IP Library Granted Patent US 10,769,616
Granted Patent B2
US 10,769,616 · App. 16/592,291 · Granted Sep 8, 2020

Methods and systems for displaying account information

Inventors: Adam R. Koeppel (Washington, DC); Alex Leo Niderberg (Arlington, VA); Kevin Kelly (Austin, TX); Mili Mittal (Washington, DC); Sarah Calandro (San Francisco, CA); Jonathan R. Turfboer (San Francisco, CA)
Assignee: CAPITAL ONE SERVICES, LLC
G06Q20/327G06Q20/3221G06Q20/34G06Q20/341G06Q20/36G06Q40/02H04W64/003G06K19/07749H04W4/80H04W64/00H04W76/00
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Quick Facts
Patent No.
US 10,769,616
App. No.
16/592,291
Granted
Sep 8, 2020
Kind
B2
Abstract

Systems and methods are provided for displaying account information. The systems and methods may include a portable smart display device in short-range communication with a mobile device. The smart display device may be configured to provide a user with quick and easy yet secure access to account information, without the need for multi-step login and verification processes. The smart display device may be sized to fit within a wallet and within quick, easy reach of a user. The smart display device may receive up-to-date account information from the mobile device, and display the account information on-demand upon detecting an activation event, thereby providing an enjoyable user experience and a useful tool for quickly informing the user of their financial situation.

Claims (50)

1. A system for displaying account information, comprising:

a display device comprising:

a processor;

a display;

a transceiver; and

a memory having stored thereon instructions that, when executed by the processor, cause the processor to:

pair with a device configured to access account information associated with a user;

receive, using the transceiver, the account information from the device;

check a timestamp associated with the account information;

compare the timestamp with a current time to determine an age of the account information;

cause the display to display the account information with an icon to inform the user of the age of the account information when the account information is older than a predetermined threshold preconfigured by the user;

determine whether to change a content frame of the display displaying the account information; and

change the content frame of the display displaying account information at a predetermined time interval to cycle through additional account information.

2. The system of claim 1 , wherein the device is a cellular phone.

3. The system of claim 1 , wherein the display device further comprises a fingerprint reader for authenticating the user.

4. The system of claim 3 , wherein the processor causes the display to display account information based on an activation event.

5. The system of claim 4 , wherein the activation event comprises at least one of:

a detected fingerprint reader measurement received from the fingerprint reader, or

detection of an increase in ambient light above a predetermined threshold,

wherein the display device further comprises an ambient light sensor.

6. The system of claim 1 , wherein the icon signals that the account information is old.

7. The system of claim 1 , wherein the display device is credit card-sized.

8. The system of claim 1 , wherein the transceiver is configured to receive the account information and send requests by establishing communication with a server.

9. The system of claim 1 , further comprising:

determining that a connection with the device is unavailable.

10. A computer-implemented method for displaying account information, comprising:

pairing, by a processor of a display device, with a device;

receiving account information;

checking a timestamp associated with the account information;

comparing the timestamp with a current time to determine an age of the account information;

displaying the received account information with an icon to inform a user of the age of the account information when the account information is older than a predetermined threshold preconfigured by the user;

determining whether to change a content frame of the display displaying the account information; and

changing the content frame of the display displaying account information at a predetermined time interval to cycle through additional account information.

11. The computer-implemented method of claim 10 , further comprising:

displaying the received account information based on an activation event.

12. The computer-implemented method of claim 11 , wherein the activation event comprises a detected fingerprint reader measurement received from a fingerprint reader.

13. The computer-implemented method of claim 10 , wherein detecting an activation event comprises detecting, by the processor, an increase in ambient light.

14. The computer-implemented method of claim 10 , wherein the icon signals that the account information is old.

15. The computer-implemented method of claim 10 , further comprising:

determining that a connection with the device is unavailable.

16. The computer-implemented method of claim 10 , wherein a transceiver is configured to send requests and receive the account information by establishing communication with a server.

17. The computer-implemented method of claim 10 , wherein the account information is received from the device.

18. A computer-implemented method for displaying account information, comprising:

pairing, by a processor of a display device, with a device configured to access account information associated with a user;

receiving account information from the device;

checking a timestamp associated with the account information;

comparing the timestamp with a current time to determine an age of the account information;

displaying the received account information with an icon to inform the user of the age of the account information when the account information is older than a predetermined threshold preconfigured by the user;

determining whether to change a content frame of the display displaying the account information; and

changing the content frame of the display displaying account information at a predetermined time interval to cycle through additional account information.

Assignments (2)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Oct 3, 2019
From: KOEPPEL, ADAM R.; NIDERBERG, ALEX LEO; KELLY, KEVIN; MITTAL, MILI; CALANDRO, SARAH; TURFBOER, JONATHAN R.
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 050619/0753 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Oct 3, 2019
From: CAPITAL ONE FINANCIAL CORPORATION
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 050619/0868 →
Continuity (6)
Continuation 16159504 · Oct 12, 2018
Continuation 15974253 · May 8, 2018
Continuation 15712056 · Sep 21, 2017
Continuation 14836297 · Aug 26, 2015
Provisional Application 62041864 · Aug 26, 2014
Related Publication 20200034817A1 · Jan 30, 2020