Granted Patent B2

US 12,339,987 · App. 18/307,635 · Granted Jun 24, 2025

Inventors: Alejandro J. Carao (Atlanta, GA); Robert William Childress (Peoria, AZ); Donnell Douglas (Charlotte, NC); Jaisimha L. Gyanmote (Buffalo Grove, IL); Jonathan Wayne Ingram (Covington, WA); Gokarna KC (Concord, NC); Naresh Kumar Koppuravuri (Hyderabad, IN); Suki Ramasamy (Chennai, IN); Tara R. Ross (Norwalk, IA); Vijay Talupula (YSR Kadapa District, IN)

Assignee: Wells Fargo Bank, N.A.

G06F21/6218

Abstract

Claims (92)

1. A method comprising:

accessing digital characteristics associated with a user identifier, the digital characteristics including a task identifier assigned to the user identifier;

encoding the digital characteristics into components of an input vector, the components of the input vector corresponding to inputs of a machine learning model;

inputting the input vector into the machine learning model;

executing the machine learning model;

subsequent to the executing, accessing an output of the machine learning model, the output corresponding to a cluster identifier associated with a plurality of user identifiers with similar digital characteristics;

determining a difference between current access rights of the user identifier and the access rights associated with the cluster identifier, the difference indicating the user identifier is not authorized to access to a resource that is authorized with respect to the cluster identifier; and

automatically transmitting a request to change a resource access right for the user identifier based on access rights associated with the cluster identifier, wherein automatically transmitting includes:

generating a change access right electronic message that includes:

an identification of the resource;

the user identifier; and

a link to approve the request;

transmitting the change access right electronic message to a user authorized to approve the request;

generating a change access right electronic message application programming interface (API) call, the API call including parameters of:

the identification of the resource;

the user identifier; and

a request to authorize the user identifier to access the resource; and

transmitting the API call.

2. The method of claim 1 , further comprising:

receiving an indication of an update access rights trigger event;

in response to receiving the indication, accessing second digital characteristics associated with the user identifier;

encoding the second digital characteristics into components of a second input vector,

inputting the second input vector into the machine learning model;

executing the machine learning model;

subsequent to the executing, accessing a second output of the machine learning model, the second output corresponding to a second cluster identifier associated with a plurality of user identifiers with similar digital characteristics; and

automatically transmitting a second request to change a second resource access right for the user identifier based on access rights associated with the second cluster identifier.

3. The method of claim 2 , wherein the update access rights trigger event is the user identifier being added to an email distribution list.

4. The method of claim 2 , wherein the digital characteristics include a role of the user identifier, and wherein the update access rights trigger event is a change in role.

5. The method of claim 2 , wherein the update access rights trigger event is a change in location of a meeting in an event associated with the user identifier.

6. The method of claim 5 , wherein automatically transmitting the second request to change the second resource access right for the user identifier based on access rights associated with the second cluster identifier includes transmitting a request for physical access to a building.

7. A non-transitory computer-readable medium comprising instructions, which when executed by a processing unit, configure the processing unit to perform operations comprising:

accessing digital characteristics associated with a user identifier, the digital characteristics including a task identifier assigned to the user identifier;

encoding the digital characteristics into components of an input vector, the components of the input vector corresponding to inputs of a machine learning model;

inputting the input vector into the machine learning model;

executing the machine learning model;

subsequent to the executing, accessing an output of the machine learning model, the output corresponding to a cluster identifier associated with a plurality of user identifiers with similar digital characteristics;

determining a difference between current access rights of the user identifier and the access rights associated with the cluster identifier, the difference indicating the user identifier is not authorized to access to a resource that is authorized with respect to the cluster identifier; and

automatically transmitting a request to change a resource access right for the user identifier based on access rights associated with the cluster identifier, wherein automatically transmitting includes:

generating a change access right electronic message that includes:

an identification of the resource;

the user identifier; and

a link to approve the request;

transmitting the change access right electronic message to a user authorized to approve the request;

generating a change access right electronic message application programming interface (API) call, the API call including parameters of:

the identification of the resource;

the user identifier; and

a request to authorize the user identifier to access the resource; and

transmitting the API call.

