IP Library › Granted Patent US 11,963,008

Granted Patent B2

US 11,963,008 · App. 17/524,077 · Granted Apr 16, 2024

Geolocation-based notifications using relationships in separate systems

Inventors: Satya Acharya (Cary, NC); Sathiyasuresh Pandian (Cary, NC); Brandon Stone (Bahama, NC); Jason Pedone (Raleigh, NC)

Assignee: Truist Bank

H04W12/069 G06T19/006 H04W64/003

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Quick Facts

Patent No.: US 11,963,008
App. No.: 17/524,077
Granted: Apr 16, 2024
Kind: B2

External Links

USPTO Patent Center↗ Full Patent PDF↗

Abstract

A server can be configured for facilitating notifications about interaction opportunities for users using database relationships of separate types of data from different systems. The server can receive token data from an application executing on a mobile computing device. The token data can include geolocation data of the mobile computing device and identification data of the user. The server can determine a location of the mobile computing device using the geolocation data. The server can use the identification data of the user to receive interaction opportunities based on the identification data and criteria associated with the interaction opportunities. The server can use the identification data to receive interaction opportunities that are associated with locations within a pre-selected distance of the location of the mobile computing device. The server can transmit the interaction opportunities to the mobile computing device for output by the application.

Claims (46)

1. A server comprising:

a processor device; and

a non-transitory, computer-readable memory having computer-executable instructions that are executable by the processor device to cause the server to perform operations comprising:

receiving token data from an application executing on a mobile computing device, the token data comprising geolocation data of the mobile computing device and identification data of a user;

determining a location of the mobile computing device using the geolocation data;

determining, using a trained neural network included on the server and using the identification data of the user, one or more interaction opportunities (i) for which the user qualifies based on financial account interaction data associated with the identification data of the user and criteria associated with the one or more interaction opportunities and (ii) that are associated with one or more locations within a pre-selected distance of the location of the mobile computing device, wherein determining the one or more interaction opportunities includes mapping, using the trained neural network, information from an interaction history of a user of the mobile computing device to available interaction opportunities stored on the server; and

transmitting the one or more interaction opportunities to the mobile computing device for output by the application.

2. The server of claim 1 , wherein the operation of transmitting the one or more interaction opportunities to the mobile computing device for output by the application comprises transmitting the one or more interaction opportunities to the mobile computing device for the application to output a notification, as configured via the application, to the user about the one or more interaction opportunities.

3. The server of claim 1 , wherein the operation of transmitting the one or more interaction opportunities to the mobile computing device for output by the application comprises transmitting the one or more interaction opportunities to the mobile computing device for the application to output an augmented reality interface that includes a representation of an interaction opportunity of the one or more interaction opportunities positionally associated with a view of the location for the interaction opportunity through the augmented reality interface.

4. The server of claim 1 , wherein the operations further comprise:

receiving a set of interaction opportunities based on the geolocation data of the mobile computing device, wherein the one or more interaction opportunities are a subset of the set of interaction opportunities; and

determining, by applying a filter to the set of interaction opportunities, the one or more interaction opportunities based on the identification data of the user, wherein the one or more interaction opportunities are configured to be displayed on the mobile computing device via a mobile computing device notification and via an augmented reality feature.

5. The server of claim 1 , wherein the operations further comprise:

receiving a set of interaction opportunities based on the identification data of the user, wherein the one or more interaction opportunities are a subset of the set of interaction opportunities; and

determining, by applying a filter to the set of interaction opportunities, the one or more interaction opportunities based on the geolocation data of the mobile computing device, wherein the one or more interaction opportunities are configured to be displayed on the mobile computing device via a mobile computing device notification and via an augmented reality feature.

6. The server of claim 1 , wherein the operation of receiving the token data from the application executing on the mobile computing device comprises receiving the token data from the application executing on the mobile computing device via an augmented reality feature of the application.

7. The server of claim 1 , wherein the operation of transmitting the one or more interaction opportunities to the mobile computing device for output by the application comprises transmitting the one or more interaction opportunities to the mobile computing device as an interactive notification that is configured to launch an augmented reality feature of the application for displaying the one or more interaction opportunities.

