Secure-transaction notifications
To facilitate conducting a secure transaction via wireless communication between a portable electronic device (such as a smartphone) and another electronic device (such as a point-of-sale terminal), the portable electronic device may, after a final command is received from the other electronic device, determine a unique transaction identifier for the secure transaction. In particular, the final command may be specific to an applet, stored in a secure element in the portable electronic device, which conducts the secure transaction. The secure element may generate the unique transaction identifier based on financial-account information associated with the applet, which is communicated to the other electronic device. Next, the secure element may provide, to a processor in the portable electronic device, an end message for the secure transaction with the unique transaction identifier.
1. An electronic device, comprising:
a communications interface; and
one or more processors communicatively coupled to the communications interface, wherein the one or more processors and communications interface are configured to:
receive a request to initiate a transaction from a remote device;
forward the request to a secure element;
receive a start message from the secure element in response to the forwarded request, the start message indicating the initiation of the transaction; and
receive, upon completion of the transaction, an end message including a unique transaction identifier from the secure element.
2. The electronic device of claim 1 , wherein the one or more processors and communications interface are further configured to determine that the transaction is unsuccessful in response to the end message not being received after the start message.
3. The electronic device of claim 1 , wherein the one or more processors and communications interface are further configured to transmit a response to the remote device indicating a successful completion of the transaction.
4. The electronic device of claim 1 , wherein the one or more processors and communications interface are further configured to receive a notification from a third party device relating to the transaction.
5. The electronic device of claim 4 , wherein the notification includes a computed unique transaction identifier.
6. The electronic device of claim 5 , wherein the one or more processors and communications interface are further configured to compare the computed unique transaction identifier to the unique transaction identifier received from the secure element to determine a match.
7. The electronic device of claim 4 , wherein the one or more processors and communications interface are further configured to communicate with the remote device using a first protocol and with the third party device using a second protocol.
8. The electronic device of claim 1 , wherein the one or more processors and communications interface are further configured to receive a final command relating to the transaction from the remote device.
9. The electronic device of claim 8 , wherein the final command is specific to an applet associated with the secure element.
10. The electronic device of claim 1 , further comprising the secure element.
11. A secure element for use by an electronic device, comprising:
a memory; and
one or more processors configured to:
receive a request to initiate a transaction from a remote device;
transmit a start message from the electronic device, the start message indicating the initiation of the transaction;
generate a unique transaction identifier for the transaction; and
transmit, upon completion of the transaction, an end message including the unique transaction identifier.
12. The secure element of claim 11 , wherein the one or more processors are further configured to receive a final command from the remote device.
13. The secure element of claim 12 , wherein one or more processors are configured to generate the unique transaction identifier in response to receiving the final command.
14. The secure element of claim 11 , wherein to generate the unique transaction identifier, the one or more processors are configured to perform a hash of data relating to the transaction.
15. The secure element of claim 11 , wherein the one or more processors are further configured to conduct the transaction using an applet running on the secure element.
16. A method of conducting a transaction, comprising:
receiving a request to initiate a transaction from a remote device;
transmitting a start message to an electronic device, the start message indicating the initiation of the transaction;
generating a unique transaction identifier for the transaction; and
transmitting an end message including the unique transaction identifier from the electronic device upon completion of the transaction.
17. The method of claim 16 , further comprising receiving a final command from the remote device.
18. The method of claim 17 , wherein the generating the unique transaction identifier is in response to receiving the final command.
19. The method of claim 16 , wherein the generating the unique transaction identifier comprises performing a hash of data relating to the transaction.
20. The method of claim 16 , further comprising conducting the transaction using an applet running on a secure element.