IP Library Granted Patent US 10,325,199
Granted Patent B2
US 10,325,199 · App. 13/186,640 · Granted Jun 18, 2019

Payment cards and devices with displays, chips, RFIDs, magnetic emulators, magentic decoders, and other components

Inventors: Jeffrey D. Mullen (Pittsburgh, PA); Bruce Cloutier (Jeannette, PA)
Assignee: DYNAMICS INC.
G06K19/083G06F3/0488G06K7/0004G06K7/084G06K7/087G06K7/10297G06K19/06187G06K19/06206G06K19/07G06K19/0702G06K19/0704G06K19/0723G06K19/0725G06K19/0775G06K19/07345G06K19/07703G06K19/07705G06K19/07707G06K19/07709G06K19/07749G06K19/07766G06K19/07769G06K19/07773G06Q20/18G06Q20/20G06Q20/34G06Q20/341G06Q20/3415G06Q20/352G06Q20/385G06Q20/401G06Q30/0222G06Q30/0241G06Q30/0277G06Q30/0641G07F7/0806G07F7/1008
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Quick Facts
Patent No.
US 10,325,199
App. No.
13/186,640
Granted
Jun 18, 2019
Kind
B2
Abstract

A payment card (e.g., credit and/or debit card) or other card or device (e.g., mobile telephone) is provided with a magnetic emulator operable to communicate data to a magnetic stripe read-head. User interfaces are provided in a number of different configurations in order to achieve a number of different functionalities.

Claims (50)

1. A device comprising:

a display;

a battery;

a processor;

a biometric unlocking system operable to unlock a payment card;

a wireless power harvesting system operable to power said battery; and

a communications device operable to communicate magnetic stripe data to a read-head of a magnetic stripe reader while located outside said magnetic stripe reader.

2. The device of claim 1 , wherein said communications device is an RFID.

3. The device of claim 1 , wherein said communications device is a magnetic emulator.

4. The device of claim 1 , further comprising a button.

5. The device of claim 1 , further comprising a plurality of buttons.

6. The device of claim 1 , wherein said display is a non-bi-stable display.

7. The device of claim 1 , wherein said display is a bi-stable display.

8. The device of claim 1 , wherein payment data is provided by said communications device and at least a portion of said payment data is displayed on said display.

9. The device of claim 1 , further comprising a memory.

10. The device of claim 1 , further comprising an LED.

11. The device of claim 1 , further comprising:

a first button;

a second button;

a first source of light; and

a second source of light.

12. The device of claim 1 , wherein at least a portion of a payment card number is displayed on said display.

13. The device of claim 1 , further comprising a button and a source of light.

14. The device of claim 1 , wherein said wireless power harvesting system includes an antenna.

15. The device of claim 1 , wherein said biometric unlocking system includes a fingerprint reader.

16. The device of claim 1 , wherein said biometric unlocking system includes a retina scanner.

17. The device of claim 1 , wherein said biometric unlocking system includes a scanner.

18. The device of claim 1 , wherein said communications device is operable to communicate to said read-head while located at least a quarter of an inch outside of said magnetic stripe reader.

19. The device of claim 1 , wherein said device is thicker than a payment card.

20. The device of claim further comprising a telecommunications system.

21. The device of claim 1 , wherein said payment card is a credit card.

22. The device of claim 1 , wherein said payment card is a debit card.

23. The device of claim 1 , wherein said payment card is a gift card.

24. The device of claim 1 , further comprising a second payment card.

25. The device of claim 1 , wherein said magnetic stripe data includes a payment card number and a verification code.

26. The device of claim 1 , wherein said magnetic stripe data includes a payment card number and a dynamic verification code.

27. The device of claim 1 , further comprising:

a telecommunications system,

wherein said magnetic stripe data includes a payment card number and a verification code.

28. The device of claim 1 , further comprising a telecommunications system, wherein said magnetic stripe data includes a payment card number and a dynamic verification code.

29. The device of claim 1 , further comprising:

a telecommunications system,

wherein said wireless power harvesting system includes an antenna.

30. The device of claim 1 , further comprising:

a telecommunications system,

wherein said wireless power harvesting system includes an antenna and said biometric unlocking system includes a scanning system.

31. The device of claim 1 , further comprising:

a telecommunications system,

wherein said wireless power harvesting system includes an antenna and said biometric unlocking system includes fingerprint reader.

32. The device of claim 1 , wherein said magnetic stripe data includes two tracks of data communicated serially.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 1, 2012
From: MULLEN, JEFFREY D.; CLOUTIER, BRUCE S.
To: DYNAMICS INC.
Reel/Frame 028697/0016 →
Continuity (13)
Continuation 12339101 · Dec 19, 2008
Provisional Application 61016491 · Dec 24, 2007
Provisional Application 61026846 · Feb 7, 2008
Provisional Application 61027807 · Feb 11, 2008
Provisional Application 61081003 · Jul 15, 2008
Provisional Application 61086239 · Aug 5, 2008
Provisional Application 61090423 · Aug 20, 2008
Provisional Application 61097401 · Sep 16, 2008
Provisional Application 61112766 · Nov 9, 2008
Provisional Application 61117186 · Nov 23, 2008
Provisional Application 61119366 · Dec 2, 2008
Provisional Application 61120813 · Dec 8, 2008
Related Publication 20110272477A1 · Nov 10, 2011
Cited By (13)
US 12,197,981 US 12,197,984 US 12,204,978 US 12,210,919 US 12,217,110 US 12,236,308 US 12,242,908 US 12,373,820 US 12,380,474 US 12,505,318 US 12,530,552 US 12,536,397 US 12,537,349