SYSTEMS AND METHODS FOR UTILIZING ELECTRICITY MONITORING DEVICES TO RECONSTRUCT AN ELECTRICAL EVENT
Methods and systems for identifying and correcting abnormal electrical activity about a home or other structure are provided. An electricity monitoring device may monitor electrical activity including transmission of electricity via an electrical distribution board to devices about the home. Electrical activity may be correlated with respective electrical devices to build an electrical profile associated with the structure. In response to a claimed damage to the structure or to electric devices therein, some electrical activity may be compared to the electrical profile to determine whether the damage occurred voluntarily or involuntarily.
1 - 16 . (canceled)
17 . A computer system for analyzing electrical events to determine damage to a structure, the computer system comprising:
an electricity monitoring device positioned in a vicinity of an electrical distribution board of the structure;
one or more processors; and
one or more memories storing computer-executable instructions that, when executed by the one or more processors, cause the one or more processors to:
correlate electrical activity detected by the electricity monitoring device with respective electric devices of a plurality of electric devices associated with the electrical distribution board;
based upon the correlated electrical activity, store a structure electrical profile comprising operation data associated with operation of the plurality of electric devices;
determine that damage to the structure has occurred;
reconstruct one or more electrical events that occurred at least one of prior to, during, or after the damage to the structure occurred;
compare the reconstructed one or more electrical events with the structure electrical profile to determine a predicted occupancy of the structure when the damage to the structure occurred; and
determine whether the predicted occupancy corresponds to an expected occupancy range based upon the structure electrical profile by comparing the predicted occupancy to the expected occupancy range.
18 . The computer system of claim 17 , wherein the computer-executable instructions further cause the one or more processors to determine that the damage occurred based upon receiving insurance data indicating that the damage occurred.
19 . The computer system of claim 18 , wherein the insurance data comprises an insurance claim associated with the damage, and wherein the computer-executable instructions further cause the one or more processors to automatically process the insurance claim based upon determining that the damage occurred involuntarily.
20 . The computer system of claim 17 , wherein the computer-executable instructions further cause the one or more processors to determine that the damage occurred based upon abnormal electrical activity data detected by the electricity monitoring device.
21 . The computer system of claim 17 , wherein the structure electrical profile comprises at least one of average electricity operation or usage data, baseline electricity operation or usage data, or expected electricity operation, usage, or consumption data.
22 . The computer system of claim 17 , wherein the correlated electrical activity comprises unique electrical signatures for the respective electric devices.
23 . The computer system of claim 17 , wherein the plurality of electric devices are associated with the electrical distribution board by being communicatively coupled to the electrical distribution board.
24 . The computer system of claim 17 , wherein the computer-executable instructions further cause the one or more processors to:
determine a time period during which the damage occurred; and
determine the one or more electrical events to reconstruct based upon the one or more electrical events occurring during the time period.
25 . The computer system of claim 17 , wherein the computer-executable instructions further cause the one or more processors to transmit a notification to a user computing device associated with a user associated with the structure, the notification comprising at least one of one or more corrective actions taken to address the damage or one or more suggested corrective actions to address the damage.
26 . The computer system of claim 17 , wherein the computer-executable instructions further cause the one or more processors to determine whether the damage occurred voluntarily or involuntarily based upon whether the predicted occupancy corresponds to the expected occupancy range.
27 . At least one non-transitory computer-readable storage medium with instructions stored thereon for analyzing electrical events to determine damage to a structure, wherein the instructions, when executed by at least one processor, cause the at least one processor to:
correlate electrical activity detected by an electricity monitoring device with respective electric devices of a plurality of electric devices associated with an electrical distribution board of the structure, wherein the electricity monitoring device is positioned in a vicinity of the electrical distribution board;
based upon the correlated electrical activity, store a structure electrical profile comprising operation data associated with operation of the plurality of electric devices;
determine that damage to the structure has occurred;
reconstruct one or more electrical events that occurred at least one of prior to, during, or after the damage to the structure occurred;
compare the reconstructed one or more electrical events with the structure electrical profile to determine a predicted occupancy of the structure when the damage to the structure occurred; and
determine whether the predicted occupancy corresponds to an expected occupancy range based upon the structure electrical profile by comparing the predicted occupancy to the expected occupancy range.
28 . The at least one non-transitory computer-readable storage medium of claim 27 , wherein the instructions further cause the at least one processor to determine that the damage occurred based upon receiving insurance data indicating that the damage occurred.
29 . The at least one non-transitory computer-readable storage medium of claim 28 , wherein the insurance data comprises an insurance claim associated with the damage, and wherein the instructions further cause the at least one processor to automatically process the insurance claim based upon determining that the damage occurred involuntarily.
30 . The at least one non-transitory computer-readable storage medium of claim 27 , wherein the instructions further cause the at least one processor to determine that the damage occurred based upon abnormal electrical activity data detected by the electricity monitoring device.
31 . The at least one non-transitory computer-readable storage medium of claim 27 , wherein the structure electrical profile comprises at least one of average electricity operation or usage data, baseline electricity operation or usage data, or expected electricity operation, usage, or consumption data.
32 . The at least one non-transitory computer-readable storage medium of claim 27 , wherein the correlated electrical activity comprises unique electrical signatures for the respective electric devices.
33 . The at least one non-transitory computer-readable storage medium of claim 27 , wherein the plurality of electric devices are associated with the electrical distribution board by being communicatively coupled to the electrical distribution board.
34 . The at least one non-transitory computer-readable storage medium of claim 27 , wherein the instructions further cause the at least one processor to:
determine a time period during which the damage occurred; and
determine the one or more electrical events to reconstruct based upon the one or more electrical events occurring during the time period.
35 . The at least one non-transitory computer-readable storage medium of claim 27 , wherein the instructions further cause the at least one processor to transmit a notification to a user computing device associated with a user associated with the structure, the notification comprising at least one of one or more corrective actions taken to address the damage or one or more suggested corrective actions to address the damage.
36 . A computer-implemented method for analyzing electrical events to determine damage to a structure, the computer-implemented method implemented by at least one processor in communication with at least one memory, the computer-implemented method comprising:
correlating electrical activity detected by an electricity monitoring device with respective electric devices of a plurality of electric devices associated with an electrical distribution board associated with the structure, wherein the electricity monitoring device is positioned in a vicinity of the electrical distribution board;
based upon the correlated electrical activity, storing a structure electrical profile comprising operation data associated with operation of the plurality of electric devices;
determining that damage to the structure has occurred;
reconstructing one or more electrical events that occurred at least one of prior to, during, or after the damage to the structure occurred;
comparing the reconstructed one or more electrical events with the structure electrical profile to determine a predicted occupancy of the structure when the damage to the structure occurred; and
determining whether the predicted occupancy corresponds to an expected occupancy range based upon the structure electrical profile by comparing the predicted occupancy to the expected occupancy range.