IP Library Granted Patent US 10,504,326
Granted Patent B2
US 10,504,326 · App. 16/113,299 · Granted Dec 10, 2019

Systems and methods for casino level player account management

Inventors: Kirk E. Sanford (Las Vegas, NV); Thomas M. Sears (Henderson, NV); Omer Sattar (Las Vegas, NV)
Assignee: SIGHTLINE INTERACTIVE LLC
G07F17/3251G06Q20/227G06Q20/349G06Q20/387G06Q30/0226G06Q50/34G07F17/3227G07F17/3237G07F17/3239G07F17/3241G07F17/3244G07F17/3255
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Quick Facts
Patent No.
US 10,504,326
App. No.
16/113,299
Granted
Dec 10, 2019
Kind
B2
Abstract

Systems and methods are disclosed for managing a casino level player account associated with a gaming environment. The casino level player account is associated with a player identifier with a financial account. The financial account can holds funds that are accessible through the player's use of a payment vehicle. Funds held within the casino level player account can be used for wagering.

Claims (48)

1. A computer-based method of transferring funds between a stored value account and a casino level player account, the method comprising:

receiving, by a transaction facilitator, from a gaming computing system affiliated with a gaming environment, a player identifier of a player, wherein the player identifier is associated with a casino level player account having an account balance, wherein the player identifier is a casino-issued unique identifier of the player that is tied to a loyalty program of the gaming environment;

based at least partially on the player identifier, identifying, by the transaction facilitator, a stored value account, wherein the stored value account is associated with a stored value payment vehicle issued to the player, and wherein an account balance of the stored value account is maintained by an issuer processor computing system; and

communicating, by the transaction facilitator, with the issuer processor computing system to decrease the account balance of the stored value account; and

communicating, by the transaction facilitator, with the gaming computing system to increase the account balance of the casino level account associated with the player identifier.

2. The computer-based method of claim 1 , further comprising:

receiving, by the transaction facilitator, a request from the gaming computing system to transfer a first amount of funds from the stored value account to the casino level player account;

initiating, by the transaction facilitator a transaction with the issuer processor computing system to decrease the account balance of the stored value account; and

responding to the gaming computing system with an approval of the request.

3. The computer-based method of claim 1 , the method further comprising:

subsequent to increasing the balance of the casino level player account, increasing the balance of a first wagering account and decreasing the balance of the casino level player account.

4. The computer-based method of claim 3 , further comprising

subsequent to increasing the balance of the first wagering account, decreasing the balance of the first wagering account and increasing the balance of the casino level player account.

5. The computer-based method of claim 4 , the method further comprising:

subsequent to increasing the balance of the casino level player account, decreasing the balance of the casino level player account and increasing the balance of a second wagering account.

6. The computer-based method of claim 1 , wherein the casino level player account is associated with a plurality of wagering accounts.

7. The computer-based method of claim 1 , wherein decreasing the value of the stored value account and increasing the value of the casino level player account occurs in substantially real-time.

8. The computer-based method of claim 1 , further comprising:

subsequent to receiving the player identifier, sending, by the transaction facilitator to the gaming computing system an indication of the account balance of the stored value account.

9. A computer-based method of funding an account associated with a player, comprising:

receiving, by a transaction facilitator computing system, from a gaming computing system affiliated with a gaming environment, a player identifier of a player, wherein the player identifier is associated with a casino level player account having an account balance, wherein funds in the casino level player account are transferable to any of a plurality of associated wagering accounts; wherein the player identifier is a casino-issued unique identifier of the player that is tied to a loyalty program of the gaming environment, and wherein the transaction facilitator computing system comprises a processor and a memory unit;

receiving, by the transaction facilitator computing system, a load request, wherein the load request is initiated by the player associated with the player identifier and comprises a request to load player funds to a stored value account associated with a stored value payment vehicle with funds from the casino level player account, wherein the stored value account has a first available balance amount;

receiving, by the transaction facilitator computing system, player funds information from the gaming computing system, wherein the funds information comprises at least a total value of the player funds maintained in the casino level player account by the gaming computing system; and

communicating, by the transaction facilitator computing system, with an issuer processor computing system to increase a balance amount of the stored value account based on the total value of the player funds, wherein the balance amount is available for access by the stored value payment vehicle in substantially real-time.

