IP Library › Granted Patent US 11,967,213
Granted Patent B2
US 11,967,213 · App. 18/303,690 · Granted Apr 23, 2024

Methods and systems for demonstrating a personalized automated teller machine (ATM) presentation

Inventor: Stephen Van Beek Faletti (Brooklyn, NY)
Assignee: Capital One Services, LLC
G07F19/206G07F19/207G07F19/211H04W4/025H04W12/06H04W12/63
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Quick Facts
Patent No.
US 11,967,213
App. No.
18/303,690
Granted
Apr 23, 2024
Kind
B2
Abstract

A computer-implemented method for demonstrating a personalized automated teller machine (ATM) presentation to a user may include: obtaining transaction data of the user via a device associated with the user; obtaining, via the one or more processors, geographic data of the user based on the transaction data; generating, via the one or more processors, ATM data based on the geographic data of the user; obtaining, via the one or more processors, user feedback data based on the ATM data, wherein the user feedback data comprises a selection of an ATM of the list of the ATMs; transmitting, to the selected ATM of the list of the ATMs, presentation data based on the transaction data and the user feedback data; and demonstrating, via the selected ATM of the list of the ATMs, the personalized ATM presentation to the user based on the presentation data.

Claims (39)

1. A computer-implemented method for demonstrating a personalized automated teller machine (ATM) presentation to a user, the method comprising:

obtaining, at a server system, previous transaction data of the user;

predicting, based on the obtained previous transaction data, a future geographic location of one or more of the user or an activity to be performed by the user;

causing an ATM associated within the predicted future geographic location to obtain presentation data that includes information regarding a transaction entity associated with the user; and

causing at least one display associated with the ATM to demonstrate the personalized ATM presentation to the user based on the presentation data.

2. The computer-implemented method of claim 1 , wherein the previous transaction data includes a time and a location of one or more previous transactions by the user.

3. The computer-implemented method of claim 2 , wherein the future geographic location is predicted within a predetermined radius of one or more locations from the one or more previous transactions.

4. The computer-implemented method of claim 2 , further comprising:

predicting a future time of one or more of a presence of the user at the future geographic location or an occurrence of the activity to be performed by the user;

wherein the causing of the at least one display associated with the ATM to demonstrate the personalized ATM presentation to the user is performed with reference to the predicted future time.

5. The computer-implemented method of claim 2 , wherein the location of one or more previous transactions by the user is determined by obtaining historical positioning data from a user device of the user corresponding to the time of the one or more previous transactions by the user.

6. The computer-implemented method of claim 1 , wherein causing the at least one display associated with the ATM to demonstrate the personalized ATM presentation is performed in response to determining that the user has entered within a predetermined radius of the ATM.

7. The computer-implemented method of claim 1 , wherein the activity includes an activity able to be performed by the user via the ATM.

8. The computer-implemented method of claim 1 , wherein the activity includes procuring or providing a good or service.

9. The computer-implemented method of claim 1 , wherein the personalized ATM presentation includes at least one of a logo or a theme associated with the transaction entity.

10. The computer-implemented method of claim 1 , wherein the transaction entity includes at least one of a financial services provider, an on-line resource, or a merchant.

11. A system for demonstrating a personalized automated teller machine (ATM) presentation to a user, comprising:

at least one memory storing instructions; and

at least one processor operatively connected to the at least one memory and configured to execute the instructions to perform operations, including:

obtaining previous transaction data of the user;

predicting, based on the obtained previous transaction data, a future geographic location of one or more of the user or an activity to be performed by the user;

causing an ATM associated within the predicted future geographic location to obtain presentation data that includes information regarding a transaction entity associated with the user; and

causing at least one display associated with the ATM to demonstrate the personalized ATM presentation to the user based on the presentation data.

12. The system of claim 11 , wherein the previous transaction data includes a time and a location of one or more previous transactions by the user.

13. The system of claim 12 , wherein the future geographic location is predicted within a predetermined radius of one or more locations from the one or more previous transactions.

14. The system of claim 12 , further comprising:

predicting a future time of one or more of a presence of the user at the future geographic location or an occurrence of the activity to be performed by the user;

wherein the causing of the at least one display associated with the ATM to demonstrate the personalized ATM presentation to the user is performed with reference to the predicted future time.

15. The system of claim 12 , wherein the location of one or more previous transactions by the user is determined by obtaining historical positioning data from a user device of the user corresponding to the time of the one or more previous transactions by the user.

16. The system of claim 11 , wherein causing the at least one display associated with the ATM to demonstrate the personalized ATM presentation is performed in response to determining that the user has entered within a predetermined radius of the ATM.

17. The system of claim 11 , wherein the activity includes an activity able to be performed by the user via the ATM or procuring or providing a good or service.

18. The system of claim 11 , wherein the personalized ATM presentation includes at least one of a logo or a theme associated with the transaction entity.

19. The system of claim 11 , wherein the transaction entity includes at least one of a financial services provider, an on-line resource, or a merchant.

20. A non-transitory computer-readable medium comprising instructions for demonstrating a personalized automated teller machine (ATM) presentation to a user that are executable by at least one processor to perform operations, including:

obtaining previous transaction data of the user, wherein the previous transaction data includes a time and a location of one or more previous transactions by the user;

predicting, based on the obtained previous transaction data, a future geographic location of one or more of the user or an activity to be performed by the user, wherein the future geographic location is predicted within a predetermined radius of one or more locations from the one or more previous transactions;

predicting a future time of one or more of a presence of the user at the future geographic location or an occurrence of the activity to be performed by the user;

causing an ATM associated within the predicted future geographic location to obtain presentation data that includes information regarding a transaction entity associated with the user; and

with reference to the predicted future time, causing at least one display associated with the ATM to demonstrate the personalized ATM presentation to the user based on the presentation data.

Assignments (1)
ASSIGNMENT OF ASSIGNOR'S INTEREST Recorded Apr 21, 2023
From: VAN BEEK FALETTI, STEPHEN
To: CAPITAL ONE SERVICES, LLC
Reel/Frame 063403/0408 →
Continuity (4)
Continuation 17451328 · Oct 19, 2021
Continuation 17102485 · Nov 24, 2020
Continuation 16746122 · Jan 17, 2020
Related Publication 20230260372A1 · Aug 17, 2023
Cited By (1)
US 12,243,396