IP Library Granted Patent US 11,113,678
Granted Patent B2
US 11,113,678 · App. 16/717,864 · Granted Sep 7, 2021

Systems configured to manage user-related external party-activity software objects by using machine-readable indicia and methods of use thereof

Inventors: John Crowson (McLean, VA); Rocky Gray (Falls Church, VA); Margaret Crouse (Burke, VA); Asawari Kanitkar (McLean, VA)
Assignee: Capital One Services, LLC
G06Q20/0855G06Q20/3274G06Q20/42H04L67/20H04L9/3213
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Quick Facts
Patent No.
US 11,113,678
App. No.
16/717,864
Granted
Sep 7, 2021
Kind
B2
Abstract

Systems for helping a user manage external party-activity software objects by using machine-readable indicia. In one embodiment, an exemplary computer-implemented method may comprise receiving a first request to link a digital profile of the application end user associated with the entity with a third-party entity. In response to receiving the first request, the second request is sent to a second server associated with the third-party entity, and a third request is received from the application end user for accessing at least one user-related external party-activity software object via the first server by using machine-readable indicia. A user interface is generated including the at least one user-related external party-activity software object based on the machine-readable indicia, and the at least one user-related external party-activity software object requires the user to complete the at least one activity associated with the third-party entity and is displayed within the user interface without the computing device associated with the application end user communicating with the second server associated with the third-party entity. The at least one user-related external party-activity software object comprises data fields that may be pre-populated with user-related, external party-related information.

Claims (68)

1. A method, comprising:

receiving, by a first server associated with an entity, from a computing device associated with an application end user, a first request to link a third-party digital service of a second server associated with a third-party entity to a digital profile of the application end user associated with the entity;

wherein the first request comprises at least one identifying attribute to identify the application end user and a third-party attribute to identify the third-party entity;

receiving, by the first server, from the application end user, a second request for accessing at least one user-related external party-activity software object via the first server by using machine-readable indicia;

importing, by the first server, the at least one user-related external party-activity software object associated with the machine-readable indicia from the second server to the first server;

associating, by the first server, the at least one user-related external party-activity software object with the digital profile based at least in part on the link;

recognizing, by the first server, electronic content represented by the at least one user-related external party-activity software object based at least in part on the at least one identifying attribute, the third-party attribute and the digital profile;

identifying, by the first server, data fields in the at least one user-related external party-activity software object based at least in part on the electronic content;

auto-populating, by the first server, the at least one user-related external party-activity software object with user data from the digital profile based at least in part on the data fields;

generating, by the first server, a user interface including the at least one user-related external party-activity software object based on the machine-readable indicia;

wherein the at least one user-related external party-activity software object requires the user to complete at least one activity associated with the third-party entity and is displayed within the user interface without the computing device associated with the application end user communicating with the second server associated with the third-party entity;

receiving, by the first server, from the computing device, via the user interface, input data from the application end user to add to the at least one user-related external party-activity software object; and

transmitting, by the first server, the input data and the user data from the digital profile, via the at least one user-related external party-activity software object, to the second server to complete the at least one activity.

2. The method of claim 1 , wherein the machine-readable indicia include quick response (OR) codes.

3. The method of claim 2 , further comprising:

sending, by the first server, along-term token URL and a short-term token URL to the third-party entity to generate the OR codes associated with the at least one user-related external party-activity software object that corresponds to at least one activity that is defined by the third-party entity and is to be performed by the application end user at the first server;

wherein the long-term token URL comprises the at least one identifying attribute of the application end user, the third-party attribute to identify the third-party, and a first server identifier to identify the first server; and

wherein the short-term token URL comprises an activity identifier to identify the at least one user-related external party-activity software object that corresponds to the at least one activity.

4. The method of claim 3 , further comprising:

determining, by the first server, the first server identifier matches the first server.

5. The method of claim 3 , wherein the at least one user-related external party-activity software object comprises the long-term token URL personalized to the application end user.

6. The method of claim 1 , further comprising:

determining, by the first server, the at least one identifying attribute matches the application end user.

7. The method of claim 1 , wherein the at least one user-related external party-activity software object includes a payment service, an application service, or other services.

8. The method of claim 1 , wherein the third-party entity includes a leasing company, a real estate company, a service provider offering electronic bill payment, an organization providing services, or an individual providing services.

9. The method of claim 1 , wherein the machine-readable indicia include hyperlinks, smart links, short message service (SMS) messages, or a combination thereof.

