Systems and methods for integrating a chat function into an e-reader application

1. A method for integrating a chat function and person-to-person (P2P) payments into an e-reader application using an e-reader communication platform including at least one processor in communication with at least one memory, said method comprising:

facilitating downloading, on a first client device, the e-reader application, wherein the first client device is associated with a first user;

facilitating downloading, to the first client device, an e-book, wherein the e-book is accessed using the e-reader application;

facilitating downloading, on the first client device, an Internet Protocol (IP) communication service;

receiving a user selection of a command from within a user interface of the e-reader application stored on the first client device to transmit a first IP chat message, initiated on the first client device, to at least one other client device including a second client device associated with a second user to form a chat group including the first user and at least the second user using the IP communication service;

transmitting a link, within the first IP chat message, to the second client device to download the e-book onto the second client device from within the user interface of the e-reader application stored on the second client device;

receiving a second IP chat message initiated at one of the first client device and the second client device from within the user interface of the e-reader application stored on the one of the first client device and the second client device using the IP communication service;

embedding the second IP chat message into the e-book to produce an embedded IP chat message, wherein the embedded IP chat message is overlaid on the user interface of the e-reader application stored on the first client device;

facilitating display of the embedded IP chat message to each user in the chat group within a respective e-book on a respective client device within the user interface of the e-reader application stored on the respective client device;

transmitting a third IP chat message, initiated on one client device associated with a respective user in the chat group, to at least another client device associated with another user in the chat group;

receiving, in association with the third IP chat message, a request for a transfer of funds from a sender client device, the request identifying an amount of funds to be transferred and a recipient of the funds;

transmitting the request to a secure payment service (SPS), wherein the SPS is associated with a P2P payment system to facilitate the transfer of funds from a sender account associated with the respective user of the sender client device to a recipient account associated with the recipient; and

receiving, upon completion of the transfer of funds, a payment notification from the SPS for display on the sender client device.

2. The method of claim 1 , further comprising:

receiving highlighting, from the first client device, of a passage of text within the e-book, wherein the embedded IP chat message is associated with the highlighting of the passage of text, and wherein the embedded IP chat message includes a comment;

facilitating display of the highlighting of the passage of the text to each user in the chat group;

receiving, from the second client device, a reply to the comment within the embedded IP chat message; and

facilitating display of the reply to each user of the chat group within the embedded IP chat message.

3. The method of claim 2 , further comprising:

providing a command menu on the user interface of the e-reader application, the command menu associated with the highlighting of the passage of text; and

receiving a selection of a group command from the first user device indicating that the first user desires that the highlighting be displayed to each member of the chat group.

4. The method of claim 1 further comprising:

providing a command menu on the user interface of the e-reader application, the command menu associated with the second IP chat message;

receiving selection of a private command from the first user device indicating the first user desires that the content of the second IP chat message only be visible to the first user; and

removing the embedded IP chat message from the e-book.

5. The method of claim 4 , further comprising embedding a note in the e-book, wherein the note is only visible on the first client device.

6. The method of claim 1 , wherein the recipient is the second user in the chat group, wherein the second user is a plurality of second users included in the chat group, and wherein the recipient is one or more of the plurality of second users.

7. An e-reader communication platform for integrating a chat function and person-to-person (P2P) payments into an e-reader application, comprising at least one processor in communication with at least one memory device, wherein said at least one processor is programmed to:

facilitate downloading, on a first client device, the e-reader application, wherein the first client device is associated with a first user;

facilitate downloading, to the first client device, an e-book, wherein the e-book is accessed using the e-reader application;

facilitate downloading, on the first client device, an Internet Protocol (IP) communication service;

receive a user selection of a command from within a user interface of the e-reader application stored on the first client device to transmit a first IP chat message, initiated on the first client device, to at least one other client device including a second client device associated with a second user to form a chat group including the first user and at least the second user using the IP communication service;

transmit a link, within the first IP chat message, to the second client device to download the e-book onto the second client device from within the user interface of the e-reader application stored on the second client device;

receive a second IP chat message initiated at one of the first client device and the second client device from within the user interface of the e-reader application stored on the one of the first client device and the second client device using the IP communication service;

embed the second IP chat message into the e-book to produce an embedded IP chat message, wherein the embedded IP chat message is overlaid on the user interface of the e-reader application stored on the first client device;

facilitate display of the embedded IP chat message to each user in the chat group within a respective e-book on a respective client device within the user interface of the e-reader application;

transmit a third IP chat message, initiated on one client device associated with a respective user in the chat group, to at least another client device associated with another user in the chat group;

receive, in association with the third IP chat message, a request for a transfer of funds from a sender client device, the request identifying an amount of funds to be transferred and a recipient of the funds;

transmit the request to a secure payment service (SPS), wherein the SPS is associated with a P2P payment system to facilitate the transfer of funds from a sender account associated with the respective user of the sender client device to a recipient account associated with the recipient; and

receive, upon completion of the transfer of funds, a payment notification from the SPS for display on the sender client device.

