Granted Patent B2

US 12,554,875 · App. 18/510,789 · Granted Feb 17, 2026

Inventors: Anupam Adhikari (Bangalore, IN); Rohit Basuri (Bangalore, IN)

Assignee: Allstate India Private Limited

G06F21/6227G06F21/6272H04L9/0637H04L9/0833H04L9/3239H04L9/50

Abstract

Claims (85)

1 . A method comprising:

unlocking, by a first computing device associated with a first organization, in response to a command received by the first computing device, access to a data structure in a distributed ledger, wherein the access to the data structure is locked prior to the unlocking, based on an association of at least a portion of the data structure with confidential information;

providing, via a communication network, to a user device associated with an individual and based on the unlocked access, a digital key associated with the data structure to allow permission to access the data structure;

granting to a second computing device associated with a second organization, based on a permission received from the user device, access to the data structure;

receiving, from the second computing device, a request to perform a secondary verification of a given data value in the data structure; and

subsequent to the secondary verification and prior to granting the second computing device access:

causing the second computing device to send, to the user device, a request to access the data structure in the distributed ledger;

causing the user device to share, to the second computing device, the digital key; and

generating a new digital key associated with the data structure to allow permission to access the data structure.

2 . The method of claim 1 , further comprising creating, by a distributed ledger interface system via the communication network, the data structure in the distributed ledger, wherein the data structure comprises one or more blocks;

receiving, from a computing device associated with a node of a plurality of nodes of the communication network, a request to enter a first data value corresponding to a first background aspect of the individual;

hashing, based on a cryptographic algorithm associated with the distributed ledger, the first data value;

receiving a verification from each of the nodes of the communication network for the first data value; and

recording, in a first block of the one or more blocks of the data structure in the distributed ledger, the first data value corresponding to the first background aspect.

3 . The method of claim 2 , further comprising:

identifying a source computing system associated with a source of the given data value;

establishing a connection with the source computing system; and

requesting, based on a verification threshold, a verification of the given data value.

4 . The method of claim 3 , further comprising:

receiving, from the source computing system, an indication that the given data value does not satisfy the verification threshold; and

recording, in a second block of the one or more blocks of the data structure in the distributed ledger, the indication that the given data value does not satisfy the verification threshold.

5 . The method of claim 3 , wherein the source computing system comprises a geocoding application program interface (API), and the given data value is a geographic information.

6 . The method of claim 1 , further comprising receiving, via the communication network, by a distributed ledger interface system and from the user device, an indication of ending membership to the first organization with respect to the individual and the first organization.

7 . The method of claim 1 , further comprising, prior to the unlocking the access to the data structure,

providing, by a computing system and to the first computing device, an option to unlock the access to the data structure; and

receiving, by the computing system and from the first computing device, a command to unlock the access to the data structure.

8 . The method of claim 2 , wherein the plurality of nodes comprises at least the first computing device and the second computing device.

9 . A system comprising:

one or more processors; and

a memory storing computer-executable instructions that, when executed by the one or more processors, cause the system to:

communicate, via a communication network, to a first computing device of a first organization to cause the first computing device to unlock access to a data structure in a distributed ledger in response to an indication that an individual that has membership to the first organization is ending the membership to the first organization, wherein the access is locked based on an association of at least a portion of the data structure with confidential information,

wherein a plurality of nodes includes at least the first computing device associated with the first organization;

provide, via the communication network to a user device associated with the individual and based on the unlocked access that is based on the indication, a digital key associated with the data structure to allow the individual to control access to the data structure;

grant, to a second computing device associated with a second organization, and based on permission received from the user device, access to the data structure;

send, via the communication network, to the first computing device associated with the first organization, the indication that the individual is ending the membership to the first organization;

receive, from the second computing device, a request to perform a secondary verification of a given data value in the data structure of the individual; and

subsequent to performing the secondary verification and prior to granting the second computing device access:

cause the second computing device to send, to the user device, a request to access the data structure in the distributed ledger;

cause the user device to share, to the second computing device, the digital key; and

generate a new digital key associated with the data structure to allow permission to access the data structure.

10 . The system of claim 9 , wherein the memory stores additional computer-executable instructions, which when executed by the one or more processors, cause the system to, prior to the unlocking the access to the data structure, receive, from the first computing device, a command to unlock the access to the data structure.

