IP Library › Granted Patent US 12,412,217
Granted Patent B1
US 12,412,217 · App. 17/577,917 · Granted Sep 9, 2025

Systems and methods for leveraging remotely captured images

Inventors: Todd Walker (Helotes, TX); Christopher Maurice Norman (San Antonio, TX); Michael Kyne (San Antonio, TX)
Assignee: United Services Automobile Association (USAA)
G06Q40/08G06T7/0004G06T7/74G06V30/40G06T2207/30176G06T2207/30252
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Quick Facts
Patent No.
US 12,412,217
App. No.
17/577,917
Granted
Sep 9, 2025
Kind
B1
Abstract

Systems and methods can leverage images of remotely captured items to extract information, populate forms, authenticate users, and perform other actions. An authentication request can be processed by comparing an image of a user item in a combined context with a previously received image of the user item in the combined context.

Claims (44)

1. A method comprising:

receiving an authentication request to authenticate a user;

requesting that the user capture an authentication image of an item in connection with the authentication request, wherein the request includes an instruction for how to capture the authentication image with a device, and wherein the item is a portion of a vehicle display;

receiving the authentication image from the device associated with the user in response to the request, wherein the image includes the item;

recognizing aspects of the item, wherein the aspects include a dynamic value of the vehicle display;

determining that the image is a new image of the item not previously received in connection with an authentication request;

remotely accessing a vehicle to obtain an actual value of the vehicle display;

comparing the actual value of the vehicle display to the dynamic value of the vehicle display from the authentication image; and

authenticating the user based on matching the dynamic value in the authentication image to the actual value of the vehicle display and the image meeting one or more criteria configured to reduce a likelihood of image tampering, wherein at least one of the one or more criteria is compliance with the instruction for how to capture the authentication image.

2. The method of claim 1 , wherein the authenticating the user is further based on the image being received via a secure application.

3. The method of claim 1 , comprising:

receiving further information from the device indicating process integrity of capture of the image.

4. The method of claim 1 , wherein the item comprises at least one of a vehicle or a house.

5. The method of claim 1 , wherein the image comprises an image of at least one of a vehicle's mileage, a vehicle's radio present, a diagnostic screen, a key, a license plate, a vehicle identification number (VIN), or a vehicle display.

6. The method of claim 1 , wherein the instruction describes an angle from which to capture the authentication image.

7. The method of claim 1 , wherein the instruction describes an additional item to include in the image with the authentication item.

8. A method comprising:

receiving an authentication image captured by a device associated with a user, wherein the image includes an item selected by the user, wherein the image is captured in accordance with an instruction for how to capture the image, and wherein the item is a portion of a vehicle display;

recognizing aspects of the item, wherein the aspects include a dynamic value of the vehicle display;

determining that the image is a new image of the item not previously received;

remotely accessing a vehicle to obtain an actual value of the vehicle display;

comparing the actual value of the vehicle display to the dynamic value of the vehicle display from the authentication image; and

authenticating the user based on matching the dynamic value in the authentication image to the actual value of the vehicle display and the image meeting one or more criteria configured to reduce a likelihood of image tampering, wherein at least one of the one or more criteria is compliance with the instruction for how to capture the image.

9. The method of claim 8 , wherein the aspects include at least one of a product, a model, or a brand.

10. The method of claim 8 , wherein the aspects include at least one of a structure, a place, or a vehicle.

11. The method of claim 8 , wherein the aspects include an address.

12. The method of claim 8 , wherein the aspects comprise a vehicle and a license plate.

13. The method of claim 8 , wherein the aspects comprise a house and an address number.

14. The method of claim 8 , wherein the aspects comprise letters or numbers.

15. The method of claim 14 , wherein recognizing the letters or numbers in the image comprises using optical character recognition (OCR).

16. A non-transitory computer-readable storage medium comprising instructions that when executed cause:

receiving an authentication request to authenticate a user;

requesting that the user capture an authentication image of an item in connection with the authentication request, wherein the request includes an instruction for how to capture the authentication image with a device, and wherein the item is a portion of a vehicle display;

receiving the authentication image from a device associated with the user in response to the request, wherein the image includes the item;

recognizing aspects of the item, wherein the aspects include a dynamic value of the vehicle display;

determining that the image is a new image of the item not previously received in connection with an authentication request;

remotely accessing a vehicle to obtain an actual value of the vehicle display;

comparing the actual value of the vehicle display to the dynamic value of the vehicle display from the authentication image; and

authenticating the user based on matching the dynamic value in the authentication image to the actual value of the vehicle display and the image meeting one or more criteria configured to reduce a likelihood of image tampering, wherein at least one of the one or more criteria is compliance with the instruction for how to capture the authentication image.

17. The non-transitory computer-readable medium of claim 16 , wherein the authenticating the user is further based on the image being received via a secure application.

18. The non-transitory computer-readable medium of claim 16 , wherein the instructions when executed cause:

receiving further information from the user device indicating process integrity of capture of the image.

19. The non-transitory computer-readable medium of claim 16 , wherein the item comprises at least one of a vehicle or a house.

20. The non-transitory computer-readable medium of claim 16 , wherein the image comprises an image of at least one of a vehicle's mileage, a vehicle's radio present, a diagnostic screen, a key, a license plate, a vehicle identification number (VIN), or a vehicle display.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 29, 2025
From: UIPCO, LLC
To: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Reel/Frame 071251/0798 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Jan 25, 2022
From: WALKER, TODD PATRICK; NORMAN, CHRISTOPHER MAURICE; KYNE, MICHAEL
To: UNITED SERVICES AUTOMOBILE ASSOCIATION (USAA)
Reel/Frame 058762/0864 →
Continuity (3)
Continuation 16710077 · Dec 11, 2019
Continuation 15434308 · Feb 16, 2017
Provisional Application 62296295 · Feb 17, 2016
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