IP Library › Granted Patent US 12,169,871
Granted Patent B1
US 12,169,871 · App. 17/886,451 · Granted Dec 17, 2024

Locational visualization of financial statements

Inventors: Clint James Reynolds (San Antonio, TX); Jeff Pollack (San Antonio, TX)
Assignee: United Services Automobile Association (USAA)
G06Q40/125G06Q40/02
View Patent ↗
Loading inventors, assignments & file history…
Monitor This Case
Get email alerts when status or documents change.
Order Certified Copies
Most orders are placed with the USPTO same day — all within 24 business hours.
Order via The Patent Place →
Pre-filled with this patent's details
Quick Facts
Patent No.
US 12,169,871
App. No.
17/886,451
Granted
Dec 17, 2024
Kind
B1
Abstract

Methods and systems for locational visualization of financial statements are described. In an example, a method may receive, in a financial institution system, a request to display a record associated with a financial transaction, determine a location of a merchant associated with the financial transaction using merchant information, request, from an online mapping service, a customizable map interface associated with the location of the merchant, receive the customizable map interface, and display the customizable map interface integrated into the record associated with the financial transaction.

Claims (57)

1. A method comprising:

receiving, from a user device, a request to display a record;

determining, by a computing system, a merchant associated with the record is web-based by querying at least one database of online merchants;

extracting, by the computing system, an image identifying the merchant from the at least one database;

integrating, by the computing system, the image identifying the merchant into the record;

obtaining a location of the merchant using an Internet Protocol (IP) associated with the merchant, wherein the location is provided by a service mapping IPs to locations; and

displaying, on a user interface of the user device, the image integrated into the record and the location of the merchant,

wherein the image includes a hyperlink which when selected automatically displays a website of the merchant.

2. The method of claim 1 , wherein the record is associated with a financial transaction, and the method further comprises:

determining that the financial transaction is processed by a third-party payment service, and

requesting the third-party payment service provide the location of the merchant using a code associated with the financial transaction.

3. The method of claim 1 , further comprising:

determining an image of an item identified in the record using financial statement data; and

displaying, on the user device, the image of the item.

4. The method of claim 1 , further comprising:

deriving the location of the merchant from a merchant location database.

5. The method of claim 1 , further comprising:

determining the merchant is web-based by comparing a name of the merchant to merchant names in the at least one database of online merchants.

6. The method of claim 1 , wherein the image is a logo associated with the merchant.

7. A system comprising:

one or more processors; and

one or more memories storing instructions that, when executed by the one or more processors, cause the system to perform a process comprising:

receiving, from a user device, a request to display a record;

determining, by a computing system, a merchant associated with the record is web-based by querying at least one database of online merchants;

extracting, by the computing system, an image identifying the merchant from the at least one database;

integrating, by the computing system, the image identifying the merchant into the record;

obtaining a location of the merchant using an Internet Protocol (IP) associated with the merchant, wherein the location is provided by a service mapping IPs to locations; and

displaying, on a user interface the user device, the image integrated into the record and the location of the merchant,

wherein the image includes a hyperlink which when selected automatically displays a website of the merchant.

8. The system according to claim 7 , wherein the record is associated with a financial transaction, and wherein the process further comprises:

determining that the financial transaction is processed by a third-party payment service, and

requesting the third-party payment service provide the location of the merchant using a code associated with the financial transaction.

9. The system according to claim 7 , wherein the process further comprises:

determining an image of an item identified in the record using financial statement data; and

displaying, on the user device, the image of the item.

10. The system according to claim 7 , wherein the process further comprises:

deriving the location of the merchant from a merchant location database.

11. The system according to claim 7 , wherein the process further comprises:

determining the merchant is web-based by comparing a name of the merchant to merchant names in the at least one database of online merchants.

12. The system according to claim 7 , wherein the image is a logo associated with the merchant.

13. A non-transitory computer-readable medium storing instructions that, when executed by a computing system, cause the computing system to perform operations comprising:

receiving, from a user device, a request to display a record;

determining, by a computing system, a merchant associated with the record is web-based by querying at least one database of online merchants;

extracting, by the computing system, an image identifying the merchant from the at least one database;

integrating, by the computing system, the image identifying the merchant into the record;

obtaining a location of the merchant using an Internet Protocol (IP) associated with the merchant, wherein the location is provided by a service mapping IPs to locations; and

displaying, on a user interface of the user device, the image integrated into the record and the location of the merchant,

wherein the image includes a hyperlink which when selected automatically displays a website of the merchant.

14. The non-transitory computer-readable medium of claim 13 , wherein the record is associated with a financial transaction, and wherein the operations further comprise:

determining that the financial transaction is processed by a third-party payment service, and

requesting the third-party payment service provide the location of the merchant using a code associated with the financial transaction.

15. The non-transitory computer-readable medium of claim 13 , wherein the operations further comprise:

determining an image of an item identified in the record using financial statement data; and

displaying, on the user device, the image of the item.

16. The non-transitory computer-readable medium of claim 13 , wherein the operations further comprise:

deriving the location of the merchant from a merchant location database.

17. The non-transitory computer-readable medium of claim 13 , wherein the image is a logo associated with the merchant.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Dec 14, 2022
From: REYNOLDS, CLINT; POLLACK, JEFF
To: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Reel/Frame 062087/0386 →
Continuity (2)
Continuation 16936338 · Jul 22, 2020
Continuation 12500866 · Jul 10, 2009
Cited By (2)
US 12,561,231 US 12,566,689