10. A system, comprising:

one or more processors; and

a non-transitory computer-readable medium including one or more sequences of instructions that, when executed by the one or more processors, causes;

receiving, by a first server associated with an entity, from a computing device associated with an application end user, a first request to link a third-party digital service of a second server associated with a third-party entity to a digital profile of the application end user associated with the entity;

wherein the first request comprises at least one identifying attribute to identify the application end user and a third-party attribute to identify the third-party entity;

receiving, by the first server, from the application end user, a second request for accessing at least one user-related external party-activity software object via the first server by using machine-readable indicia;

importing by the first server, the at least one user-related external party-activity software object associated with the machine-readable indicia from the second server to the first server;

associating, by the first server, the at least one user-related external party-activity software object with the digital profile based at least in part on the link;

recognizing, by the first server, electronic content represented by the at least one user-related external party-activity software object based at least in part on the at least one identifying attribute, the third-party attribute and the digital profile;

identifying, by the first server, data fields in the at least one user-related external party-activity software object based at least in part on the electronic content;

auto-populating, by the first server, the at least one user-related external party-activity software object with user data from the digital profile based at least in part on the data fields;

generating, by the first server, a user interface including the at least one user-related external party-activity software object based on the machine-readable indicia;

wherein the at least one user-related external party-activity software object requires the user to complete at least one activity associated with the third-party entity and is displayed within the user interface without the computing device associated with the application end user communicating with the second server associated with the third-party entity;

receiving, by the first server, from the computing device, via the user interface, input data from the application end user to add to the at least one user-related external party-activity software object; and

transmitting, by the first server, the input data and the data from the digital profile, via the at least one user-related external party-activity software object, to the second server to complete the at least one activity.

11. The system of claim 10 , wherein the machine-readable indicia include quick response (OR) codes.

12. The system of claim 11 , further comprising:

sending, by the first server, along-term token URL and a short-term token URL to the third-party entity to generate the OR codes associated with the at least one user-related external party-activity software object that corresponds to at least one activity that is defined by the third-party entity and is to be performed by the application end user at the first server;

wherein the long-term token URL comprises the at least one identifying attribute of the application end user, the third-party attribute to identify the third-party, and a first server identifier to identify the first server; and

wherein the short-term token URL comprises an activity identifier to identify the at least one user-related external party-activity software object that corresponds to the at least one activity.

13. The system of claim 12 , further comprising:

determining, by the first server, the first server identifier matches the first server.

14. The system of claim 12 , wherein the at least one user-related external party-activity software object comprises the long-term token URL personalized to the application end user.

15. The system of claim 10 , further comprising:

determining, by the first server, the at least one identifying attribute matches the application end user.

16. The system of claim 10 , wherein the at least one user-related external party-activity software object includes a payment service, an application service, or other services.

17. The system of claim 10 , wherein the third-party entity includes a leasing company, a real estate company, a service provider offering electronic bill payment, an organization providing services, or an individual providing services.

18. The system of claim 10 , wherein the machine-readable indicia can be replaced by hyperlinks, smart links, short message service (SMS) messages, or a combination thereof.

19. A non-transitory computer storage medium storing instructions which, when executed in a memory sub-system, causes the memory sub-system to perform a method, the method comprising:

receiving, by a first server associated with an entity, from a computing device associated with an application end user, a first request to link a third-party digital service of a second server associated with a third-party entity to a digital profile of the application end user associated with the entity;

wherein the first request comprises at least one identifying attribute to identify the application end user and a third-party attribute to identify the third-party entity;

receiving, by the first server, from the application end user, a second request for accessing at least one user-related external party-activity software object via the first server by using machine-readable indicia;

importing, by the first server, the at least one user-related external party-activity software object associated with the machine-readable indicia from the second server to the first server;

associating, by the first server, the at least one user-related external party-activity software object with the digital profile based at least in part on the link;

recognizing, by the first server, electronic content represented by the at least one user-related external party-activity software object based at least in part on the at least one identifying attribute, the third-party attribute and the digital profile;

identifying, by the first server, data fields in the at least one user-related external party-activity software object based at least in part on the electronic content;

auto-populating, by the first server, the at least one user-related external party-activity software object with user data from the digital profile based at least in part on the data fields;

generating, by the first server, a user interface including the at least one user-related external party-activity software object based on the machine-readable indicia;

wherein the at least one user-related external party-activity software object requires the user to complete at least one activity associated with the third-party entity and is displayed within the user interface without the computing device associated with the application end user communicating with the second server associated with the third-party entity;

receiving, by the first server, from the computing device, via the user interface, input data from the application end user to add to the at least one user-related external party-activity software object; and

transmitting, by the first server, the input data and the data from the digital profile, via the at least one user-related external party-activity software object, to the second server to complete the at least one activity.

20. The non-transitory computer storage medium of claim 19 , wherein the machine-readable indicia include quick response (OR) codes.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 17, 2019
From: CROWSON, JOHN; GRAY, ROCKY; CROUSE, MARGARET; KANITKAR, ASAWARI
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 051309/0981 →
Continuity (1)
Related Publication 20210184853A1 · Jun 17, 2021