IP Library Granted Patent US 8,429,073
Granted Patent B2
US 8,429,073 · App. 13/188,691 · Granted Apr 23, 2013

Method and apparatus for configuring and establishing a secure credential-based network link between a client and a service over a data-packet-network

Inventors: Hill Ferguson (San Francisco, CA); Blake Hayward (San Francisco, CA); Ramakrishna Satyavolu (Fremont, CA)
Assignee: Yodlee.com, Inc.
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Quick Facts
Patent No.
US 8,429,073
App. No.
13/188,691
Granted
Apr 23, 2013
Kind
B2
Abstract

A bill-paying service has an internet-connected server executing software from a non-transitory, machine-readable medium, the software providing functionality accessing, on behalf of a user, a plurality of billing servers, logging in with credentials supplied by the user, and downloading information concerning one or more bills which the user is responsible to pay, functionality receiving a selection by the end user, indicating a bill the user wishes to pay, and functionality transmitting to the user a deep-link plug-in (DLP) for the billing server where the bill selected by the client is associated, the DLP redirecting the user to a page at the billing server where the user is enabled to pay the bill selected.

Claims (15)

1. A bill-paying system, comprising:

an internet-connected server having a processor executing software from a non-transitory, machine-readable medium, the software providing:

functionality accessing, on behalf of a user, a plurality of billing servers, logging in with credentials supplied by the user, and downloading information concerning one or more bills which the user is responsible to pay;

functionality receiving a selection by the end user, indicating a bill the user wishes to pay; and

functionality transmitting to the user a deep-link plug-in (DLP) for the billing server where the bill selected by the client is associated, the DLP redirecting the user to a page at the billing server where the user is enabled to pay the bill selected.

2. The bill-paying system of claim 1 , wherein the client's connection to the internet connected server of the billing service remains intact when the user is redirected to a billing server, enabling the client to select and pay bills to individual ones of the billing servers in sequence.

3. The bill-paying system of claim 1 , wherein the DLP provides confirmation and acceptance of new payment information.

4. A method for paying bills, comprising the steps of:

(a) accessing by a server having a processor executing software, on behalf of a user, a plurality of billing servers;

(b) logging in to the billing servers with credentials supplied by the user;

(c) downloading information concerning one or more bills which the user is responsible to pay;

(d) receiving a selection by the user, indicating a bill the user wishes to pay; and

(e) transmitting to the user a deep-link plug-in (DLP) for the billing server where the bill selected by the client is associated, the DLP redirecting the user to a page at the billing server where the user is enabled to pay the bill selected.

5. The method of claim 4 , wherein the client's connection to the internet connected server of the billing service remains intact when the user is redirected to a billing server, enabling the client to select and pay bills to individual ones of the billing servers in sequence.

6. The method of claim 4 , wherein the DLP provides confirmation and acceptance of new payment information.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Oct 30, 2018
From: YODLEE.COM, INC.
To: YODLEE, INC.
Reel/Frame 047364/0170 →
Continuity (6)
Continuation 12764435 · Apr 21, 2010
Continuation 11027724 · Dec 30, 2004
Continuation In Part 09737404 · Dec 14, 2000
Division 09323598 · Jun 1, 1999
Provisional Application 60533696 · Dec 31, 2003
Related Publication 20110282783A1 · Nov 17, 2011