Systems and methods for programmable payment cards and devices with loyalty-based payment applications
A payment card (e.g., credit and/or debit card) or other device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. Data may include the type of reward that a user would like to earn as a result of making a purchase or the type of reward that a user would like to utilize to at least partially pay for a purchase.
1. A device comprising:
a communications device;
a first button associated with a first reward, the first button operable to communicate payment information indicative of the first reward through the communications device as part of a purchase transaction; and
a second button associated with a second reward,
wherein the second button is not associated with the first reward.
2. The device of claim 1 , wherein the first reward is a points reward.
3. The device of claim 1 , wherein the first reward is a cashback reward.
4. The device of claim 1 , wherein the first reward is a miles reward and the second reward is a cashback reward.
5. The device of claim 1 , further comprising a third button.
6. The device of claim 1 , further comprising:
a processor; and
an RFID.
7. The device of claim 1 , further comprising an IC chip.
8. The device of claim 1 , further comprising a display.
9. The device of claim 1 , further comprising:
a display; and
an IC chip.
10. The device of claim 1 , further comprising a plurality of displays.
11. The device of claim 1 , further comprising a light source.
12. The device of claim 1 , further comprising a biometric sensor.
13. The device of claim 1 , further comprising:
a processor; and
an RFID.
14. The device of claim 1 , further comprising an IC chip.
15. The device of claim 1 , further comprising a display.
16. The device of claim 1 , further comprising a light source.
17. The device of claim 1 , further comprising a biometric sensor.
18. The device of claim 1 , further comprising a third button.
19. The device of claim 1 , wherein the communications device is a card reader communications device.
20. A device comprising:
a communications device;
a first button associated with acquiring rewards; and
a second button associated with using acquired rewards, the second button operable to communicate information indicative of using acquired rewards through the communications device as part of a purchase transaction.