Tamper-proof electronic transaction device
Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.
1. A tamper-proof transaction processing device comprising:
a housing including at least a first protective layer and a second protective layer;
an electronic component arranged within the housing, the electronic component comprising a secure element chip storing unique information relating to the secure element chip; and
at least two different strength adhesives, the at least two different strength adhesives securing together different parts of the tamper-proof transaction processing device;
wherein the electronic component is arranged between the first protective layer and the second protective layer; and
wherein the electronic component is provisioned to only receive funds.
2. The device of claim 1 , wherein the secure element chip is provided in a first region of the electronic component;
wherein a first strength adhesive is provided to secure at least a part of the secure element chip to at least a part of the first protective layer;
wherein a second strength adhesive or no adhesive is provided to secure at least a part of the first region of the secure element chip to at least a part of the second protective layer; and
wherein the electronic component is configured to detach from the device through an application of force in a direction away from the first protective layer while the secure element chip is adapted to remain attached to the first protective layer.
3. The device of claim 2 , wherein the second strength adhesive is provided to secure at least a part of a region outside the first region of the electronic component to the first protective layer.
4. The device of claim 3 , wherein the first strength adhesive is used to secure at least a part of the region outside the first region of the electronic component to the second protective layer.
5. The device of claim 2 , wherein the first strength adhesive is epoxy, methacrylate or contact bond adhesive, and/or the second strength adhesive is a removable adhesive.
6. The device of claim 1 , wherein the first protective layer is secured to a surface of a service dispensing device with a first strength adhesive.
7. The device of claim 1 , wherein a top surface of the first protective layer comprises indicia that indicates when tampering of the device has occurred.
8. The device of claim 1 , wherein the electronic component is a contactless EMV smart card.
9. A tamper-proof transaction processing device comprising:
a housing including at least a first protective layer and a second protective layer;
an electronic component arranged within the housing;
an adhesive provided between the first protective layer and the second protective layer; and
a mounting block configured to attach the tamper-proof transaction processing device to a mounting surface of a service dispensing device;
wherein the electronic component is arranged between the first protective layer and the second protective layer; and
wherein the electronic component is provisioned to only receive funds.
10. The device of claim 9 , further comprising:
a mounting screw adapted to be inserted into the mounting block.
11. The device of claim 9 , wherein the adhesive is provided between the mounting block and the mounting surface.
12. The device of claim 9 , wherein the electronic component comprises a secure element chip storing unique information relating to the secure element chip.
13. The device of claim 12 , wherein the unique information comprises one of a primary account number (PAN) associated with a payment instrument and a tokenized PAN associated with the payment instrument.
14. The device of claim 12 , further comprising:
a first strength adhesive provided on a first surface of the secure element chip; and
a second strength adhesive provided on a second surface of the secure element chip.
15. The device of claim 9 , wherein the first and second protective layers comprise at least one of polyvinyl chloride, polycarbonate, polyester, or polyethylene terephthalate.
16. The device of claim 9 , further comprising:
a first strength adhesive provided between the second protective layer and the mounting surface.
17. The device of claim 9 , further comprising:
a first strength adhesive provided between the first protective layer and the mounting block.
18. A transaction processing system comprising:
a service dispensing device; and
a tamper-proof transaction processing device, the tamper-proof transaction processing device comprising:
a housing including at least a first protective layer and a second protective layer; and
an electronic component arranged within the housing, the electronic component comprising a secure element chip storing unique information relating to the secure element chip;
wherein the service dispensing device is configured to:
initiate an identity check when a payment instrument is brought into close proximity of a the tamper-proof transaction processing device to communicate with the payment instrument, the tamper-proof transaction processing device being configured to communicate with the service dispensing device.
19. The system of claim 18 , wherein the service dispensing device is configured to display identity information of a registered owner of the payment instrument on a display when the payment instrument and data processing device are in close proximity.
20. The system of claim 19 , wherein the identity information includes an image of the register owner of the payment instrument.