IP Library › Granted Patent US 9,646,307
Granted Patent B2
US 9,646,307 · App. 14/493,717 · Granted May 9, 2017

Receiving fingerprints through touch screen of CE device

Inventors: Brant Candelore (San Diego, CA); Steven Martin Richman (San Diego, CA); Frederick J. Zustak (Poway, CA)
Assignee: Sony Corporation
G06Q20/40145G06F3/00G06K9/00G06Q20/3223G06Q20/3278G06Q20/405
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Quick Facts
Patent No.
US 9,646,307
App. No.
14/493,717
Granted
May 9, 2017
Kind
B2
Abstract

Fingerprints for transaction authentication are received through the touch screen of a bank customer's CE device for purposes of approving or denying transactions with the customer's electronic debit or credit card (“e-card”).

Claims (60)

1. A consumer electronics (CE) device comprising:

at least one processor;

at least one touch sensitive display configured for being controlled by the processor to present images thereon and to receive touch input; and

at least one computer readable storage medium including instructions which when executed by the processor configure the processor to:

receive a touch signal from the display;

determine a fingerprint (FP) input from the touch signal;

based at least in part on the FP input, determine whether to authorize a financial transaction for a requested amount;

determine to authorize the financial transaction for the requested amount at least in part based on a determination that the device is within a threshold distance of a location at which the financial transaction is attempted; and

determine to authorize the financial transaction only up to a threshold monetary amount less than the requested amount at least in part based on a determination that the device is not within the threshold distance of the location at which the financial transaction is attempted.

2. The CE device of claim 1 , wherein the instructions when executed by the processor configure the processor to:

compare the FP input to at least one FP template;

determine whether the FP input matches the FP template;

responsive to determining the FP input matches the FP template, return a first signal; and

responsive to determining the FP input does not match the FP template, return a second signal.

3. The CE device of claim 2 , wherein the first signal is used to indicate authorization and the second signal is used to indicate no authorization.

4. The CE device of claim 2 , wherein the instructions when executed by the processor configure the processor to:

present on the display a user interface (UI) with a prompt for a person to touch the display; and

responsive to returning the first signal, present on the display a message indicating successful FP input.

5. The CE device of claim 1 , wherein the transaction is via an electronic transaction card (e-card) associated with a person having a FP matching the FP template.

6. The CE device of claim 1 , wherein the instructions when executed by the processor configure the processor to:

present on the display a user interface (UI) allowing the customer to accept or decline the transaction.

7. The CE device of claim 1 , wherein the instructions are executable to:

present on the display a user interface (UI) prompting a user to select a desired level of authentication protection for authenticating e-card transactions, the UI including a “none” selector, selection of which permits future authentications using the CE device not to require a password, a “password only” selector, selection of which mandates that future authentications using the CE device must include entry of a correct password, and a “password plus biometric” selector, selection of which mandates that future authentications using the CE device must include entry of a correct password and entry of a correct biometric input.

8. Method, comprising:

receiving as biometric input from a touch sensitive display at least one touch;

determining whether the touch is characterized by a pattern matching a template pattern; and

outputting a signal pertaining to a financial transaction for a requested amount responsive to a determination that the touch is characterized by a pattern matching the template pattern;

determine to authorize the financial transaction for the requested amount at least in part based on a determination that the device is within a threshold distance of a location at which the financial transaction is attempted; and

authorizing the financial transaction only up to a threshold monetary amount at least in part based on a determination that a device associated with the touch sensitive display is not within the threshold distance of the location at which the financial transaction is attempted.

9. The method of claim 8 , wherein the biometric input is a fingerprint (FP) input and the template is a FP template, and the signal is used to authorize a financial transaction.

10. The method of claim 9 , wherein determining whether the touch is characterized by a pattern matching a template pattern comprises:

comparing the FP input to at least one FP template;

determining whether the FP input matches the FP template;

responsive to determining the FP input matches the FP template, returning a first signal; and

responsive to determining the FP input does not match the FP template, returning a second signal.

11. The method of claim 10 , wherein the first signal is used to indicate authorization and the second signal is used to indicate no authorization.

12. The method of claim 8 , comprising:

presenting on the display a user interface (UI) with a prompt for a person to touch the display; and

responsive to determining that the touch is characterized by a pattern matching the template pattern, presenting on the display a message indicating successful biometric input.

13. Non-transitory computer readable storage medium (NTCRSM) including instructions executable by a processor to configure the processor to:

receive a fingerprint (FP) input at a touch sensitive display, and

based at least in part on the FP input, determine whether to authorize a financial transaction for a requested amount;

determine to authorize the financial transaction for the requested amount at least in part based on a determination that a device is within a threshold distance of a location at which the financial transaction is attempted; and

determine to authorize the financial transaction only up to a threshold monetary amount at least in part based on a determination that the device is not within the threshold distance of the location at which the financial transaction is attempted.

14. The NTCRSM claim 13 , wherein the instructions when executed by the processor configure the processor to:

compare the FP input to at least one FP template;

determine whether the FP input matches the FP template;

responsive to determining the FP input matches the FP template, return a first signal; and

responsive to determining the FP input does not match the FP template, return a second signal, wherein the first signal is used to indicate authorization and the second signal is used to indicate no authorization.

15. The NRCRSM of claim 13 , wherein the transaction is via an electronic transaction card (e-card) associated with a person having a FP matching the FP template, and the display is a display of a wireless mobile telephone.

16. The non-transitory computer readable storage medium of claim 13 , wherein the instructions are executable to:

determine to authorize the financial transaction at least in part based on a determination that the device is within a threshold distance of a location at which the financial transaction is attempted.

17. The NTCRSM of claim 13 , wherein the instructions are executable to:

determine to authorize the financial transaction at least in part based on a determination that the device is within a threshold distance of a terminal at which the financial transaction is attempted.

18. The NTCRSM of claim 13 , wherein the instructions are executable to:

based at least in part on a location of a device associated with a user from which the FP input was received, determine whether to authorize a financial transaction.

19. The NTCRSM of claim 13 , wherein the instructions are executable to:

responsive to the determination to authorize the financial transaction only up to the threshold monetary amount, provide a notification at the touch sensitive display that the financial transaction is authorized only up to the threshold monetary amount.

20. The NTCRSM of claim 13 , wherein the device comprises the touch sensitive display, wherein the device is separate from a financial services terminal at which the financial transaction is being attempted, and wherein the instructions are executable to:

present on the touch sensitive display a code to be entered at the financial services terminal to complete the financial transaction.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 23, 2014
From: CANDELORE, BRANT; RICHMAN, STEVEN MARTIN; ZUSTAK, FREDERICK J.
To: SONY CORPORATION
Reel/Frame 033797/0504 →
Continuity (1)
Related Publication 20160086186A1 · Mar 24, 2016