IP Library › Granted Patent US 10,880,518
Granted Patent B1
US 10,880,518 · App. 16/547,147 · Granted Dec 29, 2020

Systems and methods for integrating and conducting video sessions

Inventors: Enrique A. Tamayo (San Antonio, TX); Nicole Calderon (San Antonio, TX); Wesley Purcell (Boerne, TX); Luis Mireles (Fair Oaks Ranch, TX); Felisa Flores (San Antonio, TX); Vijay Jayapalan (San Antonio, TX); Jeffrey William Gallagher (San Antonio, TX); Minya Liang (Redmond, WA); Nathan J. Rowe (San Antonio, TX); David W. Gaither (San Antonio, TX); Elizabeth Guerrero (San Antonio, TX)
Assignee: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
H04N7/147G06K9/00892G06Q40/08H04M3/5133H04N7/15
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Quick Facts
Patent No.
US 10,880,518
App. No.
16/547,147
Granted
Dec 29, 2020
Kind
B1
Abstract

Methods and systems described in this disclosure describe an integration of video sessions across platforms, transforming the user experience. In some embodiments, a user can participate in an interaction via a channel. Next, the system can determine whether the interaction is eligible for a video session with a representative. When the interaction is eligible for the video session, an option for the video session can be displayed on a user interface of the device. After receiving a request for the video session, the video session can be routed to a uniquely skilled representative, where the uniquely skilled representative is determined based, at least in part, on the interaction.

Claims (57)

1. A method comprising:

engaging, via a communications network, in an interaction with a user via a channel on a device associated with the user;

actively monitoring activities of the user to determine a potential need for the user to engage with a representative via a video session;

in response to the activities indicating the potential need to engage in the video session with the representative, sending, to the device, a link that routes the user directly to a uniquely skilled representative;

in response to the user selecting the link requesting the video session, routing the video session to the uniquely skilled representative; and

transferring the video session from the device associated with the user to a second device associated with the user in response to the user touching the device with the second device.

2. The method of claim 1 , the method further comprising determining whether the interaction is eligible for the video session by:

determining whether the interaction is occurring outside of video session operation hours; and

determining whether the device is connected to the Internet.

3. The method of claim 1 , wherein the channel is a website portal.

4. The method of claim 1 , wherein the channel is a mobile application.

5. The method of claim 1 , the method further comprising:

in response to receiving a selection of the link, receiving a video feed from the device.

6. The method of claim 5 , the method further comprising:

analyzing one or more objects received in the video feed;

estimating a cost of damage to the one or more objects; and

determining insurance coverage of the one or more objects.

7. The method of claim 5 , the method further comprising:

analyzing biometric information of the user received in the video feed to determine biometric characteristics;

retrieving, from a database, previously recorded biometric characteristics of the user and an associated state of the user;

comparing the biometric characteristics with the previously recorded biometric characteristics of the user to determine a current state of the user; and

notifying the uniquely skilled representative of the current state of the user.

8. The method of claim 7 , wherein the biometric information includes skin tone and facial expressions.

9. The method of claim 5 , the method further comprising:

analyzing biometric information of the user received in the video feed;

detecting a change in the biometric information during the video session;

determining a state of the user based on the change in the biometric information; and

updating, in real-time, the state of the user on a user interface of the uniquely skilled representative.

10. The method of claim 1 , the method further comprising collecting data from one or more sensors coupled to the user, wherein the one or more sensors include one or more of a heart rate monitor, a blood pressure monitor, a sleep tracking monitor, and a calorie intake monitor, wherein the device is wearable, and wherein the one or more sensors are coupled to the wearable.

11. The method of claim 1 , wherein the channel is a mobile application, wherein a video of the uniquely skilled representative is overlaid on a tab of the mobile application, wherein a size of the video received by the device can be changed using pinch and zoom features.

12. The method of claim 1 , the method further comprising allowing the uniquely skilled representative to co-browse on the device during the video session.

13. The method of claim 1 , wherein the channel is a mobile application, wherein the method further comprises accessing, by the uniquely skilled representative, the mobile application.

14. The method of claim 13 , wherein accessing, by the uniquely skilled representative, the mobile application includes allowing the uniquely skilled representative to annotate information within the mobile application.

15. The method of claim 1 , the method further comprising:

offering assistance from a virtual assistant before providing an option for the video session or during a wait time after the video session has been initiated.

16. The method of claim 1 , the method further comprising:

receiving a video of a document via the video session;

generating the document based on the video; and

displaying the generated document on a screen of the uniquely skilled representative.

17. The method of claim 1 , the method further comprising

estimating a wait time until the video session will be answered by the uniquely skilled representative, the wait time based on a number of other users in a queue ahead of the user; and

displaying, via the channel, the wait time on the device, wherein the wait time is displayed on a user interface in response to an option for the video session being displayed on the user interface and the user being eligible for the video session.

18. A video session platform, comprising:

one or more processors; and

a computer readable storage medium having instructions stored thereon, which when executed by the one or more processors cause the video session platform to:

engage, via a communications network, in an interaction with a user via a channel on a device associated with the user;

actively monitor activities of the user to determine a potential need for the user to engage with a representative via a video session;

in response to the activities indicating the potential need to engage in the video session with the representative, send, to the device, a link that routes the user directly to a uniquely skilled representative;

in response to the user selecting the link requesting the video session, route the video session to the uniquely skilled representative; and

transfer the video session from the device associated with the user to a second device associated with the user in response to the user touching the device with the second device.

19. At least one non-transitory computer-readable medium comprising a set of instructions that, when executed by one or more processors, cause a machine to perform operations comprising:

engaging, via a communications network, in an interaction with a user via a channel on a device associated with the user;

actively monitoring activities of the user to determine a potential need for the user to engage with a representative via a video session;

in response to the activities indicating the potential need to engage in the video session with the representative, sending, to the device, a link that routes the user directly to a uniquely skilled representative;

in response to the user selecting the link requesting the video session, routing the video session to the uniquely skilled representative; and

transferring the video session from the device associated with the user to a second device associated with the user in response to the user touching the device with the second device.

20. The at least one non-transitory computer-readable medium of claim 19 , where the operations further comprise: collecting data from one or more sensors coupled to the user, wherein the one or more sensors include one or more of a heart rate monitor, a blood pressure monitor, a sleep tracking monitor, and a calorie intake monitor, wherein the device is wearable, and wherein the one or more sensors are coupled to the wearable.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 18, 2019
From: UIPCO, LLC
To: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Reel/Frame 050416/0219 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 3, 2019
From: TAMAYO, ENRIQUE A.; CALDERON, NICOLE; PURCELL, WESLEY; MIRELES, LUIS; FLORES, FELISA; JAYAPALAN, VIJAY; GALLAGHER, JEFFREY WILLIAM; LIANG, MINYA; ROWE, NATHAN J.; GAITHER, DAVID W.; GUERRERO, ELIZABETH
To: UIPCO, LLC
Reel/Frame 050251/0765 →
Continuity (2)
Continuation 15415342 · Jan 25, 2017
Provisional Application 62287572 · Jan 27, 2016
Cited By (1)
US 12,712,982