Systems and methods for facilitating payments

1. A method for facilitating a transaction, comprising:

at a financial institution comprising an information processing device comprising at least one computer processor:

establishing an online session with a merchant involved in an online transaction with a customer in a first interface;

validating the merchant as a registered merchant;

providing the merchant with a session identifier for the online session that uniquely identifies online session between the financial institution and the merchant;

providing the merchant with a financial institution logon page for the customer in a second interface, the second interface associated with the session identifier, wherein the second interface comprises a lightbox;

receiving financial institution logon information for the customer from the second interface;

validating the financial institution customer logon information;

receiving a selection of a payment account and a shipping address for the online transaction from the second interface;

providing the merchant with a token for the payment account in the first interface;

receiving a payment request from the merchant, the payment request comprising the token and the session identifier; and

approving the payment request.

2. The method of claim 1 , wherein the session identifier comprises a session token.

3. The method of claim 1 , wherein the second interface comprises a separate browser window.

4. The method of claim 1 , wherein the logon page is pre-populated with a customer identifier.

5. The method of claim 1 , wherein the session identifier is received with the logon information from the customer.

6. The method of claim 1 , wherein a device identifier is received prior to providing the logon page.

7. The method of claim 6 , wherein at least one customer identifier to present to the customer on the logon page is identified based on the device identifier.

8. The method of claim 1 , wherein the merchant receives an IP address of the customer.

9. The method of claim 1 , further comprising:

presenting a plurality of payment accounts in an electronic wallet for the user as payment options.

10. The method of claim 9 , wherein one of the plurality of accounts in the electronic wallet is preselected.

11. The method of claim 1 , wherein the account is a non-payment account.

12. The method of claim 11 , wherein the non-payment account is one of a line of credit, a mortgage, and a rewards point account.

13. The method of claim 1 , wherein the account comprises an application for an account.

14. The method of claim 1 , further comprising associating the session identifier with the online transaction.

15. The method of claim 1 , further comprising:

identifying the payment account using the token and the session identifier received from the merchant.

16. A method for facilitating a transaction, comprising:

at a financial institution comprising an information processing device comprising at least one computer processor:

authenticating a customer that has selected a good or service to purchase from a merchant;

establishing an online session with the merchant in a first interface and providing the merchant with a session identifier for the online session that uniquely identifies the online session between the financial institution and the merchant;

providing the merchant with a financial institution logon page for the customer in a second interface, the second interface associated with the session identifier, wherein the second interface comprises a lightbox;

receiving financial institution logon information from the customer in the online session from the second interface;

validating the financial institution customer logon information;

receiving a selection of a payment account for conducting the transaction and the session identifier from the second interface;

provisioning a merchant-specific payment token for the payment account; and

providing the merchant-specific payment token to the merchant in the first interface;

wherein the merchant-specific payment token can only be used with the merchant;

wherein the merchant stores the merchant-specific token for a future transaction with the customer.

17. The method of claim 16 , wherein the session identifier comprises a session token.

18. The method of claim 16 , wherein the second interface comprises a separate browser window.