IP Library › Granted Patent US 11,074,588
Granted Patent B2
US 11,074,588 · App. 16/863,134 · Granted Jul 27, 2021

Tamper-proof electronic transaction device

Inventors: Daren Lee Pickering (London, GB); Jonathan Stewart Vokes (London, GB); Nicholas Telford-Reed (London, GB)
Assignee: WORLDPAY LIMITED
G06Q20/405G06K19/145G06K19/18G06Q20/3278G06Q20/341G06Q20/382
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Quick Facts
Patent No.
US 11,074,588
App. No.
16/863,134
Granted
Jul 27, 2021
Kind
B2
Abstract

Tamper-proofing and secure identity validation techniques in a transaction processing system and secure electronic payment techniques are disclosed. A tamper-proof transaction processing device is provided and comprises at least two different strength adhesives to secure parts of the device together and a housing comprising at least a first and second protective layer. An electronic component comprising a secure element chip storing unique information relating to the chip is located between the first and second protective layer in the housing. In another aspect, a transaction processing system includes a payment instrument that is configured to approve only negative value and/or zero value transaction requests. Another aspect provides an identity card checking system and method where the identity card is brought into proximity of a data processing device and identity information is displayed on the screen of the data processing device for the period of time while the card is in proximity.

Claims (45)

1. A tamper-proof transaction processing device comprising:

a housing including at least a first protective layer and a second protective layer;

an electronic component arranged within the housing, the electronic component comprising a secure element chip storing unique information relating to the secure element chip; and

at least two different strength adhesives, the at least two different strength adhesives securing together different parts of the tamper-proof transaction processing device;

wherein the electronic component is arranged between the first protective layer and the second protective layer; and

wherein the electronic component is provisioned to only receive funds.

2. The device of claim 1 , wherein the secure element chip is provided in a first region of the electronic component;

wherein a first strength adhesive is provided to secure at least a part of the secure element chip to at least a part of the first protective layer;

wherein a second strength adhesive or no adhesive is provided to secure at least a part of the first region of the secure element chip to at least a part of the second protective layer; and

wherein the electronic component is configured to detach from the device through an application of force in a direction away from the first protective layer while the secure element chip is adapted to remain attached to the first protective layer.

3. The device of claim 2 , wherein the second strength adhesive is provided to secure at least a part of a region outside the first region of the electronic component to the first protective layer.

4. The device of claim 3 , wherein the first strength adhesive is used to secure at least a part of the region outside the first region of the electronic component to the second protective layer.

5. The device of claim 2 , wherein the first strength adhesive is epoxy, methacrylate or contact bond adhesive, and/or the second strength adhesive is a removable adhesive.

6. The device of claim 1 , wherein the first protective layer is secured to a surface of a service dispensing device with a first strength adhesive.

7. The device of claim 1 , wherein a top surface of the first protective layer comprises indicia that indicates when tampering of the device has occurred.

8. The device of claim 1 , wherein the electronic component is a contactless EMV smart card.

9. A tamper-proof transaction processing device comprising:

a housing including at least a first protective layer and a second protective layer;

an electronic component arranged within the housing;

an adhesive provided between the first protective layer and the second protective layer; and

a mounting block configured to attach the tamper-proof transaction processing device to a mounting surface of a service dispensing device;

wherein the electronic component is arranged between the first protective layer and the second protective layer; and

wherein the electronic component is provisioned to only receive funds.

10. The device of claim 9 , further comprising:

a mounting screw adapted to be inserted into the mounting block.

11. The device of claim 9 , wherein the adhesive is provided between the mounting block and the mounting surface.

12. The device of claim 9 , wherein the electronic component comprises a secure element chip storing unique information relating to the secure element chip.

13. The device of claim 12 , wherein the unique information comprises one of a primary account number (PAN) associated with a payment instrument and a tokenized PAN associated with the payment instrument.

14. The device of claim 12 , further comprising:

a first strength adhesive provided on a first surface of the secure element chip; and

a second strength adhesive provided on a second surface of the secure element chip.

15. The device of claim 9 , wherein the first and second protective layers comprise at least one of polyvinyl chloride, polycarbonate, polyester, or polyethylene terephthalate.

16. The device of claim 9 , further comprising:

a first strength adhesive provided between the second protective layer and the mounting surface.

17. The device of claim 9 , further comprising:

a first strength adhesive provided between the first protective layer and the mounting block.

18. A transaction processing system comprising:

a service dispensing device; and

a tamper-proof transaction processing device, the tamper-proof transaction processing device comprising:

a housing including at least a first protective layer and a second protective layer; and

an electronic component arranged within the housing, the electronic component comprising a secure element chip storing unique information relating to the secure element chip;

wherein the service dispensing device is configured to:

initiate an identity check when a payment instrument is brought into close proximity of a the tamper-proof transaction processing device to communicate with the payment instrument, the tamper-proof transaction processing device being configured to communicate with the service dispensing device.

19. The system of claim 18 , wherein the service dispensing device is configured to display identity information of a registered owner of the payment instrument on a display when the payment instrument and data processing device are in close proximity.

20. The system of claim 19 , wherein the identity information includes an image of the register owner of the payment instrument.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded May 1, 2020
From: PICKERING, DAREN LEE; VOKES, JONATHAN STEWART; TELFORD-REED, NICHOLAS
To: WORLDPAY LIMITED
Reel/Frame 052544/0578 →
Priority Claims (1)
GB 1601393 · Jan 26, 2016 · national
Continuity (2)
Division 15417067 · Jan 26, 2017
Related Publication 20200258083A1 · Aug 13, 2020