8. The e-reader communication platform of claim 7 , wherein said at least one processor is further programmed to:

receive highlighting, from the first client device, of a passage of text within the e-book, wherein the embedded IP chat message is associated with the highlighting of the passage of text, and wherein the embedded IP chat message includes a comment;

facilitate display of the highlighting of the passage of the text to each user in the chat group;

receive, from the second client device, a reply to the comment within the embedded IP chat message; and

facilitate display of the reply to each user of the chat group within the embedded IP chat message.

9. The e-reader communication platform of claim 8 , wherein said at least one processor is further programmed to:

provide a command menu on the user interface of the e-reader application, the command menu associated with the highlighting of the passage of text; and

receive a selection of a group command from the first user device indicating that the first user desires that the highlighting be displayed to each member of the chat group.

10. The e-reader communication platform of claim 8 , wherein said at least one processor is further programmed to embed a note in the e-book, wherein the note is only visible on the first client device.

11. The e-reader communication platform of claim 7 , wherein said at least one processor is further programmed to:

provide a command menu on the user interface of the e-reader application, the command menu associated with the second IP chat message;

receive selection of a private command from the first user device indicating the first user desires that the content of the second IP chat message only be visible to the first user; and

remove the embedded IP chat message from the e-book.

12. The e-reader communication platform of claim 7 , wherein the recipient is the second user in the chat group, wherein the second user is a plurality of second users included in the chat group, and wherein the recipient is one or more of the plurality of second users.

13. A computer-readable storage medium having computer-executable instructions embodied thereon, wherein when executed by an e-reader communication platform including at least one processor in communication with at least one memory, the computer-executable instructions cause the e-reader communication platform to:

facilitate downloading, on a first client device, the e-reader application, wherein the first client device is associated with a first user;

facilitate downloading, to the first client device, an e-book, wherein the e-book is accessed using the e-reader application;

facilitate downloading, on the first client device, an Internet Protocol (IP) communication service;

receive a user selection of a command from within a user interface of the e-reader application stored on the first client device to transmit a first IP chat message, initiated on the first client device, to at least one other client device including a second client device associated with a second user to form a chat group including the first user and at least the second user using the IP communication service;

transmit a link, within the first IP chat message, to the second client device to download the e-book onto the second client device from within the user interface of the e-reader application stored on the second client device;

receive a second IP chat message initiated at one of the first client device and the second client device from within the user interface of the e-reader application stored on the one of the first client device and the second client device using the IP communication service;

embed the second IP chat message into the e-book to produce an embedded IP chat message, wherein the embedded IP chat message is overlaid on the user interface of the e-reader application stored on the first client device;

facilitate display of the embedded IP chat message to each user in the chat group within a respective e-book on a respective client device within the user interface of the e-reader application;

transmit a third IP chat message, initiated on one client device associated with a respective user in the chat group, to at least another client device associated with another user in the chat group;

receive, in association with the third IP chat message, a request for a transfer of funds from a sender client device, the request identifying an amount of funds to be transferred and a recipient of the funds;

transmit the request to a secure payment service (SPS), wherein the SPS is associated with a P2P payment system to facilitate the transfer of funds from a sender account associated with the respective user of the sender client device to a recipient account associated with the recipient; and

receive, upon completion of the transfer of funds, a payment notification from the SPS for display on the sender client device.

14. The computer-readable storage medium of claim 13 , wherein said computer-readable instructions further cause the e-reader communication platform to:

receive highlighting, from the first client device, of a passage of text within the e-book, wherein the embedded IP chat message is associated with the highlighting of the passage of text, and wherein the embedded IP chat message includes a comment;

facilitate display of the highlighting of the passage of the text to each user in the chat group;

receive, from the second client device, a reply to the comment within the embedded IP chat message; and

facilitate display of the reply to each user of the chat group within the embedded IP chat message.

15. The computer-readable storage medium of claim 14 , wherein said computer-readable instructions further cause the e-reader communication platform to:

provide a command menu on the user interface of the e-reader application, the command menu associated with the highlighting of the passage of text; and

receive a selection of a group command from the first user device indicating that the first user desires that the highlighting be displayed to each member of the chat group.

16. The computer-readable storage medium of claim 13 , wherein said computer-readable instructions further cause the e-reader communication platform to:

provide a command menu on the user interface of the e-reader application, the command menu associated with the second IP chat message;

receive selection of a private command from the first user device indicating the first user desires that the content of the second IP chat message only be visible to the first user;

remove the embedded IP chat message from the e-book; and

embed a note in the e-book, wherein the note is only visible on the first client device.

17. The computer-readable storage medium of claim 13 , wherein the recipient is the second user in the chat group, wherein the second user is a plurality of second users included in the chat group, and wherein the recipient is one or more of the plurality of second users.