IP Library › Granted Patent US 12,499,205
Granted Patent B2
US 12,499,205 · App. 18/520,426 · Granted Dec 16, 2025

User interfaces for sharing an account with another user identity

Inventors: Mischa McLachlan (San Francisco, CA); Jennifer Bailey (Los Altos Hills, CA); Steven Eastcott (Mountain View, CA); Corey Fugman (Saratoga, CA); Haya Iris Villanueva Gaviola (San Jose, CA); Richard Heard (San Francisco, CA); Brian Jett (San Francisco, CA); Katie McIndoe (San Jose, CA); Thomas John Miller (San Jose, CA); Ashish Chandrakant Nagre (Sunnyvale, CA); Rachel Reddy (Morris Plains, NJ); Akila Suresh (San Jose, CA); Marcel Van Os (Santa Cruz, CA); Vinay Venkatesh (San Jose, CA); Nicole Marie Weaver (Chesterfield, VA)
Assignee: Apple Inc.
G06F21/44G06F9/451G06Q20/2295G06F3/0482G06Q20/405
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Quick Facts
Patent No.
US 12,499,205
App. No.
18/520,426
Granted
Dec 16, 2025
Kind
B2
Abstract

The present disclosure generally relates to displaying a user interface for sharing an account associated with a first user identity with a second user identity. The user interface includes a first sharing option and a second sharing option. One or more inputs corresponding to a request to share the account are detected. If the one or more inputs include a selection of the first sharing option, a request to invite the second user identity to become a joint owner of the account is transmitted. If the one or more inputs include a selection of the second sharing option, a request to invite the second user identity to become a participant of the account without becoming a joint owner of the account is transmitted.

Claims (62)

1 . A computer system associated with a first user identity, comprising:

a display generation component;

one or more input devices;

one or more processors; and

memory storing one or more programs configured to be executed by the one or more processors, the one or more programs including instructions for:

receiving an invitation for the first user identity associated with the computer system to become a participant of an account without becoming a joint owner of the account, wherein a respective participant of the account that is not a joint owner of the account has access to view spending transactions completed by the respective participant using funds from the account without having access to view spending transactions completed by other participants or owners of the account;

detecting, via the one or more input devices, one or more inputs corresponding to an acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account; and

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account:

displaying, via the display generation component, an account details user interface that concurrently includes a plurality of spending transactions completed by the first user identity using funds from the account without including spending transactions completed by other participants or owners of the account;

receiving a notification that sharing of the account with the first user identity has ceased; and

in response to receiving the notification that sharing of the account with the first user identity has ceased, displaying, via the display generation component, an affordance for removing a representation of the account from the computer system.

2 . The computer system of claim 1 , wherein the invitation for the first user identity associated with the computer system to become a participant of the account without becoming a joint owner of the account is provided by a device associated with an owner of the account.

3 . The computer system of claim 1 , wherein the account is configured with a transaction limit for the first user identity.

4 . The computer system of claim 1 , wherein the account is configured with a transaction amount threshold for the first user identity, and wherein the one or more programs further include instructions for:

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account:

in accordance with a determination that a transaction has been completed by the first user identity that exceeds the transaction amount threshold, providing a notification corresponding to the transaction to a device associated with an owner of the account; and

in accordance with a determination that a transaction has been completed that does not exceed the transaction amount threshold, forgoing providing a notification corresponding to the transaction to the device associated with the owner of the account.

5 . The computer system of claim 1 , wherein the one or more programs further include instructions for:

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account, providing an indication to a device associated with an owner of the account that the first user identity has accepted the invitation to become a joint owner of the account.

6 . The computer system of claim 1 , wherein the one or more programs further include instructions for:

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account, providing a notification to a device associated with an owner of the account when the account is used by the first user identity to complete a transaction.

7 . The computer system of claim 1 , wherein the one or more programs further include instructions for:

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account, providing access to available credit information for the account.

