Evidence oracles
Systems and methods are disclosed with respect to using a blockchain for managing the subrogation claim process related to a vehicle collision, in particular, utilizing evidence oracles as part of the subrogation process. An exemplary embodiment includes receiving recorded data from one or more connected devices at a geographic location; analyzing the recorded data, wherein analyzing the recorded data includes determining that an collision has occurred involving one or more vehicles; generating a transaction including the data indicative of the collision based upon the analysis; and transmitting the transaction to at least one other participant in the distributed ledger network.
1 . A computer-implemented method for providing data relevant to collisions and subrogation claims by interacting with a distributed ledger network maintained by a plurality of participants, the method comprising:
receiving, via one or more processors, recorded data from one or more connected devices at a geographic location;
analyzing, via the one or more processors, the recorded data, wherein analyzing the recorded data comprises determining that a collision has occurred involving one or more vehicles;
generating, via the one or more processors, a transaction including the data indicative of the collision based upon the analysis;
transmitting, via the one or more processors, the transaction to at least one other participant in the distributed ledger network;
monitoring, via the one or more processors, the distributed ledger network for transactions related to a subrogation claim; and
requesting, via the one or more processors, evidence data relevant to the subrogation claim, wherein the request for evidence data relevant to the subrogation claim is triggered by a transaction on the distributed ledger network related to the subrogation claim.
2 . The computer-implemented method of claim 1 , wherein the recorded data are one of sensor data, audio data, video data, and combinations thereof.
3 . The computer-implemented method of claim 1 , wherein the recorded data includes environmental data.
4 . The computer-implemented method of claim 1 , wherein generating the transaction further comprises:
identifying, via the one or more processors, identity data for the one or more connected devices;
augmenting, via the one or more processors, the transaction with the identity data for the one or more connected devices;
generating, via the one or more processors, a cryptographic signature based upon the transaction; and
augmenting, via the one or more processors, the transaction with the cryptographic signature.
5 . The computer-implemented method of claim 1 , further comprising:
adding, via the one or more processors, the transaction to a block of transactions;
solving, at the one or more processors, a cryptographic puzzle based upon the block of transactions;
adding, via the one or more processors, the solution to the cryptographic puzzle to the block of transactions; and
transmitting, via the one or more processors, the block of transactions to at least one other participant in the distributed ledger network.
6 . The computer-implemented method of claim 1 , further comprising:
determining, via the one or more processors, that a collision has not occurred; and
in response to the determination that a collision has not occurred, updating, via the one or more processors, a database with the recorded data.
7 . The computer-implemented method of claim 1 , further comprising:
determining, via the one or more processors, from the request, a type of data requested, wherein the type of data is selected from a group including: video data, audio data, and environmental data.
8 . A computer device for providing data relevant to collisions and subrogation claims by interacting with a distributed ledger network maintained by a plurality of participants, the computer device comprising one or more processors configured to:
receive recorded data from one or more connected devices at a geographic location;
analyze the recorded data, wherein analyzing the recorded data comprises determining that a collision has occurred involving one or more vehicles;
generate a transaction including the data indicative of the collision based upon the analysis;
transmit the transaction to at least one other participant in the distributed ledger network;
monitor the distributed ledger network for transactions related to a subrogation claim; and
request evidence data relevant to the subrogation claim, wherein the request for evidence data relevant to the subrogation claim is triggered by a transaction on the distributed ledger network related to the subrogation claim.
9 . The computer device of claim 8 , wherein the recorded data are one of sensor data, audio data, video data, and combinations thereof.
10 . The computer device of claim 8 , wherein the recorded data includes environmental data.
11 . The computer device of claim 8 , wherein the one or more processors are configured to generate the transaction by:
identifying identity data for the one or more connected devices;
augmenting the transaction with the identity data for the one or more connected devices;
generating a cryptographic signature based upon the transaction; and
augmenting the transaction with the cryptographic signature.
12 . The computer device of claim 8 , wherein the one or more processors are further configured to:
add the transaction to a block of transactions;
solve a cryptographic puzzle based upon the block of transactions;
add the solution to the cryptographic puzzle to the block of transactions; and
transmit the block of transactions to at least one other participant in the distributed ledger network.
13 . The computer device of claim 8 , wherein the one or more processors are further configured to:
determine that a collision has not occurred; and
in response to the determination that a collision has not occurred, update a database with the recorded data.
14 . The computer device of claim 8 , wherein the one or more processors are further configured to analyze the request for recorded data by:
determining a type of data requested, wherein the type of data is selected from a group including: video data, audio data, and environmental data; and
determining an amount of data requested.
15 . A computer system for providing data relevant to collisions and subrogation claims by interacting with a distributed ledger network maintained by a plurality of participants, the system comprising:
one or more processors; and
one or more non-transitory memories, the one or more non-transitory memories having stored thereon computer-executable instructions that, when executed by the one or more processors, cause the one or more processors to:
receive recorded data from one or more connected devices at a geographic location;
analyze the recorded data, wherein analyzing the recorded data comprises determining that a collision has occurred involving one or more vehicles;
generate a transaction including the data indicative of the collision based upon the analysis;
transmit the transaction to at least one other participant in the distributed ledger network;
monitor the distributed ledger network for transactions related to a subrogation claim; and
request evidence data relevant to the subrogation claim, wherein the request for evidence data relevant to the subrogation claim is triggered by a transaction on the distributed ledger network related to the subrogation claim.
16 . The computer system of claim 15 , wherein the recorded data are one of sensor data, audio data, video data, and combinations thereof.
17 . The computer system of claim 15 , wherein the recorded data includes environmental data.
18 . The computer system of claim 15 , the one or more non-transitory memories having stored thereon computer executable instructions that, when executed by the one or more processors, cause the one or more processors to generate the transaction by:
identifying identity data for the one or more connected devices;
augmenting the transaction with the identity data for the one or more connected devices;
generating a cryptographic signature based upon the transaction; and
augmenting the transaction with the cryptographic signature.
19 . The computer system of claim 15 , the one or more non-transitory memories having stored thereon computer executable instructions that, when executed by the one or more processors, cause the one or more processors to:
add the transaction to a block of transactions;
solve a cryptographic puzzle based upon the block of transactions;
add the solution to the cryptographic puzzle to the block of transactions; and
transmit the block of transactions to at least one other participant in the distributed ledger network.
20 . The computer system of claim 15 , the one or more non-transitory memories having stored thereon computer executable instructions that, when executed by the one or more processors, cause the one or more processors to:
if a collision has not occurred, update a database with the recorded data.