8. A method comprising:

receiving token data from an application executing on a mobile computing device, the token data comprising geolocation data of the mobile computing device and identification data of a user;

determining a location of the mobile computing device using the geolocation data;

determining, using a trained neural network and using the identification data of the user, one or more interaction opportunities (i) for which the user qualifies based on financial account interaction data associated with the identification data of the user and criteria associated with the one or more interaction opportunities and (ii) that are associated with one or more locations within a pre-selected distance of the location of the mobile computing device, wherein determining the one or more interaction opportunities includes mapping, using the trained neural network, information from an interaction history of a user of the mobile computing device to available interaction opportunities; and

transmitting the one or more interaction opportunities to the mobile computing device for output by the application.

9. The method of claim 8 , wherein transmitting the one or more interaction opportunities to the mobile computing device for output by the application comprises transmitting the one or more interaction opportunities to the mobile computing device for the application to output a notification, as configured via the application, to the user about the one or more interaction opportunities.

10. The method of claim 8 , wherein transmitting the one or more interaction opportunities to the mobile computing device for output by the application comprises transmitting the one or more interaction opportunities to the mobile computing device for the application to output an augmented reality interface that includes a representation of an interaction opportunity of the one or more interaction opportunities positionally associated with a view of the location for the interaction opportunity through the augmented reality interface.

11. The method of claim 8 , further comprising:

12. The method of claim 8 , further comprising:

receiving a set of interaction opportunities based on the identification data of the user, wherein the one or more interaction opportunities are a subset of the set of interaction opportunities; and

13. The method of claim 8 , wherein receiving the token data from the application executing on the mobile computing device comprises receiving the token data from the application executing on the mobile computing device via an augmented reality feature of the application.

14. The method of claim 8 , wherein transmitting the one or more interaction opportunities to the mobile computing device for output by the application comprises transmitting the one or more interaction opportunities to the mobile computing device as an interactive notification that is configured to launch an augmented reality feature of the application for displaying the one or more interaction opportunities.

15. A non-transitory computer-readable medium comprising instructions that are executable by a processing device for performing operations, the operations comprising:

receiving token data from an application executing on a mobile computing device, the token data comprising geolocation data of the mobile computing device and identification data of a user;

determining a location of the mobile computing device using the geolocation data;

transmitting the one or more interaction opportunities to the mobile computing device for output by the application.

16. The non-transitory computer-readable medium of claim 15 , wherein the operation of transmitting the one or more interaction opportunities to the mobile computing device for output by the application comprises transmitting the one or more interaction opportunities to the mobile computing device for the application to output a notification, as configured via the application, to the user about the one or more interaction opportunities.

17. The non-transitory computer-readable medium of claim 15 , wherein the operation of transmitting the one or more interaction opportunities to the mobile computing device for output by the application comprises transmitting the one or more interaction opportunities to the mobile computing device for the application to output an augmented reality interface that includes a representation of an interaction opportunity of the one or more interaction opportunities positionally associated with a view of the location for the interaction opportunity through the augmented reality interface.

18. The non-transitory computer-readable medium of claim 15 , wherein the operations further comprise:

19. The non-transitory computer-readable medium of claim 15 , wherein the operations further comprise:

receiving a set of interaction opportunities based on the identification data of the user, wherein the one or more interaction opportunities are a subset of the set of interaction opportunities; and

20. The non-transitory computer-readable medium of claim 15 , wherein the operation of receiving the token data from the application executing on the mobile computing device comprises receiving the token data from the application executing on the mobile computing device via an augmented reality feature of the application, and wherein the operation of transmitting the one or more interaction opportunities to the mobile computing device for output by the application comprises transmitting the one or more interaction opportunities to the mobile computing device as an interactive notification that is configured to launch an augmented reality feature of the application for displaying the one or more interaction opportunities.

Assignments (1)

ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jan 27, 2022

From: ACHARYA, SATYA; PANDIAN, SATHIYASURESH; STONE, BRANDON; PEDONE, JASON

To: TRUIST BANK

Reel/Frame 058787/0948 →

Continuity (2)

Provisional Application 63118114 · Nov 25, 2020

Related Publication 20220167165A1 · May 26, 2022