Facilitating safer vehicle travel utilizing telematics data
View Patent ↗Various devices are described, which are configured to use telematics data from one driver to facilitate safer vehicle travel for another driver. A remote server may include (1) a communication unit configured to receive a broadcast including telematics data generated and transmitted from a first mobile device or smart vehicle; and (2) a processor configured to determine (i) a travel event; (ii) a GPS location of the travel event; and/or (iii) an estimated or actual geographical or temporal scope of the travel event from computer analysis of the telematics data. The remote server may transmit a travel event-related wireless communication to a second mobile device or smart vehicle to facilitate safer vehicle travel for a second driver or vehicle based upon the telematics data associated with the first driver/vehicle. Insurance discounts may be provided for individuals or vehicles based upon having or using the risk mitigation or prevention functionality.
1. A remote server configured to use telematics data associated with a first vehicle to facilitate safer vehicle travel for a second vehicle, the remote server comprising:
a communication unit comprising a transceiver and configured to receive the telematics data associated with the first vehicle; and
a processor configured to (i) identify a travel event, and (ii) generate a travel event-related data transmission indicative of information associated with the travel event based upon an analysis of the telematics data,
wherein the communication unit is further configured to transmit the travel event-related data transmission to a second computing device or the second vehicle, which is associated with a second driver, when the travel event is relevant to the second computing device or the second vehicle based upon a location of the travel event, to thereby cause at least one of the second computing device or the second vehicle to
(1) at least one of:
(i) provide, via the second computing device, a graphical user interface (GUI) including a display of:
(a) an indication of a description of the travel event, the indication of the description of the travel event including at least one of a text indication of the description or a graphical indication of the description, and
(b) an indication of the location of the travel event, the indication of the location of the travel event including at least one of a text indication of the location, a graphical indication of the location, or a map indicating the location, or
(ii) direct at least one other corrective action that affects driving of the second vehicle, and
(2) display insurance policy pricing adjustment information associated with the second vehicle that is based upon a driver risk due to the identified travel event, so as to promote or reward risk averse behavior and safer driving.
2. The remote server of claim 1 , wherein the processor is further configured to determine that the travel event is relevant to the second computing device or the second vehicle associated with the second driver when the travel event is located on a same road as that of the second computing device or the second vehicle.
3. The remote server of claim 1 , wherein the telematics data indicates that the first vehicle is experiencing one or more of high traffic conditions, congestion, road construction, and extreme weather conditions.
4. The remote server of claim 1 , wherein the telematics data is indicative of one or more of Global Positioning System (GPS) speed, GPS location, lane information associated with the first vehicle, time, turning associated with the first vehicle, GPS latitude and longitude, battery level associated with the first vehicle, and telephone usage information associated the first vehicle.
5. The remote server of claim 1 , wherein the communication unit is further configured to relay the telematics data to smart infrastructure.
6. The remote server of claim 1 , wherein the communication unit is configured to transmit the travel event-related data transmission to the second computing device or the second vehicle to thereby cause the at least one of the second computing device or the second vehicle to (i) generate an alternate travel route that avoids the location of the travel event, and (ii) present the alternate travel route via the GUI.
7. The remote server of claim 1 , wherein the second vehicle is an autonomous vehicle, and wherein the communication unit is configured to transmit the travel event-related data transmission to the second computing device or the second vehicle to thereby cause the second vehicle to autonomously follow an alternate travel route that avoids the location of the travel event.
8. A smart infrastructure component configured to use telematics data from a first vehicle to facilitate safer travel for a second vehicle, the smart infrastructure component comprising:
a communication unit comprising a transceiver and configured to receive the telematics data associated with the first vehicle; and
a processor configured to (i) identify a travel event, and (ii) generate a travel event-related data transmission indicative of information associated with the travel event based upon an analysis of the telematics data,
wherein the communication unit is further configured to transmit the travel event-related data transmission to a second computing device or the second vehicle, which is associated with a second driver, when the travel event is relevant to the second computing device or the second vehicle based upon a location of the travel event, to thereby cause at least one of the second computing device or the second vehicle to
(1) at least one of:
(i) provide, via the second computing device, a graphical user interface (GUI) including a display of:
(a) an indication of a description of the travel event, the indication of the description of the travel event including at least one of a text indication of the description or a graphical indication of the description, and
(b) an indication of the location of the travel event, the indication of the location of the travel event including at least one of a text indication of the location, a graphical indication of the location, or a map indicating the location, or
(ii) direct at least one other corrective action that affects driving of the second vehicle, and
(2) display insurance policy pricing adjustment information associated with the second vehicle that is based upon a driver risk due to the identified travel event, so as to promote or reward risk averse behavior and safer driving.
