON, CATHERINE; AKOMEA-AGYIN, CLEM; KLEIN, DANIEL; OLIVEIRA, DEIVIDE
To: CHIME FINANCIAL, INC.
Reel/Frame 059019/0009 →
Assignment of Assignor's Interest
Feb 16, 2022
From: ZAWADZKI, PETER; BABU, JIBY
To: CHIME FINANCIAL, INC.
Reel/Frame 059154/0600 →
Assignment of Assignor's Interest
Feb 28, 2022
From: LEUNG, MELISSA MAR; MIRZAYEV, RUSLAN; ESCHRICH, GRAHAM; CIRKOVIC, STEFAN
To: CHIME FINANCIAL, INC.
Reel/Frame 059122/0885 →
Assignment of Assignor's Interest
Mar 4, 2022
From: SHEVYREV, NIK; AGARWAL, PEEYUSH; BABU, JIBY
To: CHIME FINANCIAL, INC.
Reel/Frame 059176/0303 →
Assignment of Assignor's Interest
Mar 11, 2022
From: GONZALES, CHAD; VOGELSANG, ELIZABETH; LESPERANCE, BRIAN; HALL, DAIN
To: CHIME FINANCIAL, INC.
Reel/Frame 059246/0398 →
Assignment of Assignor's Interest
Mar 22, 2022
From: DALEY, KYLE PATRICK; FULTON, JONATHAN CARTER; CHEN, KEVIN KANG; BELL, SPENCER ALEXANDER
To: CHIME FINANCIAL, INC.
Reel/Frame 059344/0783 →
Assignment of Assignor's Interest
Mar 22, 2022
From: DALEY, KYLE PATRICK; FULTON, JONATHAN CARTER; HAIGHT, ELYSIA ESTELLE SEGURA
To: CHIME FINANCIAL, INC.
Reel/Frame 059344/0609 →
Assignment of Assignor's Interest
Apr 1, 2022
From: BENNETT, COLE; CHIEN, JACQUELINE; SHEAK, JAMES; WANG, SIQI
To: CHIME FINANCIAL, INC.
Reel/Frame 059474/0078 →
Assignment of Assignor's Interest
May 24, 2022
From: LAPTIEV, ANTON; BABU, JIBY
To: CHIME FINANCIAL, INC.
Reel/Frame 060001/0899 →
Assignment of Assignor's Interest
Apr 27, 2023
From: KASHMADZE, SHALVA; LEFEBVRE, ELYSE; JIANG, DENNIS; KHANDELWAL, AKSHAT
To: CHIME FINANCIAL, INC.
Reel/Frame 063461/0285 →
Security Interest
Jun 6, 2023
From: CHIME FINANCIAL, INC.
To: FIRST-CITIZENS BANK & TRUST COMPANY, AS ADMINISTRATIVE AGENT
Reel/Frame 063877/0204 →
Security Agreement
Mar 31, 2025
From: CHIME FINANCIAL, INC.
To: MORGAN STANLEY SENIOR FUNDING, INC., AS COLLATERAL AGENT
Reel/Frame 070689/0813 →
Corrective Assignment to Correct the Inventor's Execution Dates Previously Recorded at Reel: 60001 Frame: 899. Assignor(S) Hereby Confirms the Assignment .
Jun 3, 2025
From: LAPTIEV, ANTON; BABU, JIBY
To: CHIME FINANCIAL, INC.
Reel/Frame 071480/0548 →
Assignment of Assignor's Interest
Oct 24, 2025
From: BUSTELO-KILLAM, ALAN; SHETTY, NIRANJAN A.; CORIN, DANIEL; DOTTERWEICH, ALEX
To: CHIME FINANCIAL, INC.
Reel/Frame 072667/0356 →