Automated transaction machine
An automated retail terminal in which a plurality of goods and/or services are provided in an integrated system. The integrated system generally avoids duplicating hardware or functions in the course of delivering the goods or services offered, so for example in a combination ATM and Internet kiosk the same credit card or smart card reader is used for both the ATM and the Internet kiosk functions, the same control screen activates the ATM functions and the Internet functions, and etc.
1. A system for providing access to convenient currency dispensing services and automated teller machine services for use by a consumer, comprising:
an automated teller machine;
a user interface to provide access to at least one automated teller machine service and access to at least one currency dispensing service;
a device for identifying the user to the automated teller machine and selectively dispensing encodable currency to the user of the automated teller machine, the device comprising any combination of sensor, smart card and magnetic stripe card reading and encoding;
a network connection to the automated teller machine which provides network services to
the automated teller machine, the network services comprising any combination of Internet and Intranet services, and, any combination of a radio network, satellite network, telephone network, television network, utility network, wireless network, brokerage network, business network, communication network, computer network, credit/debit card network, entertainment network, financial service network, government network, information network, payment network, smart card network, stored value card network, ATM network and banking network for conducting a retail transaction via the network connection; and
a bill dispenser to selectively dispense bills to the user through the automated teller machine;
communication network, computer network, credit/debit card network, entertainment network, financial service network, government network, information network, payment network, smart card network, stored value card network, ATM network and banking network for conducting a retail transaction via the network connection; and
a bill dispenser to selectively dispense bills to the user through the automated teller machine;
wherein the system provides the user integrated currency dispensing and automated teller machine services for retail purchase.
2. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept electronic cash for the retail purchase.
3. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept electronic bills for the retail purchase.
4. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept electronic coins for the retail purchase.
5. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept electronic currency for the retail purchase.
6. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept encodable currency for the retail purchase.
7. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept digital cash for the retail purchase.
8. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept electronic cash for the retail purchase.
9. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept encodable credit for the retail purchase.
10. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept a smart card for the retail purchase.
11. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept a credit card for the retail purchase.
12. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept a debit card for the retail purchase.
13. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept a stored value card for the retail purchase.
14. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept a phone card for the retail purchase.
15. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept an identification card for the retail purchase.
16. The integrated retail currency dispensing and automated teller machine system according to claim 1 , configured to accept removable media recorded with encodable currency, digital cash, or electronic cash for the retail purchase.