Systems and methods for programmable payment cards and devices with loyalty-based payment applications
A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Data may include the type of reward that a user would like to earn as a result of making a purchase or the type of reward that a user would like to utilize to at least partially pay for a purchase.
1. A payment card comprising:
a first button associated with a first reward; and
a second button associated with a second reward,
wherein selection of said first button causes information indicative of said first reward to be communicated through a dynamic magnetic stripe communications device and a light source to emit light.
2. The payment card of claim 1 , wherein said first reward is a points reward.
3. The payment card of claim 1 , wherein said first reward is a cashback reward.
4. The payment card of claim 1 , wherein said first reward is a miles reward and said second reward is a cashback reward.
5. The payment card of claim 1 , further comprising a third button.
6. The payment card of claim 1 , further comprising a processor and an RFID.
7. The payment card of claim 1 , further comprising an IC chip.
8. The payment card of claim 1 , further comprising a display.
9. The payment card of claim 1 , further comprising a display and an IC chip.
10. The payment card of claim 1 , further comprising a plurality of displays.
11. The payment card of claim 1 , further comprising a second light source.
12. The payment card of claim 1 , further comprising a biometric sensor.
13. A payment device comprising:
a first button associated with receiving new rewards; and
a second button associated with using acquired rewards, wherein selection of said second button causes information indicative of using acquired rewards to be communicated through a card reader communications device such that said acquired rewards are utilized to complete a purchase transaction, wherein a balance of rewards is operable of being received from a card reader and displayed on a display.
14. The payment device of claim 13 , further comprising a processor and an RFID.
15. The payment device of claim 13 , further comprising an IC chip.
16. The payment device of claim 13 , further comprising a second display.
17. The payment device of claim 13 , further comprising a light source.
18. The payment device of claim 13 , further comprising a biometric sensor.
19. The payment device of claim 13 , further comprising a third button.
20. The payment device of claim 13 , wherein said card reader communications device is a dynamic magnetic stripe communications device.
21. A payment device comprising:
a first button associated with a first reward;
a second button associated a second reward,
wherein selection of said first button causes information indicative of said first reward to be communicated through a card reader communications device; and
a display for displaying a code for use with an online purchase, wherein selection of said first button causes said code to be displayed and said code is associated with said first reward.
22. The payment device of claim 21 , further comprising a processor and an RFID.
23. The payment device of claim 21 , further comprising an IC chip.
24. The payment device of claim 21 , further comprising a second display.
25. The payment device of claim 21 , further comprising a light source.
26. The payment device of claim 21 , further comprising a biometric sensor.
27. The payment device of claim 21 , further comprising a third button.
28. The payment device of claim 21 , wherein said card reader communications device is a dynamic magnetic stripe communications device.