Kit, system and associated method and service for providing a platform to prevent fraudulent financial transactions
A system and associated method and service for providing a platform that enables members to transfer, receive, or otherwise exchange cash in various international denominations and commodities, such as precious metals (e.g., gold, silver, etc.), in a mobile highly secured telecommunications environment. The system is capable of delivering cash instantly between two or more users by allowing the exchange of secure transactions between system and cash dispensing machines (ATMs). Users may pay, receive, exchange, deposit, transfer, pay bills, exchange currency, retrieve cash, deposit cash and create accounts based on the mobile phone number or a system generated code.
1. A method of securely accessing a local application on a mobile device, comprising the steps of:
launching a local application on a mobile device;
enabling a user to set a desired security level configuration setting in the local application for the mobile device, the desired security level configuration setting establishing whether the local application requires a single security level or a plurality of security levels before allowing access to at least a feature in the local application;
launching the local application after the setting of the desired security level configuration setting; and
requiring, before allowing access to the at least one feature of the local application, the user to perform an authentication process based on the desired security level configuration setting, the authentication process including only a single security level scan when the desired security level configuration setting is set to a single security level, the authentication process including a plurality of security level scans when the desired security level configuration setting is set to a plurality of security levels.
2. The method of claim 1 , wherein the single security level scan includes a request for a password.
3. The method of claim 1 , wherein the plurality of security level scans includes a biometric scan.
4. The method of claim 3 , wherein the biometric scan includes a voiceprint.
5. The method of claim 3 , wherein the biometric scan includes a thumbprint.
6. A system for securely accessing a local application on a mobile device, comprising the steps of:
a hardware processor on a mobile device; and
a local application on the mobile device and configured to be executed by the hardware processor, the local application including a first interface enabling a user to set a desired security level configuration setting in the local application for the mobile device, the desired security level configuration setting establishing whether the local application requires a single security level or a plurality of security levels before allowing access to at least a feature in the local application, the local application including a second interface requiring, before allowing access to the at least one feature of the local application, the user to perform an authentication process based on the desired security level configuration setting, the authentication process including only a single security level scan when the desired security level configuration setting is set to a single security level, the authentication process including a plurality of security level scans when the desired security level configuration setting is set to a plurality of security levels.
7. The system of claim 6 , wherein the single security level scan includes a request for a password.
8. The system of claim 6 , wherein the plurality of security level scans includes a biometric scan.
9. The system of claim 8 , wherein the biometric scan includes a voiceprint.
10. The system of claim 8 , wherein the biometric scan includes a thumbprint.