8 . A non-transitory computer-readable storage medium storing one or more programs configured to be executed by one or more processors of a computer system associated with a first user identity that is in communication with a display generation component and one or more input devices, the one or more programs including instructions for:

receiving an invitation for the first user identity associated with the computer system to become a participant of an account without becoming a joint owner of the account, wherein a respective participant of the account that is not a joint owner of the account has access to view spending transactions completed by the respective participant using funds from the account without having access to view spending transactions completed by other participants or owners of the account;

detecting, via the one or more input devices, one or more inputs corresponding to an acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account; and

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account:

displaying, via the display generation component, an account details user interface that concurrently includes a plurality of spending transactions completed by the first user identity using funds from the account without including spending transactions completed by other participants or owners of the account;

receiving a notification that sharing of the account with the first user identity has ceased; and

in response to receiving the notification that sharing of the account with the first user identity has ceased, displaying, via the display generation component, an affordance for removing a representation of the account from the computer system.

9 . The non-transitory computer-readable storage medium of claim 8 , wherein the invitation for the first user identity associated with the computer system to become a participant of the account without becoming a joint owner of the account is provided by a device associated with an owner of the account.

10 . The non-transitory computer-readable storage medium of claim 8 , wherein the account is configured with a transaction limit for the first user identity.

11 . The non-transitory computer-readable storage medium of claim 8 , wherein the account is configured with a transaction amount threshold for the first user identity, and wherein the one or more programs further include instructions for:

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account:

in accordance with a determination that a transaction has been completed by the first user identity that exceeds the transaction amount threshold, providing a notification corresponding to the transaction to a device associated with an owner of the account; and

in accordance with a determination that a transaction has been completed that does not exceed the transaction amount threshold, forgoing providing a notification corresponding to the transaction to the device associated with the owner of the account.

12 . The non-transitory computer-readable storage medium of claim 8 , wherein the one or more programs further include instructions for:

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account, providing an indication to a device associated with an owner of the account that the first user identity has accepted the invitation to become a joint owner of the account.

13 . The non-transitory computer-readable storage medium of claim 8 , wherein the one or more programs further include instructions for:

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account, providing a notification to a device associated with an owner of the account when the account is used by the first user identity to complete a transaction.

14 . The non-transitory computer-readable storage medium of claim 8 , wherein the one or more programs further include instructions for:

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account, providing access to available credit information for the account.

15 . A method, comprising:

at a computer system associated with a first user identity that is in communication with a display generation component and one or more input devices:

receiving an invitation for the first user identity associated with the computer system to become a participant of an account without becoming a joint owner of the account, wherein a respective participant of the account that is not a joint owner of the account has access to view spending transactions completed by the respective participant using funds from the account without having access to view spending transactions completed by other participants or owners of the account;

detecting, via the one or more input devices, one or more inputs corresponding to an acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account; and

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account:

displaying, via the display generation component, an account details user interface that concurrently includes a plurality of spending transactions completed by the first user identity using funds from the account without including spending transactions completed by other participants or owners of the account;

receiving a notification that sharing of the account with the first user identity has ceased; and

in response to receiving the notification that sharing of the account with the first user identity has ceased, displaying, via the display generation component, an affordance for removing a representation of the account from the computer system.

16 . The method of claim 15 , wherein the invitation for the first user identity associated with the computer system to become a participant of the account without becoming a joint owner of the account is provided by a device associated with an owner of the account.

17 . The method of claim 15 , wherein the account is configured with a transaction limit for the first user identity.

18 . The method of claim 15 , wherein the account is configured with a transaction amount threshold for the first user identity, and wherein the method further comprises:

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account:

in accordance with a determination that a transaction has been completed by the first user identity that exceeds the transaction amount threshold, providing a notification corresponding to the transaction to a device associated with an owner of the account; and

in accordance with a determination that a transaction has been completed that does not exceed the transaction amount threshold, forgoing providing a notification corresponding to the transaction to the device associated with the owner of the account.

19 . The method of claim 15 , further comprising:

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account, providing an indication to a device associated with an owner of the account that the first user identity has accepted the invitation to become a joint owner of the account.

20 . The method of claim 15 , further comprising:

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account, providing a notification to a device associated with an owner of the account when the account is used by the first user identity to complete a transaction.

21 . The method of claim 15 , further comprising:

after detecting the one or more inputs corresponding to the acceptance of the invitation for the first user identity associated with the computer system to become a participant of the account, providing access to available credit information for the account.

Continuity (3)
Continuation 17395251 · Aug 5, 2021
Provisional Application 63144436 · Feb 1, 2021
Related Publication 20240095334A1 · Mar 21, 2024
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