IP Library Granted Patent US 10,515,419
Granted Patent B1
US 10,515,419 · App. 15/434,308 · Granted Dec 24, 2019

Systems and methods for leveraging remotely captured images

Inventors: Todd Patrick Walker (Helotes, TX); Christopher Maurice Norman (San Antonio, TX); Michael Kyne (San Antonio, TX)
Assignee: United Services Automobile Association
G06Q40/08G06K9/00442G06T7/0004G06T2207/30176G06T2207/30252
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Quick Facts
Patent No.
US 10,515,419
App. No.
15/434,308
Granted
Dec 24, 2019
Kind
B1
Abstract

Systems and methods can leverage images of remotely captured items to extract information, populate forms, authenticate users, and perform other actions.

Claims (37)

1. A system, comprising:

non-transitory computer readable media and a processor, the non-transitory computer readable media storing instructions that when executed by the processor perform aspects comprising:

receiving an image and identity information from a user device, wherein the image includes a user item;

comparing the image to least one previously received image of the user item;

determining that the image is a new image of the user item based on comparison to the previously received image of the user item;

comparing the new image to at least a current secure item record among two or more secure item records, wherein the current secure item record is determined based on a rotation of secure items;

recognizing the user item as a current secure item among two or more secure items based on the comparison determining that the new image corresponds to at least the current secure item record;

and

authenticating the user based on the identity information and recognizing the current secure item.

2. The system of claim 1 , the secure item is an identification card.

3. The system of claim 1 , the secure item includes a vehicle, wherein a Vehicle Identification Number (VIN) is included in the image.

4. The system of claim 3 , further comprising:

identifying a vehicle model identified by the VIN;

determining the vehicle model is a driverless vehicle; and

generating an insurance quote for the driverless vehicle based on the vehicle model, wherein generating the insurance quote does not require driver information due to the vehicle model being autonomous.

5. The system of claim 3 , further comprising:

determining a damaged part of the vehicle based on the image; and

locating at least one replacement for the damaged part of the vehicle based on the image.

6. The system of claim 1 , the user item is a structure.

7. The system of claim 1 , the non-transitory computer readable media further including instructions that when executed by the processor perform aspects including:

populating a form with extracted data based on the identity information

wherein the form is to complete a purchase.

8. The system of claim 7 , the non-transitory computer readable media further including instructions that when executed by the processor perform aspects including:

extracting information about the user or the user item based on recognizing the current secure item; and

saving the extracted information as state data, wherein the form is part of ongoing communications.

9. The system of claim 1 , the identity information is extracted from a proprietary database and a public records database.

10. The system of claim 1 , the user item is a third party document.

11. The system of claim 1 , the non-transitory computer readable media further including instructions that when executed by the processor perform aspects including:

requesting the image in response to a request to authenticate the user.

12. The system of claim 11 , the image of the user item is captured after the request to authenticate the user.

13. The system of claim 11 , the image is captured with a proprietary application on a user device.

14. The system of claim 11 , the image is associated with an electronic signature to a document.

15. The system of claim 14 , fields of the document are populated based on the identity information.

16. The system of claim 1 , wherein user item includes two or more aspects, and wherein recognizing the current secure item comprises recognizing the two or more aspects.

17. The system of claim 1 , wherein authenticating the user is based on the new image being taken within a threshold period of time before receiving the image.

18. The system of claim 1 , wherein authenticating the user is based on the image representing the secure item according to a specified angle.

19. The system of claim 1 , wherein the image includes an additional secure item, and wherein authenticating the user is based on recognizing the additional secure item.

Assignments (3)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 9, 2019
From: UIPCO, LLC
To: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Reel/Frame 050317/0491 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Mar 31, 2017
From: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
To: UIPCO, LLC
Reel/Frame 041814/0916 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Feb 16, 2017
From: WALKER, TODD PATRICK; NORMAN, CHRISTOPHER MAURICE; KYNE, MICHAEL
To: UIPCO, LLC
Reel/Frame 041276/0141 →
Continuity (1)
Provisional Application 62296295 · Feb 17, 2016
Cited By (10)
US 12,198,428 US 12,248,907 US 12,282,893 US 12,361,376 US 12,493,912 US 12,530,727 US 12,541,682 US 12,572,892 US 12,586,135 US 12,712,875