9. The smart infrastructure component of claim 8 , wherein the processor is further configured to determine that the travel event is relevant to the second computing device or the second vehicle associated with the second driver when the travel event is located on a same road as that of the second computing device or the second vehicle.
10. The smart infrastructure component of claim 8 , wherein the telematics data indicates that the first vehicle is experiencing one or more of high traffic conditions, congestion, road construction, and extreme weather conditions.
11. The smart infrastructure component of claim 8 , wherein the telematics data is indicative of one or more of Global Positioning System (GPS) speed, GPS location, lane information associated with the first vehicle, time, turning associated with the first vehicle, GPS latitude and longitude, battery level associated with the first vehicle, and telephone usage information associated the first vehicle.
12. The smart infrastructure component of claim 8 , wherein the communication unit is further configured to receive the telematics data relayed from a remote server, the remote server initially receiving the telematics data.
13. The smart infrastructure component of claim 8 , wherein the communication unit is configured to transmit the travel event-related data transmission to the second computing device or the second vehicle to thereby cause the at least one of the second computing device or the second vehicle to (i) generate an alternate travel route that avoids the location of the travel event, and (ii) present the alternate travel route via the GUI.
14. The smart infrastructure component of claim 8 , wherein the second vehicle is an autonomous vehicle, and wherein the communication unit is configured to transmit the travel event-related data transmission to the second computing device or the second vehicle to thereby cause the second vehicle to autonomously follow an alternate travel route that avoids the location of the travel event.
15. An intermediate mobile computing device configured to use telematics data from a first vehicle to facilitate safer vehicle travel for a second vehicle, the intermediate mobile device comprising:
a communication unit comprising a transceiver and configured to receive the telematics data associated with the first vehicle; and
a processor configured to (i) identify a travel event, and (ii) generate a travel event-related data transmission indicative of information associated with the travel event based upon an analysis of the telematics data,
wherein the communication unit is further configured to transmit the travel event-related data transmission to a second computing device or the second vehicle, which is associated with a second driver, when the travel event is relevant to the second computing device or the second vehicle based upon a location of the travel event, to thereby cause at least one of the second computing device or the second vehicle to
(1) at least one of:
(i) provide, via the second computing device, a graphical user interface (GUI) including a display of:
(a) an indication of a description of the travel event, the indication of the description of the travel event including at least one of a text indication of the description or a graphical indication of the description, and
(b) an indication of the location of the travel event, the indication of the location of the travel event including at least one of a text indication of the location, a graphical indication of the location, or a map indicating the location, or
(ii) direct at least one other preventive or corrective action that affects driving of the second vehicle, and
(2) display insurance policy pricing adjustment information associated with the second vehicle that is based upon a driver risk due to the identified travel event, so as to promote or reward risk averse behavior and safer driving.
16. The intermediate mobile computing device of claim 15 , wherein the processor is further configured to determine that the travel event is relevant to the second computing device or the second vehicle associated with the second driver when the travel event is located on a same road as that of the second computing device or the second vehicle.
17. The intermediate mobile computing device of claim 15 , wherein the telematics data indicates that the first vehicle is experiencing one or more of high traffic conditions, congestion, road construction, and extreme weather conditions.
18. The intermediate mobile computing device of claim 15 , wherein the telematics data is indicative of one or more of Global Positioning System (GPS) speed, GPS location, lane information associated with the first vehicle, time, turning associated with the first vehicle, GPS latitude and longitude, battery level associated with the first vehicle, and telephone usage information associated the first vehicle.
19. The intermediate mobile computing device of claim 15 , wherein the communication unit is configured to transmit the travel event-related data transmission to the second computing device or the second vehicle to thereby cause the at least one of the second computing device or the second vehicle to (i) generate an alternate travel route that avoids the location of the travel event, and (ii) present the alternate travel route via the GUI.
20. The intermediate mobile computing device of claim 15 , wherein the second vehicle is an autonomous vehicle, and wherein the communication unit is configured to transmit the travel event-related data transmission to the second computing device or the second vehicle to thereby cause the second vehicle to autonomously follow an alternate travel route that avoids the location of the travel event.