On-premise renewable generation securitization

1. A computer implemented method of securitizing at least one on premises renewable power systems, said method comprising:

providing at least two customers to provide a group of customers, wherein each of said at least two customers has an on premises renewable power system in communication with a central processing unit and said on premises renewable power system has associated on premises renewable power system characteristics and each said customer has at least one customer variables;

providing a contractual relationship between each said customer and a third party, wherein said third party owns said on premises renewable power system;

rating each said customer according to said at least one customer variables to provide a customer rating;

determining dependability of anticipated revenue for each said at least one customer according to said customer rating;

determining anticipated recurring fees by said central processing unit for said group of customers according to said on premises renewable power system characteristics and said customer variables;

determining anticipated monthly cash flow by said central processing unit of said group of customers according to said anticipated recurring fees and said dependability of anticipated revenue for each said at least one customer; and

securitizing said on premises renewable power system according to said anticipated monthly cash flow and said customer variables.

2. A method as in claim 1 , further comprising the step of determining fee assessment variables of said group of customers according to said on premises renewable power system characteristics and said customer variables.

3. A method as in claim 1 , wherein said customer variables are selected from the group consisting of annual income, credit rating, years in current job, net worth, power usage, length in home, number of moves during a predetermined time period, likelihood of moving and aggregate rating.

4. A method as in claim 2 , wherein said fee assessment variables are selected from the group consisting of: power system characteristics, aggregate cost, break even point, number of on premises renewable power systems, anticipated core usage, actual core usage, anticipated recurring fees, actual recurring fees, labor fees, financing fees, processing fees, minimum fees, maximum fees, maintenance fees, insurance fees, customer rating, discount rate.

5. A method as in claim 1 , wherein said anticipated recurring fees are selected from the group consisting of: periodic fees, monthly generation for said group of customers, anticipated cost of each unit of generation, actual cost of each unit of generation, anticipated ongoing period fee receipts, actual ongoing periodic fee receipts, collection costs, value of said on premises renewable power systems, amortization period, guarantees, installation costs, miscellaneous costs.

6. A method as in claim 1 , wherein said contractual relationship between said customer and said third party is selected from the group consisting of lease, purchase, lease-back and maintenance agreement.

7. A method as in claim 1 , further comprising the step of:

assigning at least one guarantee to said group of customers.

8. A method as in claim 1 , wherein said customer is billed by said third party according to energy usage.

9. A method as in claim 1 , wherein said customer is billed according to a predetermined monthly payment and is allotted usage according to said predetermined monthly payment.

10. A method as in claim 1 , further comprising the step of:

providing at least one renewable power system at the premises of at least one of said customers.

11. A method as in claim 1 , further comprising the step of:

determining an appropriate system for each said customer.

12. A method as in claim 1 , further comprising the step of:

determining the revenue stream from said group of customers.

13. A computer implemented method of securitizing at least one on premises renewable power systems, said method comprising:

providing at least two customers to provide a group of customers wherein each of said at least two customers has an on premises renewable power system in communication with a central processing unit and said on premises renewable power system has associated on premises renewable power system characteristics and each said customer has at least one customer variables and said customer is billed by a third party according to energy usage;

providing a contractual relationship between each said customer and said third party, wherein said third party owns said on premises renewable power system;

rating each said customer according to said at least one customer variables to provide a customer rating;

determining dependability of anticipated revenue for each said at least one customer according to said customer rating;

determining fee assessment variables of said group of customers according to said on premises renewable power system characteristics and said customer variables;

determining anticipated recurring fees by said central processing unit for said group of customers according to said on premises renewable power system characteristics and said customer variables;

determining the anticipated monthly cash flow by said central processing unit of said group of customers according to said anticipated recurring fees and said fee assessment variables and said dependability of anticipated revenue for each said at least one customer; and

securitizing said on premises renewable power system according to said anticipated monthly cash flow and said customer variables.

14. A method as in claim 13 , wherein said customer variables are selected from the group consisting of annual income, credit rating, years in current job, net worth, power usage, length in home, number of moves during a predetermined time period, likelihood of moving and worthiness rating.

15. A method as in claim 13 , wherein said fee assessment variables are selected from the group consisting of: power system characteristics, aggregate cost, break even point, number of on premises renewable power systems, anticipated core usage, actual core usage, anticipated recurring fees, actual recurring fees, labor fees, financing fees, processing fees, minimum fees, maximum fees, maintenance fees, insurance fees, customer rating, discount rate.

16. A method as in claim 13 , wherein said anticipated recurring fees are selected from the group consisting of: periodic fees, monthly generation for said group of customers, anticipated cost of each unit of generation, actual cost of each unit of generation, anticipated ongoing period fee receipts, actual ongoing periodic fee receipts, collection costs, value of said on premises renewable power systems, amortization period, guarantees, installation costs, miscellaneous costs.

17. A method as in claim 13 , wherein said contractual relationship between said customer and said financial institution is selected from the group consisting of lease, purchase, lease-back and maintenance agreement.

18. A method as in claim 13 , further comprising the step of:

assigning at least one guarantee to said group of customers.

19. A method as in claim 13 , wherein said customer is billed according to a predetermined monthly payment and is allotted usage according to said predetermined monthly payment.

20. A method as in claim 13 , further comprising the step of:

providing at least one renewable power system at the premises of at least one of said customers.

21. A method as in claim 13 , further comprising the step of:

determining an appropriate system for each said customer.

22. A method as in claim 1 , further comprising the step of:

determining the revenue stream from said group of customers.