8. The non-transitory computer-readable medium of claim 7 , wherein the instructions, which when executed by the processing unit, further configure the processing unit to perform operations comprising:

receiving an indication of an update access rights trigger event;

in response to receiving the indication, accessing second digital characteristics associated with the user identifier;

encoding the second digital characteristics into components of a second input vector,

inputting the second input vector into the machine learning model;

executing the machine learning model;

subsequent to the executing, accessing a second output of the machine learning model, the second output corresponding to a second cluster identifier associated with a plurality of user identifiers with similar digital characteristics; and

automatically transmitting a second request to change a second resource access right for the user identifier based on access rights associated with the second cluster identifier.

9. The non-transitory computer-readable medium of claim 8 , wherein the update access rights trigger event is the user identifier being added to an email distribution list.

10. The non-transitory computer-readable medium of claim 8 , wherein the digital characteristics include a role of the user identifier, and wherein the update access rights trigger event is a change in role.

11. The non-transitory computer-readable medium claim 8 , wherein the update access rights trigger event is a change in location of a meeting in an event associated with the user identifier.

12. The non-transitory computer-readable medium of claim 11 , wherein automatically transmitting the second request to change the second resource access right for the user identifier based on access rights associated with the second cluster identifier includes transmitting a request for physical access to a building.

13. A system comprising:

a hardware processing unit; and

a storage device comprising instructions, which when executed at the processing unit, configure the processing unit to perform operations comprising:

accessing digital characteristics associated with a user identifier, the digital characteristics including a task identifier assigned to the user identifier;

encoding the digital characteristics into components of an input vector, the components of the input vector corresponding to inputs of a machine learning model;

inputting the input vector into the machine learning model;

executing the machine learning model;

subsequent to the executing, accessing an output of the machine learning model, the output corresponding to a cluster identifier associated with a plurality of user identifiers with similar digital characteristics;

determining a difference between current access rights of the user identifier and the access rights associated with the cluster identifier, the difference indicating the user identifier is not authorized to access to a resource that is authorized with respect to the cluster identifier; and

automatically transmitting a request to change a resource access right for the user identifier based on access rights associated with the cluster identifier, wherein automatically transmitting includes:

generating a change access right electronic message that includes:

an identification of the resource;

the user identifier; and

a link to approve the request;

transmitting the change access right electronic message to a user authorized to approve the request;

generating a change access right electronic message application programming interface (API) call, the API call including parameters of:

the identification of the resource;

the user identifier; and

a request to authorize the user identifier to access the resource; and

transmitting the API call.

14. The system of claim 13 , wherein the instructions, which when executed by the processing unit, further configure the processing unit to perform operations comprising:

receiving an indication of an update access rights trigger event;

in response to receiving the indication, accessing second digital characteristics associated with the user identifier;

encoding the second digital characteristics into components of a second input vector,

inputting the second input vector into the machine learning model;

executing the machine learning model;

subsequent to the executing, accessing a second output of the machine learning model, the second output corresponding to a second cluster identifier associated with a plurality of user identifiers with similar digital characteristics; and

automatically transmitting a second request to change a second resource access right for the user identifier based on access rights associated with the second cluster identifier.

15. The system of claim 14 , wherein the update access rights trigger event is the user identifier being added to an email distribution list.

16. The system of claim 14 , wherein the digital characteristics include a role of the user identifier, and wherein the update access rights trigger event is a change in role.

17. The system of claim 14 , wherein the update access rights trigger event is a change in location of a meeting in an event associated with the user identifier.

18. The method of claim 17 , wherein automatically transmitting the second request to change the second resource access right for the user identifier based on access rights associated with the second cluster identifier includes transmitting a request for physical access to a building.

Assignments (1)

Continuity (1)

References Cited (24)