IP Library Granted Patent US 10,776,779
Granted Patent B1
US 10,776,779 · App. 15/869,598 · Granted Sep 15, 2020

System and method for receipt tracking in a mobile wallet

Inventors: Stephen M. Ellis (Tahoe City, CA); Michael J. Kennedy (San Francisco, CA); Ashish Bhoopen Kurani (Burlingame, CA); Melissa Lowry (San Francisco, CA); Uma Meyyappan (Fremont, CA); Bipin Sahni (Pleasanton, CA); Nikolai Stroke (Gilbert, AZ)
Assignee: Wells Fargo Bank, N.A.
G06Q20/363
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Quick Facts
Patent No.
US 10,776,779
App. No.
15/869,598
Granted
Sep 15, 2020
Kind
B1
Abstract

A method of tracking mobile wallet transaction receipts is provided. The method includes: associating an email address with a mobile wallet, the mobile wallet storing information corresponding to a plurality of mobile wallet transactions; accessing an email inbox associated with the email address, the email inbox containing a plurality of emails received at the email address; identifying, in the email inbox, a receipt email containing a receipt; forwarding the receipt email to a mobile wallet email inbox associated with the mobile wallet; determining receipt information from the receipt; and associating the receipt with one or more of the plurality of mobile wallet transactions based on the receipt information.

Claims (39)

1. A method of tracking receipts comprising:

associating, in a profile database of a mobile wallet computer system, an email address with a mobile wallet;

storing, by the mobile wallet computer system, data corresponding to a plurality of mobile wallet transactions associated with the mobile wallet;

determining, by the mobile wallet computer system, that an emailed receipt is received at the email address based on the association of the email address with the mobile wallet;

forwarding, by the mobile wallet computer system, the emailed receipt to a mobile wallet email inbox associated with the mobile wallet;

determining, by the mobile wallet computer system, receipt information corresponding to the emailed receipt;

associating, by the mobile wallet computer system, the emailed receipt with one or more of the plurality of mobile wallet transactions based on the receipt information.

2. The method of claim 1 , further comprising:

associating, in the profile database, one or more additional email addresses with the mobile wallet;

receiving an additional receipt delivered at one of the one or more additional email addresses;

forwarding the additional receipt to the mobile wallet email inbox;

determining, by the mobile wallet computer system, additional receipt information from the additional receipt; and

associating the additional receipt with one or more of the plurality of mobile wallet transactions based on the additional receipt information.

3. The method of claim 1 , wherein determining, by the mobile wallet computer system, that the emailed receipt is received at the email address comprises:

scanning a plurality of emails received at the email address for one or more keywords; and

identifying the emailed receipt when a receipt email from the plurality of emails received at the email address contains one or more of the one or more keywords.

4. The method of claim 2 , wherein determining receipt information from the receipt includes extracting, by the mobile wallet computer system, receipt information from the receipt.

5. The method of claim 4 , wherein extracting receipt information from the receipt comprises processing an image of the receipt to recognize computer-readable characters.

6. The method of claim 1 , further comprising disassociating the email address from the mobile wallet after a predetermined time period.

7. The method of claim 3 , further comprising generating a user interface for display on a mobile device, the user interface including an indication of the association of the receipt with one or more of the plurality of mobile wallet transactions.

8. A mobile device, comprising:

network interface logic configured to access an email inbox corresponding to an email address that receives an emailed receipt corresponding to a mobile wallet transaction, the mobile wallet transaction being performed by the mobile device using a mobile wallet application associated with a user; and

a receipt tracker configured to:

scan the email inbox to locate the emailed receipt;

forward the emailed receipt to a mobile wallet email inbox associated with the mobile wallet application;

extract identifying information from the emailed receipt; and

analyze the identifying information to associate the emailed receipt with the mobile wallet transaction.

9. The mobile device of claim 8 , further comprising a display configured to provide the user with an indication that the emailed receipt corresponds to the mobile wallet transaction.

10. The mobile device of claim 9 , wherein the mobile wallet email inbox is stored in a memory of the mobile device.

11. The mobile device of claim 9 ,

wherein the network interface logic is configured to access one or more additional email inboxes corresponding to one or more additional email addresses that receive an additional emailed receipt corresponding to an additional mobile wallet transaction, the additional mobile wallet transaction being performed by the mobile device using the mobile wallet application; and

wherein the receipt tracker is configured to:

scan the one or more additional email addresses to identify the additional emailed receipt;

forward the additional emailed receipt to the mobile wallet email inbox;

extract additional identifying information from the additional receipt; and

analyze the additional identifying information to associate the emailed receipt with the additional mobile wallet transaction.

12. The mobile device of claim 11 , wherein the display is further configured to provide the user with an additional indication that the additional emailed receipt corresponds to the additional mobile wallet transaction.

13. The mobile device of claim 11 , further comprising an input device configured to allow a user to select the indication on the display that the emailed receipt corresponds to the mobile wallet transaction; and

wherein the display is further configured to display the receipt in response to the selection.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Feb 7, 2018
From: ELLIS, STEPHEN M.; KENNEDY, MICHAEL J.; KURANI, ASHISH BHOOPEN; LOWRY, MELISSA; MEYYAPPAN, UMA; SAHNI, BIPIN; STROKE, NIKOLAI
To: WELLS FARGO BANK, N.A.
Reel/Frame 044859/0118 →
Continuity (2)
Continuation 14464505 · Aug 20, 2014
Continuation In Part 13456045 · Apr 25, 2012
Cited By (8)
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