11 . The system of claim 10 , wherein the memory stores additional computer-executable instructions, which when executed by the one or more processors, cause the system to:

create the data structure in the distributed ledger, wherein the data structure comprises one or more blocks;

receive, from a computing device associated with a node of the plurality of nodes of the communication network, a request to enter a first data value corresponding to a first background aspect of the individual;

hash, based on a cryptographic algorithm associated with the distributed ledger, the first data value;

receive a verification from each of the nodes of the communication network for the first data value; and

record, in a first block of the one or more blocks of the data structure in the distributed ledger, the first data value corresponding to the first background aspect.

12 . The system of claim 11 , wherein the memory stores additional computer-executable instructions, which when executed by the one or more processors, cause the system to:

identify a source computing system associated with a source of the given data value;

establish a connection with the source computing system; and

request, based on a verification threshold, a verification of the given data value.

13 . The system of claim 12 , wherein the memory stores additional computer-executable instructions, which when executed by the one or more processors, cause the system to:

receive, from the source computing system, an indication that the given data value does not satisfy the verification threshold; and

record, in a second block of the one or more blocks of the data structure in the distributed ledger, the indication that the given data value does not satisfy the verification threshold.

14 . One or more non-transitory media storing instructions that, when executed by one or more processors, cause the one or more processors to perform steps comprising:

communicating, via a communication network, to a first computing device of a first organization to cause the first computing device to unlock access to a data structure, wherein the access is locked based on an association of at least a portion of the data structure with confidential information, based on an indication to a data structure in a distributed ledger;

providing, via the communication network to a user device and based on the unlocked access, a digital key associated with the data structure to allow permission to access the data structure;

granting, to a second computing device associated with a second organization, and based on a permission received from the user device, access to the data structure;

receiving, from the second computing device, a request to perform a secondary verification of a given data value in the data structure of an individual; and

subsequent to performing the secondary verification and prior to granting the second computing device access:

causing the second computing device to send, to the user device, a request to access the data structure in the distributed ledger;

causing the user device to share, to the second computing device, the digital key; and

generating a new digital key associated with the data structure to allow permission to access the data structure.

15 . The one or more non-transitory media of claim 14 , storing instructions that, when executed by the one or more processors, cause the one or more processors to perform steps further comprising, prior to the sending the indication:

creating the data structure in the distributed ledger, wherein the data structure comprises one or more blocks;

receiving, from a computing device associated with a node of the communication network, a request to enter a first data value corresponding to a first background aspect of the individual;

hashing, based on a cryptographic algorithm associated with the distributed ledger, the first data value;

receiving a verification from each of the nodes of the communication network for the first data value; and

recording, in a first block of the one or more blocks of the data structure in the distributed ledger, the first data value corresponding to the first background aspect.

16 . The one or more non-transitory media of claim 15 , storing instructions that, when executed by the one or more processors, cause the one or more processors to perform steps further comprising:

identifying a source computing system associated with a source of the given data value;

establishing a connection with the source computing system; and

requesting, based on a verification threshold, a verification of the given data value.

17 . The one or more non-transitory media of claim 16 , storing instructions that, when executed by the one or more processors, cause the one or more processors to perform steps further comprising:

receiving, from the source computing system, an indication that the given data value does not satisfy the verification threshold; and

recording, in a second block of the one or more blocks of the data structure in the distributed ledger, the indication that the given data value does not satisfy the verification threshold.

18 . The one or more non-transitory media of claim 14 , storing instructions that, when executed by the one or more processors, cause the one or more processors to perform steps further comprising:

hashing the given data value by the first computing device; and

verifying the given data value by a third computing device associated with the first organization to add the given data value to the data structure.

19 . The method of claim 1 , further comprising:

hashing the given data value by the first computing device; and

verifying the given data value by a third computing device associated with the first organization to add the given data value to the data structure.

20 . The system of claim 9 , wherein the memory stores additional computer-executable instructions, which when executed by the one or more processors, cause the system to:

hash the given data value by the first computing device; and

verify the given data value by a third computing device associated with the first organization to add the given data value to the data structure.

Assignments (1)

Continuity (2)

References Cited (52)