IP Library Granted Patent US 12,192,865
Granted Patent B2
US 12,192,865 · App. 18/135,597 · Granted Jan 7, 2025

Method for mobile device-based cooperative data capture

Inventors: Jonathan Matus (San Francisco, CA); Pankaj Risbood (San Francisco, CA); Aditya Karnik (San Francisco, CA); Manish Sachdev (San Francisco, CA)
Assignee: Credit Karma, LLC
H04W4/40G08B21/04G08B25/016G08G1/205H04W4/023H04W4/027G08G1/162H04W4/026
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Quick Facts
Patent No.
US 12,192,865
App. No.
18/135,597
Granted
Jan 7, 2025
Kind
B2
Abstract

Embodiments of a method for improving movement characteristic determination using a plurality of mobile devices associated with a vehicle can include: collecting a first movement dataset corresponding to at least one of a first location sensor and a first motion sensor of a first mobile device of the plurality of mobile devices; collecting a second movement dataset corresponding to at least one of a second location sensor and a second motion sensor of a second mobile device of the plurality of mobile devices; determining satisfaction of a device association condition indicative of the first and the second mobile devices as associated with the vehicle, based on the first and the second movement datasets; and after determining the satisfaction of the device association condition, determining a vehicle movement characteristic based on the first and the second movement datasets.

Claims (34)

1. A method for a plurality of mobile devices in a vehicle, the method comprising:

with a first computer onboard a first mobile device, receiving at least a portion of a first movement dataset corresponding to a first sensor of the first mobile device of the plurality of mobile devices, wherein the first movement dataset comprises at least one of: position, velocity, and acceleration data;

with a second computer onboard a second mobile device, receiving at least a portion of a second movement dataset corresponding to a second sensor of the second mobile device of the plurality of mobile devices, wherein the second movement dataset comprises at least one of: position, velocity, and acceleration data;

based on an at least partial overlap between the first and the second movement datasets, determining, with a remote computer in communication with the first and second computers, satisfaction of a device association condition indicative of the first and the second mobile devices residing in the vehicle; and

based on determining the satisfaction of the device association condition and with the remote computer:

with a trained machine learning multi-device-based vehicle movement model and the first and second movement datasets, determining a vehicle movement characteristic comprising a driver classification associated with a user of the first mobile device; and

initiating an action based on the driver classification, wherein the action comprises: collecting additional data of the first movement dataset; and ceasing collection of additional data of the second movement dataset.

2. The method of claim 1 , wherein the vehicle movement characteristic is based on vehicle-relative motion of the first and second mobile devices.

3. The method of claim 1 , wherein the vehicle movement characteristic is determined based on a difference in acceleration between the first and second mobile devices associated with the at least partial overlap between the first and second movement datasets.

4. The method of claim 1 , wherein the driver classification is determined based on a comparison of the first and second movement datasets.

5. The method of claim 1 , wherein the action comprises providing different content to the first and second mobile devices based on the driver classification.

6. The method of claim 1 , wherein the vehicle movement characteristic further comprises a driver score, wherein the action comprises providing the driver score at the first mobile device.

7. The method of claim 6 , wherein the driver score is determined using at least a portion of each of the first and second movement datasets.

8. The method of claim 6 , further comprising: determining a passenger classification associated with the second mobile device; and providing different content to the second mobile device based on the passenger classification.

9. The method of claim 1 , wherein the driver classification is determined with the trained machine learning multi-device-based vehicle movement model during a driving session associated with a time period of the at least partial overlap between the first and second movement datasets.

10. The method of claim 9 , wherein the at least partial overlap is based on an intersection of the first and second movement datasets.

11. The method of claim 1 , wherein satisfaction of the device association condition is determined based on a route data comparison between the first and second movement datasets.

12. The method of claim 1 , wherein satisfaction of the device association condition is determined based proximity of the first and second mobile device.

13. The method of claim 12 , further comprising: determining proximity values between the first and second mobile devices over time, wherein the device association condition is based on changes in the proximity values.

14. The method of claim 1 , wherein the first and second movements datasets comprise position-velocity-acceleration (PVA) data.

15. A method for a plurality of mobile devices in a vehicle, the method comprising:

with a first computer onboard a first mobile device, receiving at least a portion of a first movement dataset corresponding to a first sensor of the first mobile device of the plurality of mobile devices, wherein the first movement dataset comprises at least one of: position, velocity, and acceleration data;

with a second computer onboard a second mobile device, receiving at least a portion of a second movement dataset corresponding to a second sensor of the second mobile device of the plurality of mobile devices, wherein the second movement dataset comprises at least one of: position, velocity, and acceleration data;

with a remote computer in communication with the first and second computers, based on an at least partial overlap between the first and the second movement datasets, determining satisfaction of a device association condition indicative of the first and the second mobile devices residing in the vehicle; and

based on determining the satisfaction of the device association condition, with the remote computer:

based on a comparison of the first and second movement datasets and with a trained machine learning model, determining a driver classification associated with a first user profile of the first mobile device and a passenger classification associated with a second user profile of the second mobile device; and

performing a first and a second action associated with the first and second user profiles, respectively, based on the driver classification and the passenger classification, respectively, wherein the first and second actions are different, and wherein:

the first action comprises receiving additional information of the first movement dataset; and

the second action comprises ceasing collection of additional data of the second movement dataset.

16. The method of claim 15 , further comprising determining a driver score based on the first movement dataset, wherein the first action comprises providing the driver score at the first mobile device.

17. The method of claim 15 , wherein the second action comprises user-related insurance processing.

18. The method of claim 15 , wherein satisfaction of the device association condition is determined based on a route data comparison between the first and second movement datasets.

19. The method of claim 15 , wherein satisfaction of the device association condition is determined based proximity of the first and second mobile device.

20. The method of claim 19 , further comprising: determining proximity values between the first and second mobile devices over time, wherein the device association condition is based on changes in the proximity values.

Assignments (3)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Sep 18, 2024
From: MATUS, JONATHAN; RISBOOD, PANKAJ; KARNIK, ADITYA; SACHDEV, MANISH
To: ZENDRIVE, INC.
Reel/Frame 068628/0846 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Aug 16, 2024
From: ZENDRIVE, INC.
To: CREDIT KARMA, LLC
Reel/Frame 068584/0017 →
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 17, 2023
From: MATUS, JONATHAN; RISBOOD, PANKAJ; KARNIK, ADITYA; SACHDEV, MANISH
To: ZENDRIVE, INC.
Reel/Frame 063347/0849 →
Continuity (5)
Continuation 16814444 · Mar 10, 2020
Continuation 15921152 · Mar 14, 2018
Continuation 15702601 · Sep 12, 2017
Provisional Application 62393308 · Sep 12, 2016
Related Publication 20230254673A1 · Aug 10, 2023
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