10. The computer-based method of claim 9 , wherein the gaming computing system is associated with any of a casino cage, a casino table game, a gaming device, a kiosk, a casino pit, a casino sports book, and an online casino.

11. The computer-based method of claim 9 , further comprising:

subsequent to receiving the load request from the gaming computing system, communicating, by the transaction facilitator computing system, with the issuer processor computing system to request the an available balance amount;

determining, by the transaction facilitator computing system, a maximum load amount based on the available balance amount and a predetermined maximum available balance; and

when the total value of player funds is greater than the maximum load amount, communicating, by the transaction facilitator computing system, with the issuer processor computing system to increase the balance amount of the stored value account based on the maximum load amount.

12. The computer-based method of claim 9 , wherein the maximum load amount is the predetermined maximum available balance less the first available balance amount.

13. The computer-based method of claim 9 , wherein the player funds comprise player-sourced funds tendered to the casino.

14. The computer-based method of claim 9 , wherein the player funds comprise a jackpot payout.

15. The computer-based method of claim 14 , comprising:

receiving, by the transaction facilitator computing system, jackpot information, wherein the jackpot information comprises at least the jackpot identifier; and

subsequent to the authentication of the jackpot information, causing, by the transaction facilitator computing system, an increase of the balance amount of the stored value account based on the jackpot amount.

16. A gaming system for a gaming environment, comprising:

a stored value payment vehicle issued to a player, wherein funds accessible by the stored value payment vehicle are maintained by an issuer processor computing system in a stored value account and accessible through payment networks;

a casino level player account maintained by the gaming computing system, wherein funds in the casino level player account are transferable to any of a plurality of associated wagering accounts;

a loyalty account assigned to the player, wherein the loyalty account is maintained by a customer management system associated with the gaming computing system, wherein the loyalty account assigned to the player is associated to the stored value payment vehicle issued to the player; and

a transaction facilitator maintaining a linkage between the stored value account and the loyalty account in a data store, the transaction facilitator comprising at least one processor and non-transitory computer readable medium having instructions stored thereon which when executed by a processor cause the processor to:

selectively increase and decrease balances of the stored value account and the casino level player account.

17. The gaming system for the gaming environment of claim 16 , wherein the plurality of wagering accounts associated with the casino level player account comprise any of a brick-and-mortar wagering account, race-and-sports wagering account, and an internet gaming wagering account.

18. The gaming system for the gaming environment of claim 16 , further comprising:

a gaming device comprising means for identifying the loyalty account assigned to the player, wherein one of the plurality of wagering accounts associated with the casino level player account is associated with the gaming device, and wherein the transaction facilitator further comprises instructions which when executed by a processor cause the processor to:

receive a player identifier of a player that is received at a gaming device;

based at least partially on the player identifier, identify the stored value payment vehicle that is linked to the loyalty account.

19. The gaming system for the gaming environment of claim 16 , wherein the gaming computing system is associated with any of a casino cage, a casino table game, a gaming device, a kiosk, a casino pit, a casino sports book, and an online casino.

20. The gaming system for the gaming environment of claim 16 , wherein selectively increasing and decreasing balances of the stored value account and the casino level player account occurs in substantially real-time.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 30, 2021
From: SIGHTLINE INTERACTIVE LLC
To: SIGHTLINE PAYMENTS LLC
Reel/Frame 057655/0230 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 28, 2018
From: SANFORD, KIRK E.; SEARS, THOMAS M.; SATTAR, OMER
To: SIGHTLINE INTERACTIVE LLC
Reel/Frame 046720/0111 →
Continuity (6)
Continuation 15423918 · Feb 3, 2017
Continuation 14962321 · Dec 8, 2015
Continuation 14326596 · Jul 9, 2014
Continuation 14033495 · Sep 22, 2013
Provisional Application 61744564 · Sep 28, 2012
Related Publication 20180374304A1 · Dec 27, 2018
Cited By (2)
US 12,619,963 US 12,640,008