Systems and methods for notification of exceeding speed limits
View Patent ↗A wearable device is provided that includes a receiver, a processor, and a transducer. The receiver is configured to receive speed limit data indicative of a posted speed limit corresponding to a route or road upon which the wearable device is traveling. The processor is configured to compare the speed limit to a current speed of the wearable device and/or a vehicle in which the user wearing the wearable device is driving. The transducer is configured to deliver a haptic or other notification to a user upon which the wearable device is worn when the current speed exceeds the speed limit or exceeds the speed limit by a predetermined amount. As a result, safer driving and vehicle collision avoidance may be facilitated. Safe driving auto insurance discounts may be provided to drivers that use the safe driving or speed limit warning functionality discussed herein.
1. A server computing device comprising at least one processor and a memory in communication with the at least one processor, wherein the at least one processor is programmed to:
receive current speed data associated with a current speed of a wearable notification device from a movable device;
compare the current speed data to speed limit data indicative of a speed limit corresponding to a path upon which the wearable notification device is travelling;
generate a notification signal when the current speed exceeds the speed limit, wherein an intensity of the notification signal varies as a function of a difference between the current speed and the speed limit;
transmit the notification signal to the wearable notification device, wherein the wearable notification device translates the notification signal into a physical action, and wherein an intensity of the physical action varies according to the difference between the current speed and the speed limit; and
when the current speed is below the speed limit for a period of time, cause at least one insurance-related action to be performed regarding an insurance policy associated with a user of the wearable notification device, wherein the at least one insurance-related action includes at least one of (i) applying a discount to a premium associated with the insurance policy, or (ii) transmitting an insurance offer for the insurance policy to the user.
2. The server computing device in accordance with claim 1 , wherein the movable device is at least one of a vehicle associated with the wearable notification device, a mobile device associated with the wearable notification device, and the wearable notification device.
3. The server computing device in accordance with claim 1 , wherein the at least one processor is further programmed to determine the speed limit data by collecting speed data associated with a plurality of vehicles travelling along the path over a period of time, wherein the speed limit data is a function of the collected speed data.
4. The server computing device in accordance with claim 1 , wherein the physical action is a haptic notification including at least one of a vibration and an applied pressure delivered to a user wearing the wearable notification device.
5. The server computing device in accordance with claim 1 , wherein the at least one processor is further programmed to:
detect that the path is located within an area; and
transmit a modified notification signal including the notification signal and an additional indicator for indicating that the wearable notification device is within the area to the wearable notification device when the current speed exceeds the speed limit, wherein the intensity of the physical action is modified based at least partially upon the received modified notification signal.
6. The server computing device in accordance with claim 1 , wherein the at least one processor is further programmed to:
monitor usage data associated with the wearable notification device including at least one of a frequency of capturing speed data associated with the wearable notification device and a frequency of transmitting the notification signal; and
cause the at least one insurance-related action to be performed based at least partially upon the monitored usage data.
7. The server computing device in accordance with claim 1 , wherein the at least one processor is further programmed to generate the notification signal when the current speed exceeds the speed limit by a predetermined threshold.
8. A computer-implemented method for notifying a user of exceeding a speed limit corresponding to a path upon which a wearable notification device worn by the user is traveling, the method comprising:
receiving, by a server device, current speed data associated with a current speed of a wearable notification device from a movable device;
comparing the current speed data to speed limit data indicative of a speed limit corresponding to a path upon which the wearable notification device is travelling;
generating, by the server device, a notification signal when the current speed exceeds the speed limit, wherein an intensity of the notification signal varies as a function of a difference between the current speed and the speed limit;
transmitting, by the server device, the notification signal to the wearable notification device, wherein the wearable notification device translates the notification signal into a physical action, and wherein an intensity of the physical action varies according to the difference between the current speed and the speed limit; and
when the current speed is below the speed limit for a period of time, causing, by the server device, at least one insurance-related action to be performed regarding an insurance policy associated with a user of the wearable notification device, wherein the at least one insurance-related action includes at least one of (i) applying a discount to a premium associated with the insurance policy, or (ii) transmitting an insurance offer for the insurance policy to the user.
9. The method in accordance with claim 8 , wherein the movable device is at least one of a vehicle associated with the wearable notification device, a mobile device associated with the wearable notification device, and the wearable notification device.
10. The method in accordance with claim 8 , wherein retrieving the speed limit data further comprises determining, by the server computing device, the speed limit data by collecting speed data associated with a plurality of vehicles travelling along the path over a period of time, wherein the speed limit data is a function of the collected speed data.
11. The method in accordance with claim 8 , wherein the physical action is a haptic notification including at least one of a vibration and an applied pressure delivered to a user wearing the wearable notification device.
12. The method in accordance with claim 8 , wherein transmitting the notification signal to the wearable notification device further comprises:
detecting that the path is located within an area; and
transmitting, by the server computing device, a modified notification signal including the notification signal and an additional indicator for indicating that the wearable notification device is within the area to the wearable notification device when the current speed exceeds the speed limit, wherein the intensity of the physical action is modified based at least partially upon the received modified notification signal.
13. The method in accordance with claim 8 further comprising:
monitoring, by the server computing device, usage data associated with the wearable notification device including at least one of a frequency of capturing speed data associated with the wearable notification device and a frequency of transmitting the notification signal; and
causing the at least one insurance-related action to be performed based at least partially upon the monitored usage data.
14. The method in accordance with claim 8 , wherein transmitting the notification signal further comprises generating the notification signal when the current speed exceeds the speed limit by a predetermined threshold.
15. At least one non-transitory computer-readable storage media having computer-executable instructions embodied thereon, wherein when executed by at least one processor, the computer-executable instructions cause the at least one processor to:
receive current speed data associated with a current speed of a wearable notification device from a movable device;
compare the current speed data to speed limit data indicative of a speed limit corresponding to a path upon which the wearable notification device is travelling;
generate a notification signal when the current speed exceeds the speed limit, wherein an intensity of the notification signal varies as a function of a difference between the current speed and the speed limit;
transmit the notification signal to the wearable notification device, wherein the wearable notification device translates the notification signal into a physical action, and wherein an intensity of the physical action varies according to the difference between the current speed and the speed limit; and
when the current speed is below the speed limit for a period of time, cause at least one insurance-related action to be performed regarding an insurance policy associated with a user of the wearable notification device, wherein the at least one insurance-related action includes at least one of (i) applying a discount to a premium associated with the insurance policy, or (ii) transmitting an insurance offer for the insurance policy to the user.
16. The at least one non-transitory computer-readable storage media in accordance with claim 15 , wherein the computer-executable instructions further cause the at least one processor to determine the speed limit data by collecting speed data associated with a plurality of vehicles travelling along the path over a period of time, wherein the speed limit data is a function of the collected speed data.
17. The at least one non-transitory computer-readable storage media in accordance with claim 15 , wherein the computer-executable instructions further cause the at least one processor to:
monitor usage data associated with the wearable notification device including at least one of a frequency of capturing speed data associated with the wearable notification device and a frequency of transmitting the notification signal; and
cause the at least one insurance-related action to be performed based at least partially upon the monitored usage data.